Compare Boyd, TX Car Insurance Rates (2021)

Car insurance in Boyd, TX averages $301 a month. Boyd, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Boyd car insurance rates, compare quotes from the top car insurance companies in Boyd, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boyd is USAA
  • The cheapest car insurance company in Boyd for teen drivers is USAA
  • Average car insurance rates in Boyd, TX are $3,613/year

If you need to buy Boyd, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Boyd, TX is right here.

You’ll find Boyd car insurance rates, the cheapest Boyd, TX car insurance companies, and information on Texas car insurance laws. You can also compare Boyd, Texas car insurance rates to Fort Worth car insurance rates, Corpus Christi car insurance rates, and Austin car insurance rates.

Ready to find affordable Boyd, TX car insurance today? Enter your ZIP code for fast, free Boyd car insurance quotes.

Cheapest Boyd, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boyd, TX car insurance rates? Every Boyd, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boyd, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,278 $2,518 $2,103 $2,391 $5,734 $7,521 $3,205 $3,647
GEICO $2,662 $2,853 $2,526 $2,830 $5,789 $6,044 $2,884 $2,906
Nationwide $2,433 $2,475 $2,150 $2,277 $6,875 $8,832 $2,856 $3,091
Progressive $2,161 $2,049 $1,926 $1,963 $8,930 $9,937 $2,546 $2,573
State Farm $1,918 $1,918 $1,707 $1,707 $4,596 $5,859 $2,086 $2,152
USAA $1,593 $1,603 $1,519 $1,508 $4,474 $4,878 $2,123 $2,279

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Minimum Car Insurance in Boyd, TX

Every driver must carry the minimum car insurance in Boyd, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Boyd, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Boyd, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boyd, TX. Compare credit history car insurance rates in Boyd from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boyd, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,090 $3,164 $2,770
GEICO $5,508 $3,110 $2,068
Nationwide $4,651 $3,730 $3,240
Progressive $4,515 $3,901 $3,616
State Farm $3,884 $2,418 $1,927
USAA $3,676 $2,116 $1,700

Cheapest Boyd, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boyd, TX to rates for a clean record with top companies.

Annual Boyd, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,362 $4,243 $3,732 $3,362
GEICO $3,020 $3,975 $3,354 $3,898
Nationwide $3,359 $3,359 $4,980 $3,795
Progressive $3,503 $4,517 $4,084 $3,938
State Farm $2,438 $2,796 $3,301 $2,438
USAA $1,862 $2,747 $3,241 $2,138

Cheapest Boyd, TX Car Insurance for Teen Drivers

Teen car insurance in Boyd, TX can be expensive. Take a look at rates from the top car insurance companies in Boyd for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boyd, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $5,734 $7,521
GEICO $5,789 $6,044
Nationwide $6,875 $8,832
Progressive $8,930 $9,937
State Farm $4,596 $5,859
USAA $4,474 $4,878

Cheapest Boyd, TX Car Insurance for Seniors

Take a look at Boyd, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boyd, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,103 $2,391
GEICO $2,526 $2,830
Nationwide $2,150 $2,277
Progressive $1,926 $1,963
State Farm $1,707 $1,707
USAA $1,519 $1,508

Cheapest Boyd, TX Car Insurance Rates After a DUI

A DUI in Boyd, TX increases car insurance rates. Compare Boyd, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boyd, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,190
American Family $3,732
GEICO $3,354
Nationwide $4,980
Progressive $4,084
State Farm $3,301
USAA $3,241

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Cheapest Boyd, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boyd, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boyd, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,811 $5,047
American Family $3,675 $3,675
GEICO $3,494 $3,630
Nationwide $3,873 $3,873
Progressive $4,011 $4,011
State Farm $2,743 $2,743
USAA $2,466 $2,529

The Best Cheap Car Insurance Companies in Boyd, TX

Take a look at a side-by-side comparison of the top car insurance companies in Boyd, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boyd, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $3,675
GEICO $3,562
Nationwide $3,873
Progressive $4,011
State Farm $2,743
USAA $2,497

Category Winners: Cheapest Car Insurance in Boyd, Texas

Find the cheapest car insurance companies in Boyd, TX for each category right here.

Best Annual Car Insurance Rates by Company in Boyd, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Boyd, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boyd car insurance rates. Find the cheapest Boyd, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boyd, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,437 $3,548 $4,038
GEICO $3,405 $3,530 $3,751
Nationwide $4,173 $3,708 $3,739
Progressive $3,809 $3,990 $4,234
State Farm $2,605 $2,735 $2,889
USAA $2,417 $2,488 $2,586

What affects car insurance rates in Boyd, Texas?

What factors can have an impact on Boyd, TX car insurance? There are several reasons why Boyd car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boyd, Texas.

Car Theft in Boyd

High levels of vehicle theft can make car insurance more expensive. Boyd, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Boyd

The more time you spend in your car the higher the risk of an accident. The average commute length in Boyd, TX is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Boyd, TX

Ready to find affordable Boyd, Texas car insurance today? Enter your ZIP code for fast, free Boyd, TX car insurance quotes.

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