Compare Brighton, MI Car Insurance Rates (2021)

Car insurance in Brighton, MI averages $755 a month. Brighton, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Brighton car insurance rates, compare quotes from the top car insurance companies in Brighton, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Brighton for teen drivers is USAA
  • The cheapest car insurance company in Brighton is USAA
  • Average car insurance rates in Brighton, MI are $9,056/year

If you need to buy Brighton, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Brighton, MI is right here.

You’ll find Brighton car insurance rates, the cheapest Brighton, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Brighton, Michigan car insurance rates to Troy car insurance rates, Flint car insurance rates, and Lansing car insurance rates.

Ready to find affordable Brighton, MI car insurance today? Enter your ZIP code for fast, free Brighton car insurance quotes.

Cheapest Brighton, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brighton, MI car insurance rates? Every Brighton, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brighton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,160 $16,160 $15,010 $15,010 $40,321 $40,321 $17,027 $17,027
Farmers $4,330 $4,330 $4,044 $4,044 $9,592 $9,592 $4,871 $4,871
GEICO $4,090 $4,090 $4,199 $4,199 $11,827 $11,827 $3,914 $3,914
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,811 $2,811 $2,528 $2,528 $6,891 $6,891 $3,053 $3,053
Progressive $3,222 $2,972 $2,850 $3,198 $12,069 $12,839 $3,747 $3,430
State Farm $6,171 $6,171 $5,725 $5,725 $21,750 $21,750 $7,255 $7,255
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,534 $2,368 $2,391 $2,237 $6,074 $5,680 $3,046 $2,876

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Minimum Car Insurance in Brighton, MI

Every driver must carry the minimum car insurance in Brighton, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Brighton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Brighton, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brighton, MI. Compare credit history car insurance rates in Brighton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brighton, Michigan

Insurance Company Poor Fair Good
Allstate $33,577 $18,596 $14,216
Farmers $7,551 $4,981 $4,595
GEICO $7,727 $5,678 $4,618
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,746 $3,614 $3,103
Progressive $6,388 $5,386 $4,849
State Farm $16,568 $8,397 $5,712
Travelers $6,813 $6,608 $6,525
USAA $5,073 $2,918 $2,211

Cheapest Brighton, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brighton, MI to rates for a clean record with top companies.

Annual Brighton, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,702 $14,313 $48,460 $15,043
Farmers $4,794 $6,110 $6,034 $5,898
GEICO $2,068 $4,468 $13,613 $3,881
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $3,298 $4,332 $3,963 $3,690
Progressive $4,688 $6,187 $5,542 $5,745
State Farm $6,461 $7,770 $16,935 $9,734
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,739 $3,424 $4,459 $2,981

Cheapest Brighton, MI Car Insurance for Teen Drivers

Teen car insurance in Brighton, MI can be expensive. Take a look at rates from the top car insurance companies in Brighton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brighton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $40,321 $40,321
Farmers $9,592 $9,592
GEICO $11,827 $11,827
Liberty Mutual $31,726 $31,726
Nationwide $6,891 $6,891
Progressive $12,069 $12,839
State Farm $21,750 $21,750
Travelers $13,395 $13,395
USAA $6,074 $5,680

Cheapest Brighton, MI Car Insurance for Seniors

Take a look at Brighton, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brighton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,010 $15,010
Farmers $4,044 $4,044
GEICO $4,199 $4,199
Liberty Mutual $13,369 $13,369
Nationwide $2,528 $2,528
Progressive $2,850 $3,198
State Farm $5,725 $5,725
Travelers $3,858 $3,858
USAA $2,391 $2,237

Cheapest Brighton, MI Car Insurance Rates After a DUI

A DUI in Brighton, MI increases car insurance rates. Compare Brighton, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brighton, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $48,460
Farmers $6,034
GEICO $13,613
Liberty Mutual $28,276
Nationwide $3,963
Progressive $5,542
State Farm $16,935
Travelers $10,331
USAA $4,459

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Cheapest Brighton, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brighton, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brighton, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,129 $22,129
Farmers $5,709 $5,709
GEICO $5,873 $6,142
Liberty Mutual $17,405 $18,644
Nationwide $3,821 $3,821
Progressive $5,541 $5,541
State Farm $9,959 $10,492
Travelers $6,611 $6,686
USAA $3,361 $3,440

Cheapest Brighton, MI Car Insurance Rates by ZIP Code

Brighton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Brighton, MI.

Annual Car Insurance Rates by ZIP Code in Brighton, Michigan

ZIP Code Average Annual Rates
48116 $6,353
48114 $6,455

The Best Cheap Car Insurance Companies in Brighton, MI

Take a look at a side-by-side comparison of the top car insurance companies in Brighton, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brighton, Michigan

Insurance Company Average Annual Rates
Allstate $22,129
Farmers $5,709
GEICO $6,008
Liberty Mutual $18,025
Nationwide $3,821
Progressive $5,541
State Farm $10,225
Travelers $6,649
USAA $3,401

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Category Winners: Cheapest Car Insurance in Brighton, Michigan

Find the cheapest car insurance companies in Brighton, MI for each category right here.

Best Annual Car Insurance Rates by Company in Brighton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Brighton, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brighton car insurance rates. Find the cheapest Brighton, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brighton, Michigan

Insurance Company Low Medium High
Allstate $21,550 $22,181 $22,657
Farmers $5,584 $5,699 $5,844
GEICO $5,641 $5,957 $6,425
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,960 $3,767 $3,736
Progressive $5,384 $5,546 $5,692
State Farm $9,751 $10,284 $10,641
Travelers $6,575 $6,656 $6,715
USAA $3,298 $3,409 $3,495

What affects car insurance rates in Brighton, Michigan?

What factors can have an impact on Brighton, MI car insurance? There are several reasons why Brighton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brighton, Michigan.

Car Theft in Brighton

High levels of vehicle theft can make car insurance more expensive. Brighton, MI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Brighton

The more time you spend in your car the higher the risk of an accident. The average commute length in Brighton, MI is 32.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Brighton, MI

Ready to find affordable Brighton, Michigan car insurance today? Enter your ZIP code for fast, free Brighton, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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