Compare Bountiful, UT Car Insurance Rates (2021)

Car insurance in Bountiful, UT averages $310 a month. Bountiful, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Bountiful car insurance rates, compare quotes from the top car insurance companies in Bountiful, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bountiful, UT are $3,725/year
  • The cheapest car insurance company in Bountiful for teen drivers is USAA
  • The cheapest car insurance company in Bountiful is USAA

If you need to buy Bountiful, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Bountiful, UT is right here.

You’ll find Bountiful car insurance rates, the cheapest Bountiful, UT car insurance companies, and information on Utah car insurance laws. You can also compare Bountiful, Utah car insurance rates to Provo car insurance rates, West Jordan car insurance rates, and Ogden car insurance rates.

Ready to find affordable Bountiful, UT car insurance today? Enter your ZIP code for fast, free Bountiful car insurance quotes.

Cheapest Bountiful, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bountiful, UT car insurance rates? Every Bountiful, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bountiful, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,455 $2,274 $2,236 $2,239 $7,846 $8,791 $2,603 $2,582
American Family $2,065 $2,065 $1,905 $1,905 $7,538 $9,793 $2,065 $2,424
Farmers $2,238 $2,210 $1,976 $2,109 $9,579 $9,861 $2,528 $2,603
GEICO $1,962 $2,190 $2,187 $2,565 $5,963 $6,358 $1,695 $1,686
Liberty Mutual $2,614 $2,810 $2,159 $2,406 $10,878 $12,069 $2,750 $2,910
Nationwide $1,842 $1,857 $1,651 $1,732 $5,063 $6,414 $2,136 $2,283
Progressive $2,075 $1,919 $1,704 $1,813 $8,661 $9,617 $2,396 $2,516
State Farm $2,784 $2,784 $2,547 $2,547 $8,723 $10,854 $3,162 $3,619
USAA $1,458 $1,431 $1,312 $1,308 $5,176 $6,040 $1,770 $1,936

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Minimum Car Insurance in Bountiful, UT

Every driver must carry the minimum car insurance in Bountiful, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Bountiful, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bountiful, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bountiful, UT. Compare credit history car insurance rates in Bountiful from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bountiful, Utah

Insurance Company Poor Fair Good
Allstate $5,180 $3,486 $2,969
American Family $4,673 $3,510 $2,977
Farmers $4,729 $3,941 $3,743
GEICO $4,690 $2,595 $1,942
Liberty Mutual $6,863 $4,259 $3,351
Nationwide $3,537 $2,699 $2,381
Progressive $4,325 $3,721 $3,467
State Farm $7,531 $3,790 $2,561
USAA $3,656 $2,336 $1,670

Cheapest Bountiful, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bountiful, UT to rates for a clean record with top companies.

Annual Bountiful, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,263 $3,942 $4,619 $3,689
American Family $3,058 $3,832 $4,542 $3,448
Farmers $3,520 $4,582 $4,449 $4,002
GEICO $2,195 $3,451 $4,098 $2,559
Liberty Mutual $3,764 $5,201 $5,584 $4,750
Nationwide $2,288 $3,067 $3,587 $2,547
Progressive $3,239 $4,931 $3,390 $3,790
State Farm $4,195 $5,060 $4,627 $4,627
USAA $2,004 $2,542 $3,424 $2,246

Cheapest Bountiful, UT Car Insurance for Teen Drivers

Teen car insurance in Bountiful, UT can be expensive. Take a look at rates from the top car insurance companies in Bountiful for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bountiful, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,846 $8,791
American Family $7,538 $9,793
Farmers $9,579 $9,861
GEICO $5,963 $6,358
Liberty Mutual $10,878 $12,069
Nationwide $5,063 $6,414
Progressive $8,661 $9,617
State Farm $8,723 $10,854
USAA $5,176 $6,040

Cheapest Bountiful, UT Car Insurance for Seniors

Take a look at Bountiful, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bountiful, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,236 $2,239
American Family $1,905 $1,905
Farmers $1,976 $2,109
GEICO $2,187 $2,565
Liberty Mutual $2,159 $2,406
Nationwide $1,651 $1,732
Progressive $1,704 $1,813
State Farm $2,547 $2,547
USAA $1,312 $1,308

Cheapest Bountiful, UT Car Insurance Rates After a DUI

A DUI in Bountiful, UT increases car insurance rates. Compare Bountiful, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bountiful, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,619
American Family $4,542
Farmers $4,449
GEICO $4,098
Liberty Mutual $5,584
Nationwide $3,587
Progressive $3,390
State Farm $4,627
USAA $3,424

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Cheapest Bountiful, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bountiful, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bountiful, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,878 $3,878
American Family $3,718 $3,722
Farmers $4,138 $4,138
GEICO $3,027 $3,124
Liberty Mutual $4,748 $4,901
Nationwide $2,872 $2,872
Progressive $3,838 $3,838
State Farm $4,508 $4,747
USAA $2,526 $2,582

The Best Cheap Car Insurance Companies in Bountiful, UT

Take a look at a side-by-side comparison of the top car insurance companies in Bountiful, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bountiful, Utah

Insurance Company Average Annual Rates
Allstate $3,878
American Family $3,720
Farmers $4,138
GEICO $3,076
Liberty Mutual $4,824
Nationwide $2,872
Progressive $3,838
State Farm $4,627
USAA $2,554

Category Winners: Cheapest Car Insurance in Bountiful, Utah

Find the cheapest car insurance companies in Bountiful, UT for each category right here.

Best Annual Car Insurance Rates by Company in Bountiful, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Bountiful, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bountiful car insurance rates. Find the cheapest Bountiful, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bountiful, Utah

Insurance Company Low Medium High
Allstate $3,705 $3,870 $4,059
American Family $3,599 $3,769 $3,792
Farmers $3,771 $4,078 $4,565
GEICO $2,847 $3,064 $3,315
Liberty Mutual $4,586 $4,809 $5,079
Nationwide $3,128 $2,732 $2,757
Progressive $3,512 $3,711 $4,290
State Farm $4,311 $4,642 $4,929
USAA $2,431 $2,557 $2,674

What affects car insurance rates in Bountiful, Utah?

What factors can have an impact on Bountiful, UT car insurance? There are several reasons why Bountiful car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bountiful, Utah.

Commute Time in Bountiful

The more time you spend in your car the higher the risk of an accident. The average commute length in Bountiful, UT is 21.7 minutes according to City-Data.

Traffic in Bountiful

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bountiful, UT traffic data from INRIX ranks Bountiful as the 844th-most congested in the world.

Compare Car Insurance Quotes in Bountiful, UT

Ready to find affordable Bountiful, Utah car insurance today? Enter your ZIP code for fast, free Bountiful, UT car insurance quotes.

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