Compare Braden, TN Car Insurance Rates (2021)

Car insurance in Braden, TN averages $310 a month. Braden, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Braden car insurance rates, compare quotes from the top car insurance companies in Braden, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Braden, TN are $3,725/year
  • The cheapest car insurance company in Braden for teen drivers is Travelers
  • The cheapest car insurance company in Braden is Travelers

If you need to buy Braden, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Braden, TN is right here.

You’ll find Braden car insurance rates, the cheapest Braden, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Braden, Tennessee car insurance rates to Johnson City car insurance rates, Jackson car insurance rates, and Memphis car insurance rates.

Ready to find affordable Braden, TN car insurance today? Enter your ZIP code for fast, free Braden car insurance quotes.

Cheapest Braden, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Braden, TN car insurance rates? Every Braden, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Braden, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,159 $3,027 $2,861 $2,971 $12,164 $13,225 $3,349 $3,439
Farmers $1,945 $1,981 $1,752 $1,918 $7,846 $8,366 $2,626 $2,761
GEICO $2,140 $2,165 $1,977 $1,977 $6,312 $6,444 $2,162 $2,229
Liberty Mutual $3,207 $129 $2,645 $2,957 $13,267 $14,743 $3,431 $3,647
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,822 $1,726 $1,484 $1,549 $7,964 $8,978 $2,192 $2,387
State Farm $1,752 $1,752 $1,578 $1,578 $5,305 $6,650 $1,979 $2,292
Travelers $1,754 $1,848 $1,581 $1,685 $4,780 $5,895 $1,871 $1,970
USAA $1,642 $1,681 $1,476 $1,485 $5,702 $6,534 $2,149 $2,303

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Minimum Car Insurance in Braden, TN

Every driver must carry the minimum car insurance in Braden, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Braden, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Braden, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Braden, TN. Compare credit history car insurance rates in Braden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Braden, Tennessee

Insurance Company Poor Fair Good
Allstate $7,075 $5,395 $4,102
Farmers $4,348 $3,392 $3,208
GEICO $3,608 $3,084 $2,835
Liberty Mutual $7,880 $4,842 $3,788
Nationwide $4,522 $3,582 $3,172
Progressive $3,962 $3,402 $3,174
State Farm $4,156 $2,492 $1,934
Travelers $3,412 $2,661 $1,947
USAA $4,175 $2,434 $2,005

Cheapest Braden, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Braden, TN to rates for a clean record with top companies.

Annual Braden, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,619 $5,525 $6,665 $5,288
Farmers $3,119 $3,847 $3,948 $3,683
GEICO $2,293 $3,090 $5,027 $2,293
Liberty Mutual $4,461 $6,437 $5,982 $5,133
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,097 $4,006 $3,300 $3,648
State Farm $2,611 $3,111 $2,861 $2,861
Travelers $2,171 $2,780 $3,073 $2,669
USAA $2,092 $3,123 $3,678 $2,592

Cheapest Braden, TN Car Insurance for Teen Drivers

Teen car insurance in Braden, TN can be expensive. Take a look at rates from the top car insurance companies in Braden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Braden, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,164 $13,225
Farmers $7,846 $8,366
GEICO $6,312 $6,444
Liberty Mutual $13,267 $14,743
Nationwide $6,600 $8,546
Progressive $7,964 $8,978
State Farm $5,305 $6,650
Travelers $4,780 $5,895
USAA $5,702 $6,534

Cheapest Braden, TN Car Insurance for Seniors

Take a look at Braden, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Braden, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,971
Farmers $1,752 $1,918
GEICO $1,977 $1,977
Liberty Mutual $2,645 $2,957
Nationwide $2,143 $2,183
Progressive $1,484 $1,549
State Farm $1,578 $1,578
Travelers $1,581 $1,685
USAA $1,476 $1,485

Cheapest Braden, TN Car Insurance Rates After a DUI

A DUI in Braden, TN increases car insurance rates. Compare Braden, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Braden, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,665
Farmers $3,948
GEICO $5,027
Liberty Mutual $5,982
Nationwide $4,904
Progressive $3,300
State Farm $2,861
Travelers $3,073
USAA $3,678

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Cheapest Braden, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Braden, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Braden, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,524 $5,524
Farmers $3,649 $3,649
GEICO $3,160 $3,192
Liberty Mutual $5,503 $5,503
Nationwide $3,759 $3,759
Progressive $3,513 $3,513
State Farm $2,792 $2,930
Travelers $2,568 $2,778
USAA $2,788 $2,954

The Best Cheap Car Insurance Companies in Braden, TN

Take a look at a side-by-side comparison of the top car insurance companies in Braden, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Braden, Tennessee

Insurance Company Average Annual Rates
Allstate $5,524
Farmers $3,649
GEICO $3,176
Liberty Mutual $5,503
Nationwide $3,759
Progressive $3,513
State Farm $2,861
Travelers $2,673
USAA $2,871

Category Winners: Cheapest Car Insurance in Braden, Tennessee

Find the cheapest car insurance companies in Braden, TN for each category right here.

Best Annual Car Insurance Rates by Company in Braden, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Braden, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Braden car insurance rates. Find the cheapest Braden, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Braden, Tennessee

Insurance Company Low Medium High
Allstate $5,215 $5,504 $5,854
Farmers $3,431 $3,630 $3,887
GEICO $3,033 $3,170 $3,324
Liberty Mutual $5,246 $5,500 $5,763
Nationwide $3,785 $3,678 $3,813
Progressive $3,288 $3,510 $3,740
State Farm $2,696 $2,875 $3,012
Travelers $2,518 $2,671 $2,830
USAA $2,778 $2,860 $2,976

What affects car insurance rates in Braden, Tennessee?

What factors can have an impact on Braden, TN car insurance? There are several reasons why Braden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Braden, Tennessee.

Commute Time in Braden

The more time you spend in your car the higher the risk of an accident. The average commute length in Braden, TN is 48.5 minutes according to City-Data.

Traffic in Braden

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Braden, TN traffic data from INRIX ranks Braden as the 173rd-most congested in the world.

Compare Car Insurance Quotes in Braden, TN

Ready to find affordable Braden, Tennessee car insurance today? Enter your ZIP code for fast, free Braden, TN car insurance quotes.

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