Compare Breeding, KY Car Insurance Rates (2021)

Car insurance in Breeding, KY averages $358 a month. Breeding, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Breeding car insurance rates, compare quotes from the top car insurance companies in Breeding, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Breeding is USAA
  • Average car insurance rates in Breeding, KY are $4,296/year
  • Average car insurance rates in Breeding, KY after a DUI are $5,153/year

If you need to buy Breeding, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Breeding, KY is right here.

You’ll find Breeding car insurance rates, the cheapest Breeding, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Breeding, Kentucky car insurance rates to Henderson car insurance rates, Owensboro car insurance rates, and Florence car insurance rates.

Ready to find affordable Breeding, KY car insurance today? Enter your ZIP code for fast, free Breeding car insurance quotes.

Cheapest Breeding, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Breeding, KY car insurance rates? Every Breeding, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Breeding, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,999 $2,963 $2,718 $2,897 $11,181 $12,538 $3,307 $3,488
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,643 $2,861 $2,300 $2,562 $10,415 $11,452 $2,721 $2,763
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $2,204 $2,101 $1,975 $1,988 $10,612 $11,996 $2,733 $2,789
State Farm $1,953 $1,953 $1,732 $1,732 $5,269 $6,556 $2,173 $2,391
Travelers $2,524 $2,572 $2,468 $2,474 $11,993 $19,191 $2,634 $3,074
USAA $1,705 $1,705 $1,548 $1,570 $4,560 $4,791 $2,145 $2,344

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Minimum Car Insurance in Breeding, KY

Every driver must carry the minimum car insurance in Breeding, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Breeding, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Breeding, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Breeding, KY. Compare credit history car insurance rates in Breeding from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Breeding, Kentucky

Insurance Company Poor Fair Good
Allstate $6,962 $4,813 $4,009
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,727 $4,145 $3,272
Nationwide $5,239 $4,104 $3,569
Progressive $5,090 $4,431 $4,128
State Farm $4,282 $2,596 $2,032
Travelers $6,555 $5,533 $5,510
USAA $3,769 $2,129 $1,740

Cheapest Breeding, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Breeding, KY to rates for a clean record with top companies.

Annual Breeding, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,357 $5,691 $6,078 $4,920
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,931 $6,045 $4,699 $4,184
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,764 $5,569 $4,292 $4,574
State Farm $2,733 $3,207 $2,970 $2,970
Travelers $5,111 $5,262 $7,603 $5,488
USAA $1,921 $2,711 $3,239 $2,313

Cheapest Breeding, KY Car Insurance for Teen Drivers

Teen car insurance in Breeding, KY can be expensive. Take a look at rates from the top car insurance companies in Breeding for teenagers.

Annual Car Insurance Rates for Teen Drivers in Breeding, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,181 $12,538
GEICO $6,851 $8,131
Liberty Mutual $10,415 $11,452
Nationwide $6,819 $8,506
Progressive $10,612 $11,996
State Farm $5,269 $6,556
Travelers $11,993 $19,191
USAA $4,560 $4,791

Cheapest Breeding, KY Car Insurance for Seniors

Take a look at Breeding, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Breeding, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,718 $2,897
GEICO $3,510 $3,179
Liberty Mutual $2,300 $2,562
Nationwide $2,800 $2,930
Progressive $1,975 $1,988
State Farm $1,732 $1,732
Travelers $2,468 $2,474
USAA $1,548 $1,570

Cheapest Breeding, KY Car Insurance Rates After a DUI

A DUI in Breeding, KY increases car insurance rates. Compare Breeding, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Breeding, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,078
GEICO $6,731
Liberty Mutual $4,699
Nationwide $5,612
Progressive $4,292
State Farm $2,970
Travelers $7,603
USAA $3,239

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Cheapest Breeding, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Breeding, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Breeding, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,261 $5,261
GEICO $4,119 $4,197
Liberty Mutual $4,715 $4,715
Nationwide $4,304 $4,304
Progressive $4,550 $4,550
State Farm $2,895 $3,044
Travelers $5,866 $5,866
USAA $2,451 $2,641

The Best Cheap Car Insurance Companies in Breeding, KY

Take a look at a side-by-side comparison of the top car insurance companies in Breeding, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Breeding, Kentucky

Insurance Company Average Annual Rates
Allstate $5,261
GEICO $4,158
Liberty Mutual $4,715
Nationwide $4,304
Progressive $4,550
State Farm $2,970
Travelers $5,866
USAA $2,546

Category Winners: Cheapest Car Insurance in Breeding, Kentucky

Find the cheapest car insurance companies in Breeding, KY for each category right here.

Best Annual Car Insurance Rates by Company in Breeding, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Breeding, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Breeding car insurance rates. Find the cheapest Breeding, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Breeding, Kentucky

Insurance Company Low Medium High
Allstate $4,868 $5,239 $5,677
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,432 $4,675 $5,038
Nationwide $4,380 $4,252 $4,281
Progressive $4,189 $4,490 $4,970
State Farm $2,820 $2,964 $3,126
Travelers $5,600 $5,895 $6,104
USAA $2,411 $2,539 $2,688

Compare Car Insurance Quotes in Breeding, KY

Ready to find affordable Breeding, Kentucky car insurance today? Enter your ZIP code for fast, free Breeding, KY car insurance quotes.

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