Compare Bowie, MD Car Insurance Rates (2021)

Car insurance in Bowie, MD averages $412 a month. Bowie, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Bowie car insurance rates, compare quotes from the top car insurance companies in Bowie, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Bowie is 20715
  • Average car insurance rates in Bowie, MD after a DUI are $5,780/year
  • Average car insurance rates in Bowie, MD are $4,947/year

If you need to buy Bowie, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Bowie, MD is right here.

You’ll find Bowie car insurance rates, the cheapest Bowie, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Bowie, Maryland car insurance rates to Greenbelt car insurance rates, Rockville car insurance rates, and Gaithersburg car insurance rates.

Ready to find affordable Bowie, MD car insurance today? Enter your ZIP code for fast, free Bowie car insurance quotes.

Cheapest Bowie, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bowie, MD car insurance rates? Every Bowie, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bowie, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,879 $3,710 $3,717 $3,813 $11,635 $13,684 $3,478 $3,513
GEICO $2,723 $2,984 $3,110 $3,601 $8,268 $9,413 $2,329 $2,448
Liberty Mutual $6,673 $6,673 $6,597 $6,597 $12,952 $19,195 $6,673 $8,987
Nationwide $2,169 $2,177 $1,962 $2,021 $5,040 $6,623 $2,506 $2,699
Progressive $2,679 $2,408 $2,328 $2,381 $9,685 $10,592 $3,123 $3,048
State Farm $2,633 $2,633 $2,426 $2,426 $8,007 $10,241 $2,943 $3,313
USAA $2,189 $2,150 $2,043 $2,038 $4,850 $5,726 $2,523 $2,813

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Minimum Car Insurance in Bowie, MD

Every driver must carry the minimum car insurance in Bowie, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Bowie, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bowie, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bowie, MD. Compare credit history car insurance rates in Bowie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bowie, Maryland

Insurance Company Poor Fair Good
Allstate $7,692 $5,359 $4,736
GEICO $4,943 $4,093 $4,043
Liberty Mutual $13,273 $8,562 $6,046
Nationwide $4,031 $2,846 $2,572
Progressive $5,699 $4,294 $3,599
State Farm $6,328 $3,757 $2,899
USAA $4,060 $2,780 $2,284

Cheapest Bowie, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bowie, MD to rates for a clean record with top companies.

Annual Bowie, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,233 $6,999 $5,233 $6,249
GEICO $3,084 $4,815 $5,879 $3,660
Liberty Mutual $6,728 $8,825 $13,158 $8,464
Nationwide $2,772 $3,719 $2,965 $3,142
Progressive $3,861 $5,138 $4,677 $4,446
State Farm $3,879 $4,877 $4,278 $4,278
USAA $2,391 $2,933 $4,269 $2,575

Cheapest Bowie, MD Car Insurance for Teen Drivers

Teen car insurance in Bowie, MD can be expensive. Take a look at rates from the top car insurance companies in Bowie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bowie, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,635 $13,684
GEICO $8,268 $9,413
Liberty Mutual $12,952 $19,195
Nationwide $5,040 $6,623
Progressive $9,685 $10,592
State Farm $8,007 $10,241
USAA $4,850 $5,726

Cheapest Bowie, MD Car Insurance for Seniors

Take a look at Bowie, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bowie, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,717 $3,813
GEICO $3,110 $3,601
Liberty Mutual $6,597 $6,597
Nationwide $1,962 $2,021
Progressive $2,328 $2,381
State Farm $2,426 $2,426
USAA $2,043 $2,038

Cheapest Bowie, MD Car Insurance Rates After a DUI

A DUI in Bowie, MD increases car insurance rates. Compare Bowie, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bowie, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,233
GEICO $5,879
Liberty Mutual $13,158
Nationwide $2,965
Progressive $4,677
State Farm $4,278
USAA $4,269

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Cheapest Bowie, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bowie, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bowie, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,844 $6,013
GEICO $4,287 $4,432
Liberty Mutual $9,045 $9,542
Nationwide $3,149 $3,149
Progressive $4,530 $4,530
State Farm $4,214 $4,441
USAA $2,947 $3,137

Cheapest Bowie, MD Car Insurance Rates by ZIP Code

Bowie car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bowie, MD.

Annual Car Insurance Rates by ZIP Code in Bowie, Maryland

ZIP Code Average Annual Rates
20715 $3,930
20716 $4,057
20720 $4,184
20721 $4,722

The Best Cheap Car Insurance Companies in Bowie, MD

Take a look at a side-by-side comparison of the top car insurance companies in Bowie, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bowie, Maryland

Insurance Company Average Annual Rates
Allstate $5,929
GEICO $4,359
Liberty Mutual $9,294
Nationwide $3,149
Progressive $4,530
State Farm $4,328
USAA $3,042

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Category Winners: Cheapest Car Insurance in Bowie, Maryland

Find the cheapest car insurance companies in Bowie, MD for each category right here.

Best Annual Car Insurance Rates by Company in Bowie, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Bowie, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bowie car insurance rates. Find the cheapest Bowie, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bowie, Maryland

Insurance Company Low Medium High
Allstate $5,766 $5,887 $6,133
GEICO $4,197 $4,331 $4,551
Liberty Mutual $9,030 $9,272 $9,579
Nationwide $3,015 $3,158 $3,275
Progressive $4,316 $4,531 $4,744
State Farm $4,090 $4,340 $4,553
USAA $2,883 $3,051 $3,191

What affects car insurance rates in Bowie, Maryland?

What factors can have an impact on Bowie, MD car insurance? There are several reasons why Bowie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bowie, Maryland.

Car Theft in Bowie

High levels of vehicle theft can make car insurance more expensive. Bowie, MD car theft statistics from the FBI indicate 49 vehicle thefts a year.

Commute Time in Bowie

The more time you spend in your car the higher the risk of an accident. The average commute length in Bowie, MD is 37.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Bowie, MD

Ready to find affordable Bowie, Maryland car insurance today? Enter your ZIP code for fast, free Bowie, MD car insurance quotes.

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