Compare Breckenridge Hills, MO Car Insurance Rates (2021)

Car insurance in Breckenridge Hills, MO averages $324 a month. Breckenridge Hills, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Breckenridge Hills car insurance rates, compare quotes from the top car insurance companies in Breckenridge Hills, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Breckenridge Hills, MO are $3,892/year
  • The cheapest car insurance company in Breckenridge Hills is USAA
  • Average car insurance rates in Breckenridge Hills, MO after a DUI are $4,551/year

If you need to buy Breckenridge Hills, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Breckenridge Hills, MO is right here.

You’ll find Breckenridge Hills car insurance rates, the cheapest Breckenridge Hills, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Breckenridge Hills, Missouri car insurance rates to St. Louis car insurance rates, St. Joseph car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Breckenridge Hills, MO car insurance today? Enter your ZIP code for fast, free Breckenridge Hills car insurance quotes.

Cheapest Breckenridge Hills, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Breckenridge Hills, MO car insurance rates? Every Breckenridge Hills, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Breckenridge Hills, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,175 $2,972 $3,064 $9,382 $10,216 $3,125 $3,215
American Family $2,445 $2,445 $2,181 $2,181 $6,813 $8,841 $2,445 $2,847
Farmers $2,744 $2,735 $2,445 $2,605 $11,566 $11,954 $3,110 $3,222
GEICO $2,191 $2,467 $1,741 $2,272 $6,973 $7,297 $1,990 $1,958
Liberty Mutual $3,456 $3,749 $2,849 $3,206 $12,162 $13,514 $3,625 $3,850
Nationwide $1,896 $1,937 $1,696 $1,797 $4,829 $6,193 $2,167 $2,346
Progressive $2,464 $2,228 $2,011 $2,092 $8,120 $9,033 $2,951 $2,892
State Farm $1,781 $1,781 $1,624 $1,624 $5,524 $6,929 $2,013 $2,308
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Breckenridge Hills, MO

Every driver must carry the minimum car insurance in Breckenridge Hills, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Breckenridge Hills, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Breckenridge Hills, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Breckenridge Hills, MO. Compare credit history car insurance rates in Breckenridge Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Breckenridge Hills, Missouri

Insurance Company Poor Fair Good
Allstate $6,637 $4,265 $3,511
American Family $4,931 $3,469 $2,923
Farmers $5,762 $4,809 $4,573
GEICO $4,647 $3,022 $2,414
Liberty Mutual $8,326 $5,083 $3,995
Nationwide $3,379 $2,781 $2,413
Progressive $4,639 $3,802 $3,480
State Farm $4,165 $2,601 $2,078
USAA $4,080 $1,912 $1,375

Cheapest Breckenridge Hills, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Breckenridge Hills, MO to rates for a clean record with top companies.

Annual Breckenridge Hills, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,108 $4,650 $5,799 $4,661
American Family $2,809 $4,048 $5,020 $3,221
Farmers $4,367 $5,438 $5,318 $5,067
GEICO $2,583 $3,397 $4,653 $2,811
Liberty Mutual $4,202 $6,059 $6,232 $6,713
Nationwide $2,248 $2,882 $3,842 $2,459
Progressive $3,442 $4,609 $3,817 $4,028
State Farm $2,683 $3,213 $2,948 $2,948
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Breckenridge Hills, MO Car Insurance for Teen Drivers

Teen car insurance in Breckenridge Hills, MO can be expensive. Take a look at rates from the top car insurance companies in Breckenridge Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Breckenridge Hills, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $10,216
American Family $6,813 $8,841
Farmers $11,566 $11,954
GEICO $6,973 $7,297
Liberty Mutual $12,162 $13,514
Nationwide $4,829 $6,193
Progressive $8,120 $9,033
State Farm $5,524 $6,929
USAA $4,499 $5,488

Cheapest Breckenridge Hills, MO Car Insurance for Seniors

Take a look at Breckenridge Hills, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Breckenridge Hills, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,064
American Family $2,181 $2,181
Farmers $2,445 $2,605
GEICO $1,741 $2,272
Liberty Mutual $2,849 $3,206
Nationwide $1,696 $1,797
Progressive $2,011 $2,092
State Farm $1,624 $1,624
USAA $1,359 $1,379

Cheapest Breckenridge Hills, MO Car Insurance Rates After a DUI

A DUI in Breckenridge Hills, MO increases car insurance rates. Compare Breckenridge Hills, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Breckenridge Hills, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,799
American Family $5,020
Farmers $5,318
GEICO $4,653
Liberty Mutual $6,232
Nationwide $3,842
Progressive $3,817
State Farm $2,948
USAA $3,328

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Cheapest Breckenridge Hills, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Breckenridge Hills, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Breckenridge Hills, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,804 $4,804
American Family $3,738 $3,812
Farmers $5,048 $5,048
GEICO $3,298 $3,424
Liberty Mutual $5,801 $5,801
Nationwide $2,858 $2,858
Progressive $3,974 $3,974
State Farm $2,874 $3,022
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Breckenridge Hills, MO

Take a look at a side-by-side comparison of the top car insurance companies in Breckenridge Hills, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Breckenridge Hills, Missouri

Insurance Company Average Annual Rates
Allstate $4,804
American Family $3,775
Farmers $5,048
GEICO $3,361
Liberty Mutual $5,801
Nationwide $2,858
Progressive $3,974
State Farm $2,948
USAA $2,456

Category Winners: Cheapest Car Insurance in Breckenridge Hills, Missouri

Find the cheapest car insurance companies in Breckenridge Hills, MO for each category right here.

Best Annual Car Insurance Rates by Company in Breckenridge Hills, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Breckenridge Hills, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Breckenridge Hills car insurance rates. Find the cheapest Breckenridge Hills, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Breckenridge Hills, Missouri

Insurance Company Low Medium High
Allstate $4,614 $4,794 $5,006
American Family $3,651 $3,892 $3,780
Farmers $4,673 $4,990 $5,480
GEICO $3,078 $3,394 $3,611
Liberty Mutual $5,426 $5,834 $6,144
Nationwide $2,671 $2,884 $3,018
Progressive $3,378 $3,992 $4,551
State Farm $2,720 $2,962 $3,162
USAA $2,344 $2,446 $2,576

What affects car insurance rates in Breckenridge Hills, Missouri?

What factors can have an impact on Breckenridge Hills, MO car insurance? There are several reasons why Breckenridge Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Breckenridge Hills, Missouri.

Commute Time in Breckenridge Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Breckenridge Hills, MO is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Breckenridge Hills, MO

Ready to find affordable Breckenridge Hills, Missouri car insurance today? Enter your ZIP code for fast, free Breckenridge Hills, MO car insurance quotes.

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