Compare Bowen, IL Car Insurance Rates (2021)

Car insurance in Bowen, IL averages $250 a month. Bowen, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Bowen car insurance rates, compare quotes from the top car insurance companies in Bowen, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bowen for teen drivers is State Farm
  • The cheapest car insurance company in Bowen is State Farm
  • Average car insurance rates in Bowen, IL after a DUI are $3,505/year

If you need to buy Bowen, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Bowen, IL is right here.

You’ll find Bowen car insurance rates, the cheapest Bowen, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Bowen, Illinois car insurance rates to Champaign car insurance rates, Springfield car insurance rates, and Aurora car insurance rates.

Ready to find affordable Bowen, IL car insurance today? Enter your ZIP code for fast, free Bowen car insurance quotes.

Cheapest Bowen, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bowen, IL car insurance rates? Every Bowen, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bowen, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,295 $2,301 $2,046 $2,152 $9,208 $9,593 $2,611 $2,748
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,411 $1,525 $1,170 $1,309 $4,451 $4,955 $1,481 $1,571
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,922 $1,852 $1,582 $1,640 $6,252 $7,046 $2,303 $2,488
State Farm $1,378 $1,378 $1,211 $1,211 $3,655 $4,666 $1,551 $1,764
Travelers $1,477 $1,561 $1,322 $1,412 $3,976 $4,920 $1,572 $1,657
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Bowen, IL

Every driver must carry the minimum car insurance in Bowen, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Bowen, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Bowen, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bowen, IL. Compare credit history car insurance rates in Bowen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bowen, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $5,016 $3,389 $2,858
Farmers $4,704 $3,921 $3,733
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,166 $1,967 $1,569
Nationwide $3,164 $2,550 $2,235
Progressive $3,596 $3,027 $2,784
State Farm $3,056 $1,830 $1,419
Travelers $2,747 $2,181 $1,783
USAA $3,661 $2,516 $2,074

Cheapest Bowen, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bowen, IL to rates for a clean record with top companies.

Annual Bowen, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,488 $4,470 $4,359 $4,160
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,868 $2,630 $2,323 $2,115
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,603 $3,780 $2,871 $3,289
State Farm $1,941 $2,263 $2,102 $2,102
Travelers $1,789 $2,327 $2,594 $2,240
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Bowen, IL Car Insurance for Teen Drivers

Teen car insurance in Bowen, IL can be expensive. Take a look at rates from the top car insurance companies in Bowen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bowen, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,493 $9,079
Farmers $9,208 $9,593
GEICO $4,847 $5,129
Liberty Mutual $4,451 $4,955
Nationwide $4,593 $5,910
Progressive $6,252 $7,046
State Farm $3,655 $4,666
Travelers $3,976 $4,920
USAA $5,289 $5,831

Cheapest Bowen, IL Car Insurance for Seniors

Take a look at Bowen, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bowen, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,158 $2,158
Farmers $2,046 $2,152
GEICO $1,521 $1,797
Liberty Mutual $1,170 $1,309
Nationwide $1,517 $1,611
Progressive $1,582 $1,640
State Farm $1,211 $1,211
Travelers $1,322 $1,412
USAA $1,527 $1,507

Cheapest Bowen, IL Car Insurance Rates After a DUI

A DUI in Bowen, IL increases car insurance rates. Compare Bowen, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bowen, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,207
Farmers $4,359
GEICO $3,482
Liberty Mutual $2,323
Nationwide $3,250
Progressive $2,871
State Farm $2,102
Travelers $2,594
USAA $3,858

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Cheapest Bowen, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bowen, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bowen, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,705 $3,803
Farmers $4,119 $4,119
GEICO $2,519 $2,617
Liberty Mutual $2,234 $2,234
Nationwide $2,650 $2,650
Progressive $3,136 $3,136
State Farm $2,049 $2,155
Travelers $2,151 $2,324
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Bowen, IL

Take a look at a side-by-side comparison of the top car insurance companies in Bowen, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bowen, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,754
Farmers $4,119
GEICO $2,568
Liberty Mutual $2,234
Nationwide $2,650
Progressive $3,136
State Farm $2,102
Travelers $2,237
USAA $2,750

Category Winners: Cheapest Car Insurance in Bowen, Illinois

Find the cheapest car insurance companies in Bowen, IL for each category right here.

Best Annual Car Insurance Rates by Company in Bowen, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Bowen, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bowen car insurance rates. Find the cheapest Bowen, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bowen, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,654 $3,890 $3,718
Farmers $3,942 $4,035 $4,381
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,119 $2,230 $2,354
Nationwide $2,654 $2,667 $2,629
Progressive $2,940 $3,128 $3,340
State Farm $2,003 $2,105 $2,198
Travelers $2,110 $2,235 $2,367
USAA $2,561 $2,747 $2,942

What affects car insurance rates in Bowen, Illinois?

What factors can have an impact on Bowen, IL car insurance? There are several reasons why Bowen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bowen, Illinois.

Commute Time in Bowen

The more time you spend in your car the higher the risk of an accident. The average commute length in Bowen, IL is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bowen, IL

Ready to find affordable Bowen, Illinois car insurance today? Enter your ZIP code for fast, free Bowen, IL car insurance quotes.

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