Compare Boulder, UT Car Insurance Rates (2021)

Car insurance in Boulder, UT averages $279 a month. Boulder, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Boulder car insurance rates, compare quotes from the top car insurance companies in Boulder, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boulder for teen drivers is USAA
  • Average car insurance rates in Boulder, UT after a DUI are $3,825/year
  • The cheapest car insurance company in Boulder is USAA

If you need to buy Boulder, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Boulder, UT is right here.

You’ll find Boulder car insurance rates, the cheapest Boulder, UT car insurance companies, and information on Utah car insurance laws. You can also compare Boulder, Utah car insurance rates to Provo car insurance rates, South Jordan car insurance rates, and Ogden car insurance rates.

Ready to find affordable Boulder, UT car insurance today? Enter your ZIP code for fast, free Boulder car insurance quotes.

Cheapest Boulder, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boulder, UT car insurance rates? Every Boulder, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boulder, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,036 $1,898 $1,844 $1,846 $6,135 $6,835 $2,174 $2,169
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $1,901 $1,882 $1,681 $1,788 $8,000 $8,248 $2,150 $2,224
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $1,927 $1,801 $1,572 $1,675 $7,606 $8,453 $2,221 $2,322
State Farm $2,663 $2,663 $2,403 $2,403 $7,914 $9,847 $3,014 $3,451
USAA $1,405 $1,383 $1,258 $1,261 $4,866 $5,685 $1,712 $1,871

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Minimum Car Insurance in Boulder, UT

Every driver must carry the minimum car insurance in Boulder, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Boulder, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Boulder, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boulder, UT. Compare credit history car insurance rates in Boulder from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boulder, Utah

Insurance Company Poor Fair Good
Allstate $4,170 $2,794 $2,387
American Family $4,451 $3,337 $2,838
Farmers $3,991 $3,314 $3,148
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,460 $2,600 $2,296
Progressive $3,917 $3,334 $3,090
State Farm $6,987 $3,519 $2,379
USAA $3,488 $2,220 $1,583

Cheapest Boulder, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boulder, UT to rates for a clean record with top companies.

Annual Boulder, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,176 $3,676 $2,969
American Family $2,928 $3,646 $4,307 $3,286
Farmers $2,966 $3,855 $3,742 $3,374
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $2,928 $4,374 $3,060 $3,425
State Farm $3,918 $4,671 $4,295 $4,295
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Boulder, UT Car Insurance for Teen Drivers

Teen car insurance in Boulder, UT can be expensive. Take a look at rates from the top car insurance companies in Boulder for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boulder, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,135 $6,835
American Family $7,096 $9,328
Farmers $8,000 $8,248
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,808 $6,139
Progressive $7,606 $8,453
State Farm $7,914 $9,847
USAA $4,866 $5,685

Cheapest Boulder, UT Car Insurance for Seniors

Take a look at Boulder, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boulder, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,846
American Family $1,815 $1,815
Farmers $1,681 $1,788
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,625 $1,716
Progressive $1,572 $1,675
State Farm $2,403 $2,403
USAA $1,258 $1,261

Cheapest Boulder, UT Car Insurance Rates After a DUI

A DUI in Boulder, UT increases car insurance rates. Compare Boulder, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boulder, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,676
American Family $4,307
Farmers $3,742
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,493
Progressive $3,060
State Farm $4,295
USAA $3,252

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Cheapest Boulder, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boulder, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boulder, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
American Family $3,539 $3,544
Farmers $3,484 $3,484
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,785 $2,785
Progressive $3,447 $3,447
State Farm $4,188 $4,402
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Boulder, UT

Take a look at a side-by-side comparison of the top car insurance companies in Boulder, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boulder, Utah

Insurance Company Average Annual Rates
Allstate $3,117
American Family $3,542
Farmers $3,484
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,785
Progressive $3,447
State Farm $4,295
USAA $2,430

Category Winners: Cheapest Car Insurance in Boulder, Utah

Find the cheapest car insurance companies in Boulder, UT for each category right here.

Best Annual Car Insurance Rates by Company in Boulder, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Boulder, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boulder car insurance rates. Find the cheapest Boulder, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boulder, Utah

Insurance Company Low Medium High
Allstate $2,976 $3,110 $3,264
American Family $3,455 $3,588 $3,582
Farmers $3,179 $3,433 $3,841
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,058 $2,646 $2,653
Progressive $3,177 $3,338 $3,826
State Farm $4,054 $4,305 $4,526
USAA $2,324 $2,432 $2,534

What affects car insurance rates in Boulder, Utah?

What factors can have an impact on Boulder, UT car insurance? There are several reasons why Boulder car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boulder, Utah.

Commute Time in Boulder

The more time you spend in your car the higher the risk of an accident. The average commute length in Boulder, UT is 7.4 minutes according to City-Data.

Traffic in Boulder

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Boulder, UT traffic data from INRIX ranks Boulder as the 333rd-most congested in the world.

Compare Car Insurance Quotes in Boulder, UT

Ready to find affordable Boulder, Utah car insurance today? Enter your ZIP code for fast, free Boulder, UT car insurance quotes.

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