Compare Bradgate, IA Car Insurance Rates (2021)

Car insurance in Bradgate, IA averages $249 a month. Bradgate, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Bradgate car insurance rates, compare quotes from the top car insurance companies in Bradgate, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bradgate, IA after a DUI are $3,600/year
  • The cheapest car insurance company in Bradgate is USAA
  • The cheapest car insurance company in Bradgate for teen drivers is USAA

If you need to buy Bradgate, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Bradgate, IA is right here.

You’ll find Bradgate car insurance rates, the cheapest Bradgate, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Bradgate, Iowa car insurance rates to Davenport car insurance rates, Ames car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Bradgate, IA car insurance today? Enter your ZIP code for fast, free Bradgate car insurance quotes.

Cheapest Bradgate, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bradgate, IA car insurance rates? Every Bradgate, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bradgate, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $1,953 $1,827 $1,858 $6,142 $6,946 $2,212 $2,269
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,672 $1,608 $1,378 $1,432 $4,123 $4,652 $2,011 $2,175
State Farm $1,390 $1,390 $1,225 $1,225 $3,828 $4,844 $1,564 $1,786
Travelers $2,526 $2,578 $2,452 $2,459 $11,220 $17,916 $2,625 $3,107
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

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Minimum Car Insurance in Bradgate, IA

Every driver must carry the minimum car insurance in Bradgate, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Bradgate, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Bradgate, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bradgate, IA. Compare credit history car insurance rates in Bradgate from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bradgate, Iowa

Insurance Company Poor Fair Good
Allstate $3,773 $2,999 $2,698
American Family $3,918 $2,879 $2,420
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,813 $2,273 $2,059
State Farm $3,071 $1,900 $1,499
Travelers $6,311 $5,388 $5,133
USAA $2,466 $1,692 $1,465

Cheapest Bradgate, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bradgate, IA to rates for a clean record with top companies.

Annual Bradgate, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,247 $3,720 $2,995
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,914 $3,139 $2,076 $2,396
State Farm $1,992 $2,321 $2,157 $2,157
Travelers $4,090 $5,450 $7,302 $5,601
USAA $1,432 $1,922 $2,500 $1,643

Cheapest Bradgate, IA Car Insurance for Teen Drivers

Teen car insurance in Bradgate, IA can be expensive. Take a look at rates from the top car insurance companies in Bradgate for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bradgate, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,142 $6,946
American Family $5,305 $7,426
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $4,123 $4,652
State Farm $3,828 $4,844
Travelers $11,220 $17,916
USAA $3,380 $3,592

Cheapest Bradgate, IA Car Insurance for Seniors

Take a look at Bradgate, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bradgate, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,827 $1,858
American Family $1,770 $1,770
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,378 $1,432
State Farm $1,225 $1,225
Travelers $2,452 $2,459
USAA $1,149 $1,174

Cheapest Bradgate, IA Car Insurance Rates After a DUI

A DUI in Bradgate, IA increases car insurance rates. Compare Bradgate, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bradgate, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,720
American Family $4,217
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,926
Nationwide $3,340
Progressive $2,076
State Farm $2,157
Travelers $7,302
USAA $2,500

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Cheapest Bradgate, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bradgate, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bradgate, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,081 $3,232
American Family $3,037 $3,108
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,381 $2,381
State Farm $2,105 $2,209
Travelers $5,611 $5,611
USAA $1,806 $1,943

The Best Cheap Car Insurance Companies in Bradgate, IA

Take a look at a side-by-side comparison of the top car insurance companies in Bradgate, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bradgate, Iowa

Insurance Company Average Annual Rates
Allstate $3,157
American Family $3,073
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,381
State Farm $2,157
Travelers $5,611
USAA $1,874

Category Winners: Cheapest Car Insurance in Bradgate, Iowa

Find the cheapest car insurance companies in Bradgate, IA for each category right here.

Best Annual Car Insurance Rates by Company in Bradgate, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Bradgate, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bradgate car insurance rates. Find the cheapest Bradgate, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bradgate, Iowa

Insurance Company Low Medium High
Allstate $3,025 $3,162 $3,283
American Family $3,086 $3,243 $2,888
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $2,253 $2,390 $2,501
State Farm $2,049 $2,169 $2,252
Travelers $5,271 $5,696 $5,865
USAA $1,780 $1,880 $1,963

What affects car insurance rates in Bradgate, Iowa?

What factors can have an impact on Bradgate, IA car insurance? There are several reasons why Bradgate car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bradgate, Iowa.

Commute Time in Bradgate

The more time you spend in your car the higher the risk of an accident. The average commute length in Bradgate, IA is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bradgate, IA

Ready to find affordable Bradgate, Iowa car insurance today? Enter your ZIP code for fast, free Bradgate, IA car insurance quotes.

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