Compare Boston, VA Car Insurance Rates (2021)

Car insurance in Boston, VA averages $201 a month. Boston, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Boston car insurance rates, compare quotes from the top car insurance companies in Boston, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Boston, VA after a DUI are $2,863/year
  • Average car insurance rates in Boston, VA are $2,412/year
  • The cheapest car insurance company in Boston is USAA

If you need to buy Boston, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Boston, VA is right here.

You’ll find Boston car insurance rates, the cheapest Boston, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Boston, Virginia car insurance rates to Portsmouth car insurance rates, Newport News car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Boston, VA car insurance today? Enter your ZIP code for fast, free Boston car insurance quotes.

Cheapest Boston, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boston, VA car insurance rates? Every Boston, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boston, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,006 $1,896 $1,995 $1,995 $6,261 $7,218 $2,610 $2,620
GEICO $1,597 $1,598 $1,516 $1,516 $3,347 $4,485 $1,855 $1,841
Nationwide $1,495 $1,504 $1,326 $1,362 $3,589 $4,628 $1,651 $1,797
Progressive $1,232 $1,171 $1,111 $1,115 $5,593 $6,289 $1,492 $1,527
State Farm $1,479 $1,479 $1,331 $1,331 $4,406 $5,544 $1,671 $1,916
USAA $1,150 $1,132 $1,078 $1,083 $3,580 $4,256 $1,480 $1,625

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Minimum Car Insurance in Boston, VA

Every driver must carry the minimum car insurance in Boston, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Boston, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Boston, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boston, VA. Compare credit history car insurance rates in Boston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boston, Virginia

Insurance Company Poor Fair Good
Allstate $4,054 $3,245 $2,676
GEICO $2,466 $2,096 $2,096
Nationwide $2,570 $2,064 $1,874
Progressive $2,727 $2,378 $2,219
State Farm $3,406 $2,111 $1,667
USAA $2,569 $1,753 $1,447

Cheapest Boston, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boston, VA to rates for a clean record with top companies.

Annual Boston, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,497 $3,952 $3,642 $3,209
GEICO $1,680 $2,188 $3,330 $1,680
Nationwide $1,885 $1,885 $2,766 $2,140
Progressive $2,090 $2,757 $2,489 $2,429
State Farm $2,190 $2,599 $2,395 $2,395
USAA $1,488 $1,935 $2,556 $1,713

Cheapest Boston, VA Car Insurance for Teen Drivers

Teen car insurance in Boston, VA can be expensive. Take a look at rates from the top car insurance companies in Boston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boston, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,261 $7,218
GEICO $3,347 $4,485
Nationwide $3,589 $4,628
Progressive $5,593 $6,289
State Farm $4,406 $5,544
USAA $3,580 $4,256

Cheapest Boston, VA Car Insurance for Seniors

Take a look at Boston, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boston, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,995 $1,995
GEICO $1,516 $1,516
Nationwide $1,326 $1,362
Progressive $1,111 $1,115
State Farm $1,331 $1,331
USAA $1,078 $1,083

Cheapest Boston, VA Car Insurance Rates After a DUI

A DUI in Boston, VA increases car insurance rates. Compare Boston, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boston, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,642
GEICO $3,330
Nationwide $2,766
Progressive $2,489
State Farm $2,395
USAA $2,556

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Cheapest Boston, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boston, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boston, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,424
GEICO $2,177 $2,261
Nationwide $2,169 $2,169
Progressive $2,441 $2,441
State Farm $2,335 $2,454
USAA $1,852 $1,994

The Best Cheap Car Insurance Companies in Boston, VA

Take a look at a side-by-side comparison of the top car insurance companies in Boston, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boston, Virginia

Insurance Company Average Annual Rates
Allstate $3,325
GEICO $2,219
Nationwide $2,169
Progressive $2,441
State Farm $2,395
USAA $1,923

Category Winners: Cheapest Car Insurance in Boston, Virginia

Find the cheapest car insurance companies in Boston, VA for each category right here.

Best Annual Car Insurance Rates by Company in Boston, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Boston, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boston car insurance rates. Find the cheapest Boston, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boston, Virginia

Insurance Company Low Medium High
Allstate $3,240 $3,326 $3,409
GEICO $2,136 $2,217 $2,305
Nationwide $2,279 $2,148 $2,080
Progressive $2,339 $2,415 $2,569
State Farm $2,253 $2,391 $2,539
USAA $1,843 $1,927 $1,999

What affects car insurance rates in Boston, Virginia?

What factors can have an impact on Boston, VA car insurance? There are several reasons why Boston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boston, Virginia.

Commute Time in Boston

The more time you spend in your car the higher the risk of an accident. The average commute length in Boston, VA is 37.8 minutes according to City-Data.

Traffic in Boston

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Boston, VA traffic data from INRIX ranks Boston as the 36th-most congested in the world.

Compare Car Insurance Quotes in Boston, VA

Ready to find affordable Boston, Virginia car insurance today? Enter your ZIP code for fast, free Boston, VA car insurance quotes.

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