Compare Boulder Creek, CA Car Insurance Rates (2021)

Car insurance in Boulder Creek, CA averages $295 a month. Boulder Creek, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Boulder Creek car insurance rates, compare quotes from the top car insurance companies in Boulder Creek, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Boulder Creek, CA after a DUI are $4,975/year
  • The cheapest car insurance company in Boulder Creek for teen drivers is USAA
  • The cheapest car insurance company in Boulder Creek is USAA

If you need to buy Boulder Creek, California car insurance, the options can be confusing. Everything you need to know about car insurance in Boulder Creek, CA is right here.

You’ll find Boulder Creek car insurance rates, the cheapest Boulder Creek, CA car insurance companies, and information on California car insurance laws. You can also compare Boulder Creek, California car insurance rates to Sacramento car insurance rates, Long Beach car insurance rates, and San Diego car insurance rates.

Ready to find affordable Boulder Creek, CA car insurance today? Enter your ZIP code for fast, free Boulder Creek car insurance quotes.

Cheapest Boulder Creek, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boulder Creek, CA car insurance rates? Every Boulder Creek, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boulder Creek, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,603 $1,920 $1,930 $7,366 $9,265 $3,324 $3,631
Farmers $2,442 $2,442 $2,204 $2,204 $7,843 $12,917 $2,901 $3,236
GEICO $1,735 $1,736 $1,632 $1,632 $5,294 $5,391 $2,494 $2,552
Liberty Mutual $2,171 $2,055 $2,023 $1,961 $4,780 $5,083 $2,447 $2,463
Nationwide $3,241 $3,093 $2,826 $2,663 $8,303 $9,141 $3,884 $3,842
Progressive $1,873 $1,931 $1,568 $1,875 $4,955 $6,013 $2,690 $2,900
State Farm $3,369 $3,369 $3,012 $3,012 $6,189 $7,654 $3,732 $3,852
Travelers $2,371 $2,296 $2,097 $2,075 $4,884 $5,587 $3,076 $3,016
USAA $1,808 $1,715 $1,765 $1,775 $4,087 $4,116 $2,505 $2,369

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Minimum Car Insurance in Boulder Creek, CA

Every driver must carry the minimum car insurance in Boulder Creek, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Boulder Creek, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Boulder Creek, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boulder Creek, CA to rates for a clean record with top companies.

Annual Boulder Creek, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,470 $4,137 $6,481 $3,235
Farmers $3,338 $4,552 $5,679 $4,524
GEICO $1,963 $3,033 $3,802 $2,436
Liberty Mutual $2,494 $3,341 $3,014 $2,642
Nationwide $3,229 $4,135 $6,999 $4,135
Progressive $1,952 $3,303 $3,838 $2,809
State Farm $3,048 $3,636 $6,872 $3,538
Travelers $2,129 $3,442 $4,011 $3,119
USAA $1,674 $2,487 $4,075 $1,834

Cheapest Boulder Creek, CA Car Insurance for Teen Drivers

Teen car insurance in Boulder Creek, CA can be expensive. Take a look at rates from the top car insurance companies in Boulder Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boulder Creek, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,366 $9,265
Farmers $7,843 $12,917
GEICO $5,294 $5,391
Liberty Mutual $4,780 $5,083
Nationwide $8,303 $9,141
Progressive $4,955 $6,013
State Farm $6,189 $7,654
Travelers $4,884 $5,587
USAA $4,087 $4,116

Cheapest Boulder Creek, CA Car Insurance for Seniors

Take a look at Boulder Creek, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boulder Creek, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,930
Farmers $2,204 $2,204
GEICO $1,632 $1,632
Liberty Mutual $2,023 $1,961
Nationwide $2,826 $2,663
Progressive $1,568 $1,875
State Farm $3,012 $3,012
Travelers $2,097 $2,075
USAA $1,765 $1,775

Cheapest Boulder Creek, CA Car Insurance Rates After a DUI

A DUI in Boulder Creek, CA increases car insurance rates. Compare Boulder Creek, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boulder Creek, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,481
Farmers $5,679
GEICO $3,802
Liberty Mutual $3,014
Nationwide $6,999
Progressive $3,838
State Farm $6,872
Travelers $4,011
USAA $4,075

Cheapest Boulder Creek, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boulder Creek, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boulder Creek, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $4,476
Farmers $4,105 $4,942
GEICO $2,551 $3,065
Liberty Mutual $2,641 $3,105
Nationwide $4,081 $5,168
Progressive $2,700 $3,251
State Farm $4,121 $4,427
Travelers $2,856 $3,494
USAA $2,321 $2,714

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The Best Cheap Car Insurance Companies in Boulder Creek, CA

Take a look at a side-by-side comparison of the top car insurance companies in Boulder Creek, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boulder Creek, California

Insurance Company Average Annual Rates
Allstate $4,081
Farmers $4,524
GEICO $2,808
Liberty Mutual $2,873
Nationwide $4,624
Progressive $2,976
State Farm $4,274
Travelers $3,175
USAA $2,518

Category Winners: Cheapest Car Insurance in Boulder Creek, California

Find the cheapest car insurance companies in Boulder Creek, CA for each category right here.

Best Annual Car Insurance Rates by Company in Boulder Creek, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Boulder Creek, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boulder Creek car insurance rates. Find the cheapest Boulder Creek, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boulder Creek, California

Insurance Company Low Medium High
Allstate $3,881 $4,114 $4,247
Farmers $4,240 $4,555 $4,775
GEICO $2,567 $2,838 $3,020
Liberty Mutual $2,679 $2,901 $3,039
Nationwide $4,195 $4,705 $4,973
Progressive $2,723 $3,053 $3,151
State Farm $3,906 $4,336 $4,580
Travelers $2,784 $3,263 $3,479
USAA $2,299 $2,563 $2,691

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What affects car insurance rates in Boulder Creek, California?

What factors can have an impact on Boulder Creek, CA car insurance? There are several reasons why Boulder Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boulder Creek, California.

Commute Time in Boulder Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Boulder Creek, CA is 38.7 minutes according to City-Data.

Compare Car Insurance Quotes in Boulder Creek, CA

Ready to find affordable Boulder Creek, California car insurance today? Enter your ZIP code for fast, free Boulder Creek, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State