Compare Boston, KY Car Insurance Rates (2021)

Car insurance in Boston, KY averages $385 a month. Boston, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Boston car insurance rates, compare quotes from the top car insurance companies in Boston, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boston for teen drivers is USAA
  • The cheapest car insurance company in Boston is USAA
  • Average car insurance rates in Boston, KY are $4,620/year

If you need to buy Boston, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Boston, KY is right here.

You’ll find Boston car insurance rates, the cheapest Boston, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Boston, Kentucky car insurance rates to Frankfort car insurance rates, Covington car insurance rates, and Independence car insurance rates.

Ready to find affordable Boston, KY car insurance today? Enter your ZIP code for fast, free Boston car insurance quotes.

Cheapest Boston, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boston, KY car insurance rates? Every Boston, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boston, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,396 $3,348 $3,086 $3,294 $13,133 $14,759 $3,726 $3,916
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,845 $3,085 $2,423 $2,712 $11,682 $12,930 $2,966 $3,075
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,197 $2,092 $1,973 $1,982 $10,703 $12,112 $2,725 $2,781
State Farm $1,928 $1,928 $1,715 $1,715 $5,696 $7,224 $2,152 $2,404
Travelers $2,274 $2,313 $2,247 $2,248 $11,181 $17,958 $2,384 $2,731
USAA $1,914 $1,916 $1,731 $1,759 $5,109 $5,375 $2,413 $2,639

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Minimum Car Insurance in Boston, KY

Every driver must carry the minimum car insurance in Boston, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Boston, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Boston, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boston, KY. Compare credit history car insurance rates in Boston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boston, Kentucky

Insurance Company Poor Fair Good
Allstate $8,050 $5,569 $4,628
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,454 $4,578 $3,612
Nationwide $5,732 $4,513 $3,919
Progressive $5,105 $4,454 $4,153
State Farm $4,484 $2,700 $2,102
Travelers $6,035 $5,117 $5,099
USAA $4,248 $2,382 $1,942

Cheapest Boston, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boston, KY to rates for a clean record with top companies.

Annual Boston, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,010 $6,585 $7,055 $5,679
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,350 $6,690 $5,198 $4,621
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,780 $5,600 $4,309 $4,593
State Farm $2,833 $3,357 $3,095 $3,095
Travelers $4,718 $4,852 $7,038 $5,060
USAA $2,155 $3,044 $3,636 $2,594

Cheapest Boston, KY Car Insurance for Teen Drivers

Teen car insurance in Boston, KY can be expensive. Take a look at rates from the top car insurance companies in Boston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boston, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,133 $14,759
GEICO $8,260 $9,795
Liberty Mutual $11,682 $12,930
Nationwide $7,618 $9,461
Progressive $10,703 $12,112
State Farm $5,696 $7,224
Travelers $11,181 $17,958
USAA $5,109 $5,375

Cheapest Boston, KY Car Insurance for Seniors

Take a look at Boston, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boston, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,086 $3,294
GEICO $4,219 $3,821
Liberty Mutual $2,423 $2,712
Nationwide $3,031 $3,157
Progressive $1,973 $1,982
State Farm $1,715 $1,715
Travelers $2,247 $2,248
USAA $1,731 $1,759

Cheapest Boston, KY Car Insurance Rates After a DUI

A DUI in Boston, KY increases car insurance rates. Compare Boston, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boston, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,055
GEICO $8,093
Liberty Mutual $5,198
Nationwide $6,153
Progressive $4,309
State Farm $3,095
Travelers $7,038
USAA $3,636

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Cheapest Boston, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boston, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boston, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,082 $6,082
GEICO $4,955 $5,049
Liberty Mutual $5,215 $5,215
Nationwide $4,721 $4,721
Progressive $4,571 $4,571
State Farm $3,019 $3,171
Travelers $5,417 $5,417
USAA $2,750 $2,964

The Best Cheap Car Insurance Companies in Boston, KY

Take a look at a side-by-side comparison of the top car insurance companies in Boston, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boston, Kentucky

Insurance Company Average Annual Rates
Allstate $6,082
GEICO $5,002
Liberty Mutual $5,215
Nationwide $4,721
Progressive $4,571
State Farm $3,095
Travelers $5,417
USAA $2,857

Category Winners: Cheapest Car Insurance in Boston, Kentucky

Find the cheapest car insurance companies in Boston, KY for each category right here.

Best Annual Car Insurance Rates by Company in Boston, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Boston, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boston car insurance rates. Find the cheapest Boston, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boston, Kentucky

Insurance Company Low Medium High
Allstate $5,587 $6,055 $6,604
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,940 $5,179 $5,526
Nationwide $4,750 $4,668 $4,746
Progressive $4,194 $4,508 $5,010
State Farm $2,926 $3,095 $3,265
Travelers $5,132 $5,443 $5,676
USAA $2,719 $2,850 $3,002

What affects car insurance rates in Boston, Kentucky?

What factors can have an impact on Boston, KY car insurance? There are several reasons why Boston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boston, Kentucky.

Commute Time in Boston

The more time you spend in your car the higher the risk of an accident. The average commute length in Boston, KY is 31.2 minutes according to City-Data.

Traffic in Boston

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Boston, KY traffic data from INRIX ranks Boston as the 36th-most congested in the world.

Compare Car Insurance Quotes in Boston, KY

Ready to find affordable Boston, Kentucky car insurance today? Enter your ZIP code for fast, free Boston, KY car insurance quotes.

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