Compare Brea, CA Car Insurance Rates (2021)

Car insurance in Brea, CA averages $312 a month. Brea, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Brea car insurance rates, compare quotes from the top car insurance companies in Brea, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Brea for teen drivers is USAA
  • The cheapest car insurance company in Brea is USAA
  • Average car insurance rates in Brea, CA after a DUI are $5,268/year

If you need to buy Brea, California car insurance, the options can be confusing. Everything you need to know about car insurance in Brea, CA is right here.

You’ll find Brea car insurance rates, the cheapest Brea, CA car insurance companies, and information on California car insurance laws. You can also compare Brea, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Brea, CA car insurance today? Enter your ZIP code for fast, free Brea car insurance quotes.

Cheapest Brea, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brea, CA car insurance rates? Every Brea, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brea, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,180 $3,167 $2,325 $2,332 $8,976 $11,263 $4,034 $4,380
Farmers $2,514 $2,514 $2,287 $2,287 $8,005 $13,004 $2,980 $3,322
GEICO $1,797 $1,798 $1,690 $1,690 $5,474 $5,563 $2,582 $2,636
Liberty Mutual $2,405 $2,262 $2,254 $2,177 $5,210 $5,596 $2,694 $2,737
Nationwide $3,346 $3,189 $2,942 $2,768 $8,608 $9,493 $4,003 $3,944
Progressive $1,802 $1,856 $1,541 $1,827 $4,870 $5,865 $2,606 $2,804
State Farm $3,311 $3,311 $2,960 $2,960 $6,155 $7,652 $3,668 $3,779
Travelers $2,562 $2,473 $2,271 $2,248 $5,400 $6,132 $3,344 $3,259
USAA $1,925 $1,821 $1,881 $1,886 $4,389 $4,418 $2,667 $2,518

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Minimum Car Insurance in Brea, CA

Every driver must carry the minimum car insurance in Brea, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Brea, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Brea, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brea, CA to rates for a clean record with top companies.

Annual Brea, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,990 $5,016 $7,903 $3,920
Farmers $3,418 $4,650 $5,777 $4,612
GEICO $2,029 $3,139 $3,930 $2,517
Liberty Mutual $2,749 $3,680 $3,325 $2,913
Nationwide $3,340 $4,283 $7,241 $4,283
Progressive $1,892 $3,226 $3,740 $2,727
State Farm $3,019 $3,597 $6,780 $3,501
Travelers $2,290 $3,781 $4,370 $3,404
USAA $1,786 $2,660 $4,350 $1,957

Cheapest Brea, CA Car Insurance for Teen Drivers

Teen car insurance in Brea, CA can be expensive. Take a look at rates from the top car insurance companies in Brea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brea, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,976 $11,263
Farmers $8,005 $13,004
GEICO $5,474 $5,563
Liberty Mutual $5,210 $5,596
Nationwide $8,608 $9,493
Progressive $4,870 $5,865
State Farm $6,155 $7,652
Travelers $5,400 $6,132
USAA $4,389 $4,418

Cheapest Brea, CA Car Insurance for Seniors

Take a look at Brea, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brea, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,325 $2,332
Farmers $2,287 $2,287
GEICO $1,690 $1,690
Liberty Mutual $2,254 $2,177
Nationwide $2,942 $2,768
Progressive $1,541 $1,827
State Farm $2,960 $2,960
Travelers $2,271 $2,248
USAA $1,881 $1,886

Cheapest Brea, CA Car Insurance Rates After a DUI

A DUI in Brea, CA increases car insurance rates. Compare Brea, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brea, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,903
Farmers $5,777
GEICO $3,930
Liberty Mutual $3,325
Nationwide $7,241
Progressive $3,740
State Farm $6,780
Travelers $4,370
USAA $4,350

Cheapest Brea, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brea, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brea, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,467 $5,447
Farmers $4,185 $5,043
GEICO $2,637 $3,170
Liberty Mutual $2,906 $3,428
Nationwide $4,224 $5,349
Progressive $2,627 $3,165
State Farm $4,070 $4,379
Travelers $3,114 $3,808
USAA $2,478 $2,898

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Cheapest Brea, CA Car Insurance Rates by ZIP Code

Brea car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Brea, CA.

Annual Car Insurance Rates by ZIP Code in Brea, California

ZIP Code Average Annual Rates
92821 $5,158
92823 $5,087

The Best Cheap Car Insurance Companies in Brea, CA

Take a look at a side-by-side comparison of the top car insurance companies in Brea, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brea, California

Insurance Company Average Annual Rates
Allstate $4,957
Farmers $4,614
GEICO $2,904
Liberty Mutual $3,167
Nationwide $4,787
Progressive $2,896
State Farm $4,224
Travelers $3,461
USAA $2,688

Category Winners: Cheapest Car Insurance in Brea, California

Find the cheapest car insurance companies in Brea, CA for each category right here.

Best Annual Car Insurance Rates by Company in Brea, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Brea, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brea car insurance rates. Find the cheapest Brea, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brea, California

Insurance Company Low Medium High
Allstate $4,665 $5,004 $5,203
Farmers $4,257 $4,655 $4,931
GEICO $2,612 $2,938 $3,161
Liberty Mutual $2,922 $3,197 $3,382
Nationwide $4,279 $4,877 $5,204
Progressive $2,581 $2,988 $3,120
State Farm $3,750 $4,311 $4,612
Travelers $2,981 $3,562 $3,840
USAA $2,442 $2,740 $2,882

What affects car insurance rates in Brea, California?

What factors can have an impact on Brea, CA car insurance? There are several reasons why Brea car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brea, California.

Car Theft in Brea

High levels of vehicle theft can make car insurance more expensive. Brea, CA car theft statistics from the FBI indicate 66 vehicle thefts a year.

Commute Time in Brea

The more time you spend in your car the higher the risk of an accident. The average commute length in Brea, CA is 33.7 minutes according to City-Data.

Compare Car Insurance Quotes in Brea, CA

Ready to find affordable Brea, California car insurance today? Enter your ZIP code for fast, free Brea, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State