Compare Bowman, ND Car Insurance Rates (2021)

Car insurance in Bowman, ND averages $361 a month. Bowman, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bowman car insurance rates, compare quotes from the top car insurance companies in Bowman, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bowman, ND after a DUI are $5,175/year
  • Average car insurance rates in Bowman, ND are $4,336/year
  • The cheapest car insurance company in Bowman is USAA

If you need to buy Bowman, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Bowman, ND is right here.

You’ll find Bowman car insurance rates, the cheapest Bowman, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Bowman, North Dakota car insurance rates to Mandan car insurance rates, Watford City car insurance rates, and West Fargo car insurance rates.

Ready to find affordable Bowman, ND car insurance today? Enter your ZIP code for fast, free Bowman car insurance quotes.

Cheapest Bowman, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bowman, ND car insurance rates? Every Bowman, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bowman, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,512 $2,517 $2,223 $2,354 $9,650 $11,362 $2,761 $2,988
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $2,056 $2,034 $1,843 $1,910 $6,990 $7,197 $2,320 $2,460
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,452 $2,360 $1,984 $2,047 $8,442 $9,472 $3,013 $3,037
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

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Minimum Car Insurance in Bowman, ND

Every driver must carry the minimum car insurance in Bowman, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Bowman, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bowman, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bowman, ND. Compare credit history car insurance rates in Bowman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bowman, North Dakota

Insurance Company Poor Fair Good
Allstate $5,739 $4,360 $3,539
American Family $5,170 $3,587 $3,033
Farmers $3,887 $3,160 $3,007
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,770 $3,948 $3,585
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Cheapest Bowman, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bowman, ND to rates for a clean record with top companies.

Annual Bowman, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,678 $4,049 $6,178 $4,279
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,841 $3,596 $3,545 $3,422
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,800 $4,619 $3,836 $4,150
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheapest Bowman, ND Car Insurance for Teen Drivers

Teen car insurance in Bowman, ND can be expensive. Take a look at rates from the top car insurance companies in Bowman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bowman, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,650 $11,362
American Family $5,947 $8,573
Farmers $6,990 $7,197
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $8,442 $9,472
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheapest Bowman, ND Car Insurance for Seniors

Take a look at Bowman, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bowman, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,354
American Family $2,553 $2,553
Farmers $1,843 $1,910
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $1,984 $2,047
State Farm $1,575 $1,575
USAA $900 $903

Cheapest Bowman, ND Car Insurance Rates After a DUI

A DUI in Bowman, ND increases car insurance rates. Compare Bowman, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bowman, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,178
American Family $5,457
Farmers $3,545
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,836
State Farm $2,757
USAA $2,763

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Cheapest Bowman, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bowman, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bowman, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,435 $4,657
American Family $3,881 $3,979
Farmers $3,351 $3,351
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $4,101 $4,101
State Farm $2,683 $2,831
USAA $1,945 $1,985

The Best Cheap Car Insurance Companies in Bowman, ND

Take a look at a side-by-side comparison of the top car insurance companies in Bowman, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bowman, North Dakota

Insurance Company Average Annual Rates
Allstate $4,546
American Family $3,930
Farmers $3,351
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $4,101
State Farm $2,757
USAA $1,965

Category Winners: Cheapest Car Insurance in Bowman, North Dakota

Find the cheapest car insurance companies in Bowman, ND for each category right here.

Best Annual Car Insurance Rates by Company in Bowman, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Bowman, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bowman car insurance rates. Find the cheapest Bowman, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bowman, North Dakota

Insurance Company Low Medium High
Allstate $4,457 $4,544 $4,637
American Family $4,061 $4,126 $3,604
Farmers $3,280 $3,337 $3,436
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $3,991 $4,087 $4,225
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

What affects car insurance rates in Bowman, North Dakota?

What factors can have an impact on Bowman, ND car insurance? There are several reasons why Bowman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bowman, North Dakota.

Commute Time in Bowman

The more time you spend in your car the higher the risk of an accident. The average commute length in Bowman, ND is 10.2 minutes according to City-Data.

Compare Car Insurance Quotes in Bowman, ND

Ready to find affordable Bowman, North Dakota car insurance today? Enter your ZIP code for fast, free Bowman, ND car insurance quotes.

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