Compare Bourbon, IN Car Insurance Rates (2021)

Car insurance in Bourbon, IN averages $267 a month. Bourbon, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bourbon car insurance rates, compare quotes from the top car insurance companies in Bourbon, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bourbon, IN are $3,208/year
  • The cheapest car insurance company in Bourbon for teen drivers is USAA
  • The cheapest car insurance company in Bourbon is USAA

If you need to buy Bourbon, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Bourbon, IN is right here.

You’ll find Bourbon car insurance rates, the cheapest Bourbon, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Bourbon, Indiana car insurance rates to Carmel car insurance rates, Hammond car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Bourbon, IN car insurance today? Enter your ZIP code for fast, free Bourbon car insurance quotes.

Cheapest Bourbon, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bourbon, IN car insurance rates? Every Bourbon, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bourbon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,569 $2,637 $2,246 $2,456 $7,812 $9,812 $2,626 $2,860
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,467 $1,446 $1,256 $1,411 $7,884 $8,414 $1,930 $2,084
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,577 $1,616 $1,383 $1,480 $4,523 $5,889 $1,843 $2,018
Progressive $1,482 $1,406 $1,343 $1,351 $8,617 $9,701 $1,856 $1,898
State Farm $1,402 $1,402 $1,246 $1,246 $4,184 $5,373 $1,550 $1,719
Travelers $1,165 $1,187 $1,088 $1,090 $7,141 $11,334 $1,229 $1,427
USAA $983 $969 $912 $922 $2,707 $3,033 $1,329 $1,427

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Minimum Car Insurance in Bourbon, IN

Every driver must carry the minimum car insurance in Bourbon, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Bourbon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bourbon, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bourbon, IN. Compare credit history car insurance rates in Bourbon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bourbon, Indiana

Insurance Company Poor Fair Good
Allstate $5,125 $3,805 $3,452
American Family $4,953 $3,229 $2,706
Farmers $3,777 $3,079 $2,853
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,892 $2,446 $2,285
Progressive $3,817 $3,374 $3,180
State Farm $3,301 $1,969 $1,526
Travelers $3,572 $3,027 $3,024
USAA $2,073 $1,365 $1,168

Cheapest Bourbon, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bourbon, IN to rates for a clean record with top companies.

Annual Bourbon, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,294 $4,831 $4,461 $3,923
American Family $2,501 $3,991 $5,046 $2,979
Farmers $2,899 $3,372 $3,477 $3,198
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,185 $2,817 $2,701 $2,461
Progressive $2,599 $4,526 $3,096 $3,606
State Farm $2,213 $2,422 $2,213 $2,213
Travelers $2,726 $3,366 $3,813 $2,925
USAA $1,162 $1,648 $1,891 $1,440

Cheapest Bourbon, IN Car Insurance for Teen Drivers

Teen car insurance in Bourbon, IN can be expensive. Take a look at rates from the top car insurance companies in Bourbon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bourbon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,812 $9,812
American Family $6,152 $8,981
Farmers $7,884 $8,414
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $4,523 $5,889
Progressive $8,617 $9,701
State Farm $4,184 $5,373
Travelers $7,141 $11,334
USAA $2,707 $3,033

Cheapest Bourbon, IN Car Insurance for Seniors

Take a look at Bourbon, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bourbon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,246 $2,456
American Family $2,063 $2,063
Farmers $1,256 $1,411
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,383 $1,480
Progressive $1,343 $1,351
State Farm $1,246 $1,246
Travelers $1,088 $1,090
USAA $912 $922

Cheapest Bourbon, IN Car Insurance Rates After a DUI

A DUI in Bourbon, IN increases car insurance rates. Compare Bourbon, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bourbon, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,461
American Family $5,046
Farmers $3,477
GEICO $3,115
Liberty Mutual $8,386
Nationwide $2,701
Progressive $3,096
State Farm $2,213
Travelers $3,813
USAA $1,891

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Cheapest Bourbon, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bourbon, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bourbon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,127 $4,127
American Family $3,585 $3,673
Farmers $3,236 $3,236
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,541 $2,541
Progressive $3,457 $3,457
State Farm $2,200 $2,330
Travelers $3,208 $3,208
USAA $1,515 $1,556

The Best Cheap Car Insurance Companies in Bourbon, IN

Take a look at a side-by-side comparison of the top car insurance companies in Bourbon, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bourbon, Indiana

Insurance Company Average Annual Rates
Allstate $4,127
American Family $3,629
Farmers $3,236
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,541
Progressive $3,457
State Farm $2,265
Travelers $3,208
USAA $1,535

Category Winners: Cheapest Car Insurance in Bourbon, Indiana

Find the cheapest car insurance companies in Bourbon, IN for each category right here.

Best Annual Car Insurance Rates by Company in Bourbon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Bourbon, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bourbon car insurance rates. Find the cheapest Bourbon, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bourbon, Indiana

Insurance Company Low Medium High
Allstate $3,951 $4,113 $4,317
American Family $3,604 $3,750 $3,534
Farmers $3,115 $3,230 $3,364
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,587 $2,520 $2,516
Progressive $3,271 $3,404 $3,696
State Farm $2,157 $2,264 $2,374
Travelers $3,138 $3,238 $3,247
USAA $1,484 $1,532 $1,590

What affects car insurance rates in Bourbon, Indiana?

What factors can have an impact on Bourbon, IN car insurance? There are several reasons why Bourbon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bourbon, Indiana.

Commute Time in Bourbon

The more time you spend in your car the higher the risk of an accident. The average commute length in Bourbon, IN is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bourbon, IN

Ready to find affordable Bourbon, Indiana car insurance today? Enter your ZIP code for fast, free Bourbon, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State