Compare Box Elder, SD Car Insurance Rates (2021)

Car insurance in Box Elder, SD averages $341 a month. Box Elder, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Box Elder car insurance rates, compare quotes from the top car insurance companies in Box Elder, SD.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Box Elder for teen drivers is State Farm
  • Average car insurance rates in Box Elder, SD are $4,094/year
  • The cheapest car insurance company in Box Elder is State Farm

If you need to buy Box Elder, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Box Elder, SD is right here.

You’ll find Box Elder car insurance rates, the cheapest Box Elder, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Box Elder, South Dakota car insurance rates to Yankton car insurance rates, Aberdeen car insurance rates, and Box Elder car insurance rates.

Ready to find affordable Box Elder, SD car insurance today? Enter your ZIP code for fast, free Box Elder car insurance quotes.

Cheapest Box Elder, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Box Elder, SD car insurance rates? Every Box Elder, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Box Elder, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,108 $2,116 $1,856 $1,931 $9,391 $9,769 $2,350 $2,502
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,448 $4,831 $3,508 $4,272 $17,893 $20,097 $4,649 $5,161
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,431 $2,392 $2,004 $2,066 $8,875 $10,093 $3,045 $3,175
State Farm $1,347 $1,347 $1,181 $1,181 $3,620 $4,600 $1,514 $1,719

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Box Elder, SD

Every driver must carry the minimum car insurance in Box Elder, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Box Elder, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Box Elder, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Box Elder, SD. Compare credit history car insurance rates in Box Elder from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Box Elder, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $4,836 $3,484 $2,941
Farmers $4,524 $3,821 $3,664
GEICO $4,421 $2,244 $1,520
Liberty Mutual $11,712 $7,070 $5,539
Nationwide $3,667 $2,879 $2,531
Progressive $4,911 $4,091 $3,779
State Farm $3,003 $1,796 $1,392

Cheapest Box Elder, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Box Elder, SD to rates for a clean record with top companies.

Annual Box Elder, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,416 $4,313 $4,207 $4,075
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $6,819 $8,510 $8,805 $8,295
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,672 $4,984 $3,962 $4,423
State Farm $1,912 $2,215 $2,064 $2,064

Cheapest Box Elder, SD Car Insurance for Teen Drivers

Teen car insurance in Box Elder, SD can be expensive. Take a look at rates from the top car insurance companies in Box Elder for teenagers.

Annual Car Insurance Rates for Teen Drivers in Box Elder, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $5,673 $8,308
Farmers $9,391 $9,769
GEICO $4,505 $5,300
Liberty Mutual $17,893 $20,097
Nationwide $4,690 $6,095
Progressive $8,875 $10,093
State Farm $3,620 $4,600

Cheapest Box Elder, SD Car Insurance for Seniors

Take a look at Box Elder, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Box Elder, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,378 $2,378
Farmers $1,856 $1,931
GEICO $2,090 $1,926
Liberty Mutual $3,508 $4,272
Nationwide $1,922 $2,061
Progressive $2,004 $2,066
State Farm $1,181 $1,181

Cheapest Box Elder, SD Car Insurance Rates After a DUI

A DUI in Box Elder, SD increases car insurance rates. Compare Box Elder, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Box Elder, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,160
American Family $5,158
Farmers $4,207
GEICO $4,551
Liberty Mutual $8,805
Nationwide $4,363
Progressive $3,962
State Farm $2,064

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Box Elder, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Box Elder, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Box Elder, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $3,709 $3,799
Farmers $4,003 $4,003
GEICO $2,695 $2,762
Liberty Mutual $8,107 $8,107
Nationwide $3,026 $3,026
Progressive $4,260 $4,260
State Farm $2,013 $2,114

The Best Cheap Car Insurance Companies in Box Elder, SD

Take a look at a side-by-side comparison of the top car insurance companies in Box Elder, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Box Elder, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $3,754
Farmers $4,003
GEICO $2,728
Liberty Mutual $8,107
Nationwide $3,026
Progressive $4,260
State Farm $2,064

Category Winners: Cheapest Car Insurance in Box Elder, South Dakota

Find the cheapest car insurance companies in Box Elder, SD for each category right here.

Best Annual Car Insurance Rates by Company in Box Elder, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Box Elder, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Box Elder car insurance rates. Find the cheapest Box Elder, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Box Elder, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $3,756 $3,859 $3,646
Farmers $3,828 $3,960 $4,221
GEICO $2,638 $2,725 $2,822
Liberty Mutual $7,933 $8,094 $8,295
Nationwide $2,847 $3,013 $3,217
Progressive $4,144 $4,222 $4,414
State Farm $1,984 $2,065 $2,142

What affects car insurance rates in Box Elder, South Dakota?

What factors can have an impact on Box Elder, SD car insurance? There are several reasons why Box Elder car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Box Elder, South Dakota.

Car Theft in Box Elder

High levels of vehicle theft can make car insurance more expensive. Box Elder, SD car theft statistics from the FBI indicate 18 vehicle thefts a year.

Commute Time in Box Elder

The more time you spend in your car the higher the risk of an accident. The average commute length in Box Elder, SD is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Box Elder, SD

Ready to find affordable Box Elder, South Dakota car insurance today? Enter your ZIP code for fast, free Box Elder, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption