Compare Breezy Point, MN Car Insurance Rates (2021)

Car insurance in Breezy Point, MN averages $398 a month. Breezy Point, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Breezy Point car insurance rates, compare quotes from the top car insurance companies in Breezy Point, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Breezy Point is State Farm
  • Average car insurance rates in Breezy Point, MN after a DUI are $6,487/year
  • The cheapest car insurance company in Breezy Point for teen drivers is State Farm

If you need to buy Breezy Point, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Breezy Point, MN is right here.

You’ll find Breezy Point car insurance rates, the cheapest Breezy Point, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Breezy Point, Minnesota car insurance rates to Minneapolis car insurance rates, Plymouth car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Breezy Point, MN car insurance today? Enter your ZIP code for fast, free Breezy Point car insurance quotes.

Cheapest Breezy Point, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Breezy Point, MN car insurance rates? Every Breezy Point, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Breezy Point, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,972 $2,972 $2,853 $2,853 $6,715 $9,730 $3,615 $3,797
American Family $2,231 $2,231 $2,020 $2,020 $6,033 $8,778 $2,231 $2,522
Farmers $1,887 $1,886 $1,817 $1,924 $5,513 $5,593 $2,477 $2,433
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,040 $2,059 $1,809 $1,928 $5,063 $6,193 $2,377 $2,481
State Farm $1,644 $1,644 $1,458 $1,458 $3,485 $4,283 $1,898 $1,574
USAA $1,932 $1,919 $1,756 $1,761 $5,073 $5,563 $2,523 $2,690

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Minimum Car Insurance in Breezy Point, MN

Every driver must carry the minimum car insurance in Breezy Point, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Breezy Point, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Breezy Point, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Breezy Point, MN. Compare credit history car insurance rates in Breezy Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Breezy Point, Minnesota

Insurance Company Poor Fair Good
Allstate $6,533 $3,519 $3,263
American Family $4,775 $3,184 $2,565
Farmers $3,656 $2,670 $2,497
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,566 $2,867 $2,549
State Farm $3,180 $1,944 $1,417
USAA $4,565 $2,219 $1,922

Cheapest Breezy Point, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Breezy Point, MN to rates for a clean record with top companies.

Annual Breezy Point, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,269 $4,682 $5,560 $4,241
American Family $2,357 $4,245 $4,757 $2,673
Farmers $2,517 $3,167 $3,222 $2,858
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,359 $3,157 $3,648 $2,811
State Farm $2,011 $2,350 $2,180 $2,180
USAA $2,159 $2,741 $4,136 $2,572

Cheapest Breezy Point, MN Car Insurance for Teen Drivers

Teen car insurance in Breezy Point, MN can be expensive. Take a look at rates from the top car insurance companies in Breezy Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Breezy Point, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,715 $9,730
American Family $6,033 $8,778
Farmers $5,513 $5,593
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,063 $6,193
State Farm $3,485 $4,283
USAA $5,073 $5,563

Cheapest Breezy Point, MN Car Insurance for Seniors

Take a look at Breezy Point, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Breezy Point, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,853 $2,853
American Family $2,020 $2,020
Farmers $1,817 $1,924
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,809 $1,928
State Farm $1,458 $1,458
USAA $1,756 $1,761

Cheapest Breezy Point, MN Car Insurance Rates After a DUI

A DUI in Breezy Point, MN increases car insurance rates. Compare Breezy Point, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Breezy Point, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,560
American Family $4,757
Farmers $3,222
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,648
State Farm $2,180
USAA $4,136

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Cheapest Breezy Point, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Breezy Point, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Breezy Point, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,438 $4,438
American Family $3,467 $3,549
Farmers $2,941 $2,941
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,994 $2,994
State Farm $2,121 $2,239
USAA $2,864 $2,940

The Best Cheap Car Insurance Companies in Breezy Point, MN

Take a look at a side-by-side comparison of the top car insurance companies in Breezy Point, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Breezy Point, Minnesota

Insurance Company Average Annual Rates
Allstate $4,438
American Family $3,508
Farmers $2,941
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,994
State Farm $2,180
USAA $2,902

Category Winners: Cheapest Car Insurance in Breezy Point, Minnesota

Find the cheapest car insurance companies in Breezy Point, MN for each category right here.

Best Annual Car Insurance Rates by Company in Breezy Point, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Breezy Point, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Breezy Point car insurance rates. Find the cheapest Breezy Point, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Breezy Point, Minnesota

Insurance Company Low Medium High
Allstate $4,376 $4,435 $4,503
American Family $3,505 $3,606 $3,413
Farmers $2,825 $2,955 $3,043
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,853 $3,013 $3,115
State Farm $2,098 $2,188 $2,255
USAA $2,821 $2,899 $2,986

What affects car insurance rates in Breezy Point, Minnesota?

What factors can have an impact on Breezy Point, MN car insurance? There are several reasons why Breezy Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Breezy Point, Minnesota.

Commute Time in Breezy Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Breezy Point, MN is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Breezy Point, MN

Ready to find affordable Breezy Point, Minnesota car insurance today? Enter your ZIP code for fast, free Breezy Point, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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