Compare Boone, NC Car Insurance Rates (2021)

Car insurance in Boone, NC averages $264 a month. Boone, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Boone car insurance rates, compare quotes from the top car insurance companies in Boone, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boone is Liberty Mutual
  • Average car insurance rates in Boone, NC are $3,174/year
  • Average car insurance rates in Boone, NC after a DUI are $5,982/year

If you need to buy Boone, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Boone, NC is right here.

You’ll find Boone car insurance rates, the cheapest Boone, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Boone, North Carolina car insurance rates to Charlotte car insurance rates, Raleigh car insurance rates, and Cary car insurance rates.

Ready to find affordable Boone, NC car insurance today? Enter your ZIP code for fast, free Boone car insurance quotes.

Cheapest Boone, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boone, NC car insurance rates? Every Boone, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boone, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,098 $5,098 $4,187 $4,187 $12,212 $12,212 $5,199 $5,199
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,691 $1,691 $1,545 $1,545 $3,741 $3,741 $1,855 $1,855
State Farm $2,736 $2,736 $2,364 $2,364 $4,022 $4,022 $3,384 $3,384
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

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Minimum Car Insurance in Boone, NC

Every driver must carry the minimum car insurance in Boone, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Boone, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Boone, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boone, NC. Compare credit history car insurance rates in Boone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boone, North Carolina

Insurance Company Poor Fair Good
Allstate $9,038 $5,866 $5,118
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,481 $2,153 $1,991
State Farm $4,400 $2,805 $2,174
Travelers $3,065 $2,790 $2,759

Cheapest Boone, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boone, NC to rates for a clean record with top companies.

Annual Boone, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,613 $6,353 $11,843 $4,888
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,045 $1,536 $4,764 $1,487
State Farm $1,660 $2,405 $6,037 $2,405
Travelers $1,706 $2,238 $5,336 $2,205

Cheapest Boone, NC Car Insurance for Teen Drivers

Teen car insurance in Boone, NC can be expensive. Take a look at rates from the top car insurance companies in Boone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boone, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,212 $12,212
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,741 $3,741
State Farm $4,022 $4,022
Travelers $4,108 $4,108

Cheapest Boone, NC Car Insurance for Seniors

Take a look at Boone, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boone, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,187 $4,187
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,545 $1,545
State Farm $2,364 $2,364
Travelers $2,424 $2,424

Cheapest Boone, NC Car Insurance Rates After a DUI

A DUI in Boone, NC increases car insurance rates. Compare Boone, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boone, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,843
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,764
State Farm $6,037
Travelers $5,336

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Cheapest Boone, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boone, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boone, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,674 $6,674
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,208 $2,208
State Farm $3,114 $3,140
Travelers $2,871 $2,871

Cheapest Boone, NC Car Insurance Rates by ZIP Code

Boone car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Boone, NC.

Annual Car Insurance Rates by ZIP Code in Boone, North Carolina

ZIP Code Average Annual Rates
28607 $2,816
28608 $2,917

The Best Cheap Car Insurance Companies in Boone, NC

Take a look at a side-by-side comparison of the top car insurance companies in Boone, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boone, North Carolina

Insurance Company Average Annual Rates
Allstate $6,674
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,208
State Farm $3,127
Travelers $2,871

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Category Winners: Cheapest Car Insurance in Boone, North Carolina

Find the cheapest car insurance companies in Boone, NC for each category right here.

Best Annual Car Insurance Rates by Company in Boone, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Boone, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boone car insurance rates. Find the cheapest Boone, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boone, North Carolina

Insurance Company Low Medium High
Allstate $6,472 $6,653 $6,897
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,112 $2,196 $2,316
State Farm $3,008 $3,112 $3,260
Travelers $2,765 $2,858 $2,991

What affects car insurance rates in Boone, North Carolina?

What factors can have an impact on Boone, NC car insurance? There are several reasons why Boone car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boone, North Carolina.

Commute Time in Boone

The more time you spend in your car the higher the risk of an accident. The average commute length in Boone, NC is 13.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Boone, NC

Ready to find affordable Boone, North Carolina car insurance today? Enter your ZIP code for fast, free Boone, NC car insurance quotes.

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