Compare Bottineau, ND Car Insurance Rates (2021)

Car insurance in Bottineau, ND averages $357 a month. Bottineau, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bottineau car insurance rates, compare quotes from the top car insurance companies in Bottineau, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bottineau, ND are $4,288/year
  • The cheapest car insurance company in Bottineau for teen drivers is USAA
  • Average car insurance rates in Bottineau, ND after a DUI are $5,139/year

If you need to buy Bottineau, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Bottineau, ND is right here.

You’ll find Bottineau car insurance rates, the cheapest Bottineau, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Bottineau, North Dakota car insurance rates to Williston car insurance rates, Minot car insurance rates, and Wahpeton car insurance rates.

Ready to find affordable Bottineau, ND car insurance today? Enter your ZIP code for fast, free Bottineau car insurance quotes.

Cheapest Bottineau, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bottineau, ND car insurance rates? Every Bottineau, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bottineau, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,882 $1,844 $1,681 $1,750 $6,815 $6,976 $2,145 $2,267
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,034 $1,937 $1,642 $1,707 $7,447 $8,319 $2,487 $2,516
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Bottineau, ND

Every driver must carry the minimum car insurance in Bottineau, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Bottineau, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bottineau, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bottineau, ND. Compare credit history car insurance rates in Bottineau from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bottineau, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,292 $3,681 $3,115
Farmers $3,671 $2,995 $2,844
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,060 $3,387 $3,087
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Bottineau, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bottineau, ND to rates for a clean record with top companies.

Annual Bottineau, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,666 $3,408 $3,368 $3,238
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,243 $3,985 $3,280 $3,537
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Bottineau, ND Car Insurance for Teen Drivers

Teen car insurance in Bottineau, ND can be expensive. Take a look at rates from the top car insurance companies in Bottineau for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bottineau, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $6,100 $8,820
Farmers $6,815 $6,976
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $7,447 $8,319
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Bottineau, ND Car Insurance for Seniors

Take a look at Bottineau, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bottineau, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,612 $2,612
Farmers $1,681 $1,750
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,642 $1,707
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Bottineau, ND Car Insurance Rates After a DUI

A DUI in Bottineau, ND increases car insurance rates. Compare Bottineau, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bottineau, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
American Family $5,597
Farmers $3,368
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,280
State Farm $2,757
USAA $2,854

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Cheapest Bottineau, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bottineau, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bottineau, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,979 $4,079
Farmers $3,170 $3,170
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $3,511 $3,511
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheapest Bottineau, ND Car Insurance Rates by ZIP Code

Bottineau car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bottineau, ND.

Annual Car Insurance Rates by ZIP Code in Bottineau, North Dakota

ZIP Code Average Annual Rates
58318 $4,509
58762 $4,581

The Best Cheap Car Insurance Companies in Bottineau, ND

Take a look at a side-by-side comparison of the top car insurance companies in Bottineau, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bottineau, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $4,029
Farmers $3,170
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $3,511
State Farm $2,757
USAA $2,028

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Category Winners: Cheapest Car Insurance in Bottineau, North Dakota

Find the cheapest car insurance companies in Bottineau, ND for each category right here.

Best Annual Car Insurance Rates by Company in Bottineau, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Bottineau, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bottineau car insurance rates. Find the cheapest Bottineau, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bottineau, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,159 $4,230 $3,699
Farmers $3,101 $3,157 $3,252
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $3,405 $3,497 $3,632
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Bottineau, North Dakota?

What factors can have an impact on Bottineau, ND car insurance? There are several reasons why Bottineau car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bottineau, North Dakota.

Commute Time in Bottineau

The more time you spend in your car the higher the risk of an accident. The average commute length in Bottineau, ND is 14.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Bottineau, ND

Ready to find affordable Bottineau, North Dakota car insurance today? Enter your ZIP code for fast, free Bottineau, ND car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State