Compare Breckinridge Center, KY Car Insurance Rates (2021)

Car insurance in Breckinridge Center, KY averages $345 a month. Breckinridge Center, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Breckinridge Center car insurance rates, compare quotes from the top car insurance companies in Breckinridge Center, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Breckinridge Center, KY are $4,135/year
  • Average car insurance rates in Breckinridge Center, KY after a DUI are $4,949/year
  • The cheapest car insurance company in Breckinridge Center for teen drivers is USAA

If you need to buy Breckinridge Center, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Breckinridge Center, KY is right here.

You’ll find Breckinridge Center car insurance rates, the cheapest Breckinridge Center, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Breckinridge Center, Kentucky car insurance rates to Bowling Green car insurance rates, Nicholasville car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Breckinridge Center, KY car insurance today? Enter your ZIP code for fast, free Breckinridge Center car insurance quotes.

Cheapest Breckinridge Center, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Breckinridge Center, KY car insurance rates? Every Breckinridge Center, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Breckinridge Center, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,305 $3,305 $2,948 $3,151 $11,441 $12,847 $3,749 $4,000
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,630 $2,853 $2,254 $2,514 $10,113 $11,160 $2,752 $2,865
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,974 $1,891 $1,758 $1,774 $9,269 $10,485 $2,449 $2,516
State Farm $1,921 $1,921 $1,714 $1,714 $5,799 $7,328 $2,145 $2,413
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,743 $1,752 $1,568 $1,603 $4,587 $4,842 $2,207 $2,424

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Minimum Car Insurance in Breckinridge Center, KY

Every driver must carry the minimum car insurance in Breckinridge Center, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Breckinridge Center, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Breckinridge Center, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Breckinridge Center, KY. Compare credit history car insurance rates in Breckinridge Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Breckinridge Center, Kentucky

Insurance Company Poor Fair Good
Allstate $7,407 $5,099 $4,274
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,642 $4,067 $3,219
Nationwide $4,672 $3,666 $3,197
Progressive $4,502 $3,907 $3,635
State Farm $4,519 $2,721 $2,118
Travelers $5,628 $4,760 $4,740
USAA $3,856 $2,158 $1,758

Cheapest Breckinridge Center, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Breckinridge Center, KY to rates for a clean record with top companies.

Annual Breckinridge Center, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,712 $6,044 $6,365 $5,252
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,884 $5,937 $4,628 $4,121
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,326 $4,893 $3,795 $4,044
State Farm $2,847 $3,391 $3,119 $3,119
Travelers $4,399 $4,527 $6,527 $4,718
USAA $1,953 $2,763 $3,296 $2,350

Cheapest Breckinridge Center, KY Car Insurance for Teen Drivers

Teen car insurance in Breckinridge Center, KY can be expensive. Take a look at rates from the top car insurance companies in Breckinridge Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Breckinridge Center, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,441 $12,847
GEICO $6,831 $8,150
Liberty Mutual $10,113 $11,160
Nationwide $6,037 $7,550
Progressive $9,269 $10,485
State Farm $5,799 $7,328
Travelers $10,289 $16,460
USAA $4,587 $4,842

Cheapest Breckinridge Center, KY Car Insurance for Seniors

Take a look at Breckinridge Center, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Breckinridge Center, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,948 $3,151
GEICO $3,608 $3,267
Liberty Mutual $2,254 $2,514
Nationwide $2,519 $2,640
Progressive $1,758 $1,774
State Farm $1,714 $1,714
Travelers $2,135 $2,140
USAA $1,568 $1,603

Cheapest Breckinridge Center, KY Car Insurance Rates After a DUI

A DUI in Breckinridge Center, KY increases car insurance rates. Compare Breckinridge Center, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Breckinridge Center, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,365
GEICO $6,862
Liberty Mutual $4,628
Nationwide $4,997
Progressive $3,795
State Farm $3,119
Travelers $6,527
USAA $3,296

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Cheapest Breckinridge Center, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Breckinridge Center, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Breckinridge Center, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,593 $5,593
GEICO $4,191 $4,270
Liberty Mutual $4,643 $4,643
Nationwide $3,845 $3,845
Progressive $4,015 $4,015
State Farm $3,044 $3,194
Travelers $5,043 $5,043
USAA $2,494 $2,687

The Best Cheap Car Insurance Companies in Breckinridge Center, KY

Take a look at a side-by-side comparison of the top car insurance companies in Breckinridge Center, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Breckinridge Center, Kentucky

Insurance Company Average Annual Rates
Allstate $5,593
GEICO $4,231
Liberty Mutual $4,643
Nationwide $3,845
Progressive $4,015
State Farm $3,119
Travelers $5,043
USAA $2,591

Category Winners: Cheapest Car Insurance in Breckinridge Center, Kentucky

Find the cheapest car insurance companies in Breckinridge Center, KY for each category right here.

Best Annual Car Insurance Rates by Company in Breckinridge Center, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Breckinridge Center, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Breckinridge Center car insurance rates. Find the cheapest Breckinridge Center, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Breckinridge Center, Kentucky

Insurance Company Low Medium High
Allstate $5,267 $5,575 $5,938
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,446 $4,615 $4,866
Nationwide $3,908 $3,801 $3,826
Progressive $3,746 $3,974 $4,324
State Farm $2,962 $3,118 $3,278
Travelers $4,803 $5,068 $5,257
USAA $2,479 $2,585 $2,708

What affects car insurance rates in Breckinridge Center, Kentucky?

What factors can have an impact on Breckinridge Center, KY car insurance? There are several reasons why Breckinridge Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Breckinridge Center, Kentucky.

Commute Time in Breckinridge Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Breckinridge Center, KY is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Breckinridge Center, KY

Ready to find affordable Breckinridge Center, Kentucky car insurance today? Enter your ZIP code for fast, free Breckinridge Center, KY car insurance quotes.

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