Compare Boyne Falls, MI Car Insurance Rates (2021)

Car insurance in Boyne Falls, MI averages $791 a month. Boyne Falls, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Boyne Falls car insurance rates, compare quotes from the top car insurance companies in Boyne Falls, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boyne Falls is USAA
  • The cheapest car insurance company in Boyne Falls for teen drivers is USAA
  • Average car insurance rates in Boyne Falls, MI are $9,489/year

If you need to buy Boyne Falls, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Boyne Falls, MI is right here.

You’ll find Boyne Falls car insurance rates, the cheapest Boyne Falls, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Boyne Falls, Michigan car insurance rates to Grand Rapids car insurance rates, Sterling Heights car insurance rates, and Flint car insurance rates.

Ready to find affordable Boyne Falls, MI car insurance today? Enter your ZIP code for fast, free Boyne Falls car insurance quotes.

Cheapest Boyne Falls, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boyne Falls, MI car insurance rates? Every Boyne Falls, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boyne Falls, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,178 $18,178 $17,007 $17,007 $43,020 $43,020 $19,109 $19,109
Farmers $3,350 $3,350 $3,130 $3,130 $7,644 $7,644 $3,765 $3,765
GEICO $3,704 $3,704 $3,778 $3,778 $10,469 $10,469 $3,544 $3,544
Liberty Mutual $13,423 $13,423 $13,290 $13,290 $31,542 $31,542 $13,423 $13,423
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,831 $2,649 $2,507 $2,772 $10,498 $11,277 $3,301 $3,096
State Farm $6,417 $6,417 $5,925 $5,925 $22,295 $22,295 $7,536 $7,536
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,473 $2,364 $2,321 $2,207 $6,108 $5,869 $3,037 $2,945

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Minimum Car Insurance in Boyne Falls, MI

Every driver must carry the minimum car insurance in Boyne Falls, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Boyne Falls, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Boyne Falls, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boyne Falls, MI. Compare credit history car insurance rates in Boyne Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boyne Falls, Michigan

Insurance Company Poor Fair Good
Allstate $37,251 $20,462 $15,271
Farmers $5,843 $3,933 $3,641
GEICO $6,905 $5,080 $4,136
Liberty Mutual $28,338 $16,372 $9,047
Nationwide $8,198 $6,128 $5,194
Progressive $5,592 $4,728 $4,280
State Farm $17,088 $8,657 $5,886
Travelers $8,169 $7,922 $7,822
USAA $5,106 $2,910 $2,231

Cheapest Boyne Falls, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boyne Falls, MI to rates for a clean record with top companies.

Annual Boyne Falls, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,781 $15,856 $53,166 $16,511
Farmers $3,761 $4,791 $4,726 $4,612
GEICO $1,893 $4,004 $12,101 $3,497
Liberty Mutual $12,457 $15,103 $28,109 $16,009
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,143 $5,411 $4,865 $5,047
State Farm $6,735 $8,059 $17,332 $10,047
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,750 $3,422 $4,492 $2,998

Cheapest Boyne Falls, MI Car Insurance for Teen Drivers

Teen car insurance in Boyne Falls, MI can be expensive. Take a look at rates from the top car insurance companies in Boyne Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boyne Falls, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,020 $43,020
Farmers $7,644 $7,644
GEICO $10,469 $10,469
Liberty Mutual $31,542 $31,542
Nationwide $12,064 $12,064
Progressive $10,498 $11,277
State Farm $22,295 $22,295
Travelers $16,137 $16,137
USAA $6,108 $5,869

Cheapest Boyne Falls, MI Car Insurance for Seniors

Take a look at Boyne Falls, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boyne Falls, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,007 $17,007
Farmers $3,130 $3,130
GEICO $3,778 $3,778
Liberty Mutual $13,290 $13,290
Nationwide $4,166 $4,166
Progressive $2,507 $2,772
State Farm $5,925 $5,925
Travelers $4,589 $4,589
USAA $2,321 $2,207

Cheapest Boyne Falls, MI Car Insurance Rates After a DUI

A DUI in Boyne Falls, MI increases car insurance rates. Compare Boyne Falls, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boyne Falls, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,166
Farmers $4,726
GEICO $12,101
Liberty Mutual $28,109
Nationwide $6,765
Progressive $4,865
State Farm $17,332
Travelers $12,382
USAA $4,492

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Cheapest Boyne Falls, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boyne Falls, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boyne Falls, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,328 $24,328
Farmers $4,472 $4,472
GEICO $5,252 $5,495
Liberty Mutual $17,304 $18,535
Nationwide $6,507 $6,507
Progressive $4,866 $4,866
State Farm $10,270 $10,817
Travelers $7,926 $8,017
USAA $3,377 $3,454

The Best Cheap Car Insurance Companies in Boyne Falls, MI

Take a look at a side-by-side comparison of the top car insurance companies in Boyne Falls, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boyne Falls, Michigan

Insurance Company Average Annual Rates
Allstate $24,328
Farmers $4,472
GEICO $5,374
Liberty Mutual $17,919
Nationwide $6,507
Progressive $4,866
State Farm $10,543
Travelers $7,971
USAA $3,415

Category Winners: Cheapest Car Insurance in Boyne Falls, Michigan

Find the cheapest car insurance companies in Boyne Falls, MI for each category right here.

Best Annual Car Insurance Rates by Company in Boyne Falls, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Boyne Falls, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boyne Falls car insurance rates. Find the cheapest Boyne Falls, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boyne Falls, Michigan

Insurance Company Low Medium High
Allstate $23,774 $24,378 $24,834
Farmers $4,347 $4,462 $4,608
GEICO $5,038 $5,328 $5,755
Liberty Mutual $17,501 $17,878 $18,379
Nationwide $6,846 $6,388 $6,286
Progressive $4,715 $4,873 $5,011
State Farm $10,073 $10,601 $10,955
Travelers $7,889 $7,978 $8,047
USAA $3,316 $3,423 $3,507

What affects car insurance rates in Boyne Falls, Michigan?

What factors can have an impact on Boyne Falls, MI car insurance? There are several reasons why Boyne Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boyne Falls, Michigan.

Commute Time in Boyne Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Boyne Falls, MI is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Boyne Falls, MI

Ready to find affordable Boyne Falls, Michigan car insurance today? Enter your ZIP code for fast, free Boyne Falls, MI car insurance quotes.

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