Compare Boston, PA Car Insurance Rates (2021)

Car insurance in Boston, PA averages $314 a month. Boston, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Boston car insurance rates, compare quotes from the top car insurance companies in Boston, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Boston, PA after a DUI are $4,111/year
  • Average car insurance rates in Boston, PA are $3,766/year
  • The cheapest car insurance company in Boston is USAA

If you need to buy Boston, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Boston, PA is right here.

You’ll find Boston car insurance rates, the cheapest Boston, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Boston, Pennsylvania car insurance rates to Harrisburg car insurance rates, Philadelphia car insurance rates, and York car insurance rates.

Ready to find affordable Boston, PA car insurance today? Enter your ZIP code for fast, free Boston car insurance quotes.

Cheapest Boston, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boston, PA car insurance rates? Every Boston, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boston, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,346 $2,346 $2,173 $2,173 $8,013 $8,013 $2,574 $2,574
GEICO $2,120 $1,834 $1,993 $1,725 $5,517 $4,784 $2,138 $1,849
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $1,895 $1,895 $1,795 $1,795 $5,357 $5,357 $2,126 $2,126
Progressive $2,653 $2,653 $2,376 $2,376 $8,793 $8,793 $3,399 $3,399
State Farm $1,613 $1,613 $1,431 $1,431 $5,604 $5,604 $1,787 $1,787
Travelers $1,505 $1,505 $1,635 $1,635 $22,092 $22,092 $1,799 $1,799
USAA $1,218 $1,218 $1,100 $1,100 $3,723 $3,723 $1,621 $1,621

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Minimum Car Insurance in Boston, PA

Every driver must carry the minimum car insurance in Boston, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Boston, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Boston, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boston, PA. Compare credit history car insurance rates in Boston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boston, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,824 $3,603 $2,903
GEICO $4,124 $2,320 $1,791
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $3,278 $2,697 $2,406
Progressive $5,683 $4,007 $3,225
State Farm $3,715 $2,298 $1,813
Travelers $7,335 $6,646 $6,291
USAA $2,390 $1,779 $1,576

Cheapest Boston, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boston, PA to rates for a clean record with top companies.

Annual Boston, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,614 $4,265 $3,614 $3,614
GEICO $2,014 $3,504 $2,682 $2,780
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $2,014 $2,699 $3,761 $2,699
Progressive $3,895 $5,425 $4,004 $3,896
State Farm $2,374 $2,843 $2,608 $2,608
Travelers $4,772 $6,824 $8,610 $6,824
USAA $1,538 $2,130 $2,274 $1,719

Cheapest Boston, PA Car Insurance for Teen Drivers

Teen car insurance in Boston, PA can be expensive. Take a look at rates from the top car insurance companies in Boston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boston, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,013 $8,013
GEICO $5,517 $4,784
Liberty Mutual $9,981 $9,981
Nationwide $5,357 $5,357
Progressive $8,793 $8,793
State Farm $5,604 $5,604
Travelers $22,092 $22,092
USAA $3,723 $3,723

Cheapest Boston, PA Car Insurance for Seniors

Take a look at Boston, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boston, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,173 $2,173
GEICO $1,993 $1,725
Liberty Mutual $3,146 $3,146
Nationwide $1,795 $1,795
Progressive $2,376 $2,376
State Farm $1,431 $1,431
Travelers $1,635 $1,635
USAA $1,100 $1,100

Cheapest Boston, PA Car Insurance Rates After a DUI

A DUI in Boston, PA increases car insurance rates. Compare Boston, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boston, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,614
GEICO $2,682
Liberty Mutual $5,339
Nationwide $3,761
Progressive $4,004
State Farm $2,608
Travelers $8,610
USAA $2,274

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Cheapest Boston, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boston, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boston, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,699 $3,854
GEICO $2,703 $2,787
Liberty Mutual $5,094 $5,361
Nationwide $2,793 $2,793
Progressive $4,305 $4,305
State Farm $2,525 $2,692
Travelers $6,757 $6,757
USAA $1,860 $1,970

The Best Cheap Car Insurance Companies in Boston, PA

Take a look at a side-by-side comparison of the top car insurance companies in Boston, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boston, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,777
GEICO $2,745
Liberty Mutual $5,228
Nationwide $2,793
Progressive $4,305
State Farm $2,608
Travelers $6,757
USAA $1,915

Category Winners: Cheapest Car Insurance in Boston, Pennsylvania

Find the cheapest car insurance companies in Boston, PA for each category right here.

Best Annual Car Insurance Rates by Company in Boston, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Boston, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boston car insurance rates. Find the cheapest Boston, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boston, Pennsylvania

Insurance Company Low Medium High
Allstate $3,628 $3,797 $3,904
GEICO $2,540 $2,773 $2,921
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $2,830 $2,828 $2,722
Progressive $3,938 $4,350 $4,627
State Farm $2,430 $2,647 $2,749
Travelers $6,823 $6,772 $6,678
USAA $1,780 $1,934 $2,032

What affects car insurance rates in Boston, Pennsylvania?

What factors can have an impact on Boston, PA car insurance? There are several reasons why Boston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boston, Pennsylvania.

Traffic in Boston

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Boston, PA traffic data from INRIX ranks Boston as the 36th-most congested in the world.

Compare Car Insurance Quotes in Boston, PA

Ready to find affordable Boston, Pennsylvania car insurance today? Enter your ZIP code for fast, free Boston, PA car insurance quotes.

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