Compare Bonsall, CA Car Insurance Rates (2021)

Car insurance in Bonsall, CA averages $293 a month. Bonsall, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bonsall car insurance rates, compare quotes from the top car insurance companies in Bonsall, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bonsall, CA are $3,511/year
  • The cheapest car insurance company in Bonsall for teen drivers is USAA
  • The cheapest car insurance company in Bonsall is USAA

If you need to buy Bonsall, California car insurance, the options can be confusing. Everything you need to know about car insurance in Bonsall, CA is right here.

You’ll find Bonsall car insurance rates, the cheapest Bonsall, CA car insurance companies, and information on California car insurance laws. You can also compare Bonsall, California car insurance rates to Los Angeles car insurance rates, San Jose car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Bonsall, CA car insurance today? Enter your ZIP code for fast, free Bonsall car insurance quotes.

Cheapest Bonsall, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bonsall, CA car insurance rates? Every Bonsall, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bonsall, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,699 $2,697 $1,976 $1,991 $7,545 $9,485 $3,444 $3,771
Farmers $2,236 $2,236 $2,022 $2,022 $7,109 $11,599 $2,648 $2,948
GEICO $1,756 $1,757 $1,651 $1,651 $5,351 $5,445 $2,524 $2,580
Liberty Mutual $2,200 $2,082 $2,045 $1,981 $4,797 $5,103 $2,480 $2,502
Nationwide $3,073 $2,929 $2,706 $2,546 $7,874 $8,688 $3,668 $3,612
Progressive $1,897 $1,954 $1,632 $1,931 $5,166 $6,214 $2,756 $2,966
State Farm $3,415 $3,415 $3,053 $3,053 $6,326 $7,858 $3,782 $3,898
Travelers $2,300 $2,224 $2,040 $2,019 $4,769 $5,428 $2,987 $2,916
USAA $1,915 $1,810 $1,873 $1,876 $4,381 $4,397 $2,647 $2,496

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Minimum Car Insurance in Bonsall, CA

Every driver must carry the minimum car insurance in Bonsall, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Bonsall, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Bonsall, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bonsall, CA to rates for a clean record with top companies.

Annual Bonsall, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,537 $4,258 $6,683 $3,326
Farmers $3,037 $4,132 $5,140 $4,100
GEICO $1,984 $3,069 $3,843 $2,461
Liberty Mutual $2,516 $3,371 $3,042 $2,666
Nationwide $3,063 $3,927 $6,631 $3,927
Progressive $1,998 $3,415 $3,965 $2,880
State Farm $3,107 $3,704 $6,986 $3,604
Travelers $2,061 $3,360 $3,888 $3,033
USAA $1,777 $2,646 $4,328 $1,947

Cheapest Bonsall, CA Car Insurance for Teen Drivers

Teen car insurance in Bonsall, CA can be expensive. Take a look at rates from the top car insurance companies in Bonsall for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bonsall, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,545 $9,485
Farmers $7,109 $11,599
GEICO $5,351 $5,445
Liberty Mutual $4,797 $5,103
Nationwide $7,874 $8,688
Progressive $5,166 $6,214
State Farm $6,326 $7,858
Travelers $4,769 $5,428
USAA $4,381 $4,397

Cheapest Bonsall, CA Car Insurance for Seniors

Take a look at Bonsall, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bonsall, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,976 $1,991
Farmers $2,022 $2,022
GEICO $1,651 $1,651
Liberty Mutual $2,045 $1,981
Nationwide $2,706 $2,546
Progressive $1,632 $1,931
State Farm $3,053 $3,053
Travelers $2,040 $2,019
USAA $1,873 $1,876

Cheapest Bonsall, CA Car Insurance Rates After a DUI

A DUI in Bonsall, CA increases car insurance rates. Compare Bonsall, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bonsall, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,683
Farmers $5,140
GEICO $3,843
Liberty Mutual $3,042
Nationwide $6,631
Progressive $3,965
State Farm $6,986
Travelers $3,888
USAA $4,328

Cheapest Bonsall, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bonsall, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bonsall, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,790 $4,612
Farmers $3,722 $4,483
GEICO $2,579 $3,099
Liberty Mutual $2,661 $3,136
Nationwide $3,873 $4,901
Progressive $2,780 $3,349
State Farm $4,191 $4,509
Travelers $2,780 $3,391
USAA $2,464 $2,885

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The Best Cheap Car Insurance Companies in Bonsall, CA

Take a look at a side-by-side comparison of the top car insurance companies in Bonsall, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bonsall, California

Insurance Company Average Annual Rates
Allstate $4,201
Farmers $4,103
GEICO $2,839
Liberty Mutual $2,899
Nationwide $4,387
Progressive $3,065
State Farm $4,350
Travelers $3,085
USAA $2,674

Category Winners: Cheapest Car Insurance in Bonsall, California

Find the cheapest car insurance companies in Bonsall, CA for each category right here.

Best Annual Car Insurance Rates by Company in Bonsall, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Bonsall, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bonsall car insurance rates. Find the cheapest Bonsall, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bonsall, California

Insurance Company Low Medium High
Allstate $3,979 $4,237 $4,387
Farmers $3,803 $4,136 $4,368
GEICO $2,560 $2,870 $3,087
Liberty Mutual $2,705 $2,923 $3,068
Nationwide $3,916 $4,469 $4,776
Progressive $2,711 $3,164 $3,319
State Farm $3,885 $4,433 $4,733
Travelers $2,675 $3,172 $3,409
USAA $2,415 $2,728 $2,880

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What affects car insurance rates in Bonsall, California?

What factors can have an impact on Bonsall, CA car insurance? There are several reasons why Bonsall car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bonsall, California.

Commute Time in Bonsall

The more time you spend in your car the higher the risk of an accident. The average commute length in Bonsall, CA is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Bonsall, CA

Ready to find affordable Bonsall, California car insurance today? Enter your ZIP code for fast, free Bonsall, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State