Compare Borger, TX Car Insurance Rates (2021)

Car insurance in Borger, TX averages $319 a month. Borger, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Borger car insurance rates, compare quotes from the top car insurance companies in Borger, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Borger, TX after a DUI are $4,358/year
  • Average car insurance rates in Borger, TX are $3,829/year
  • The cheapest car insurance company in Borger for teen drivers is USAA

If you need to buy Borger, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Borger, TX is right here.

You’ll find Borger car insurance rates, the cheapest Borger, TX car insurance companies, and information on Texas car insurance laws. You can also compare Borger, Texas car insurance rates to Austin car insurance rates, Plano car insurance rates, and Laredo car insurance rates.

Ready to find affordable Borger, TX car insurance today? Enter your ZIP code for fast, free Borger car insurance quotes.

Cheapest Borger, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Borger, TX car insurance rates? Every Borger, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Borger, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,287 $3,604 $2,859 $3,232 $7,388 $9,808 $4,480 $5,100
GEICO $2,154 $2,277 $1,998 $2,184 $4,462 $4,702 $2,328 $2,374
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,373 $2,312 $2,077 $2,138 $9,003 $10,032 $2,841 $2,928
State Farm $1,923 $1,923 $1,700 $1,700 $4,436 $5,627 $2,079 $2,150
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Borger, TX

Every driver must carry the minimum car insurance in Borger, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Borger, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Borger, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Borger, TX. Compare credit history car insurance rates in Borger from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Borger, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,029 $4,214 $3,666
GEICO $4,320 $2,459 $1,651
Nationwide $5,100 $4,065 $3,531
Progressive $4,804 $4,080 $3,756
State Farm $3,817 $2,372 $1,888
USAA $3,624 $2,022 $1,606

Cheapest Borger, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Borger, TX to rates for a clean record with top companies.

Annual Borger, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $4,564 $5,721 $5,030 $4,564
GEICO $2,390 $3,086 $2,679 $3,086
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $3,686 $4,670 $4,316 $4,179
State Farm $2,411 $2,741 $3,206 $2,411
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Borger, TX Car Insurance for Teen Drivers

Teen car insurance in Borger, TX can be expensive. Take a look at rates from the top car insurance companies in Borger for teenagers.

Annual Car Insurance Rates for Teen Drivers in Borger, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $7,388 $9,808
GEICO $4,462 $4,702
Nationwide $7,453 $9,632
Progressive $9,003 $10,032
State Farm $4,436 $5,627
USAA $4,047 $4,518

Cheapest Borger, TX Car Insurance for Seniors

Take a look at Borger, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Borger, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $2,859 $3,232
GEICO $1,998 $2,184
Nationwide $2,351 $2,503
Progressive $2,077 $2,138
State Farm $1,700 $1,700
USAA $1,497 $1,531

Cheapest Borger, TX Car Insurance Rates After a DUI

A DUI in Borger, TX increases car insurance rates. Compare Borger, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Borger, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,715
American Family $5,030
GEICO $2,679
Nationwide $5,466
Progressive $4,316
State Farm $3,206
USAA $3,094

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Cheapest Borger, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Borger, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Borger, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,351 $5,594
American Family $4,970 $4,970
GEICO $2,752 $2,868
Nationwide $4,232 $4,232
Progressive $4,213 $4,213
State Farm $2,692 $2,692
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Borger, TX

Take a look at a side-by-side comparison of the top car insurance companies in Borger, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Borger, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $4,970
GEICO $2,810
Nationwide $4,232
Progressive $4,213
State Farm $2,692
USAA $2,417

Category Winners: Cheapest Car Insurance in Borger, Texas

Find the cheapest car insurance companies in Borger, TX for each category right here.

Best Annual Car Insurance Rates by Company in Borger, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Borger, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Borger car insurance rates. Find the cheapest Borger, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Borger, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $4,729 $4,848 $5,332
GEICO $2,716 $2,790 $2,924
Nationwide $4,596 $4,046 $4,054
Progressive $4,083 $4,199 $4,357
State Farm $2,574 $2,687 $2,816
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Borger, Texas?

What factors can have an impact on Borger, TX car insurance? There are several reasons why Borger car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Borger, Texas.

Car Theft in Borger

High levels of vehicle theft can make car insurance more expensive. Borger, TX car theft statistics from the FBI indicate 35 vehicle thefts a year.

Commute Time in Borger

The more time you spend in your car the higher the risk of an accident. The average commute length in Borger, TX is 13.0 minutes according to City-Data.

Compare Car Insurance Quotes in Borger, TX

Ready to find affordable Borger, Texas car insurance today? Enter your ZIP code for fast, free Borger, TX car insurance quotes.

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