Compare Brighton, MO Car Insurance Rates (2021)

Car insurance in Brighton, MO averages $265 a month. Brighton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Brighton car insurance rates, compare quotes from the top car insurance companies in Brighton, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Brighton for teen drivers is Nationwide
  • Average car insurance rates in Brighton, MO after a DUI are $3,706/year
  • Average car insurance rates in Brighton, MO are $3,179/year

If you need to buy Brighton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Brighton, MO is right here.

You’ll find Brighton car insurance rates, the cheapest Brighton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Brighton, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Joseph car insurance rates, and Florissant car insurance rates.

Ready to find affordable Brighton, MO car insurance today? Enter your ZIP code for fast, free Brighton car insurance quotes.

Cheapest Brighton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brighton, MO car insurance rates? Every Brighton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brighton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,698 $2,526 $2,605 $7,952 $8,623 $2,660 $2,739
American Family $2,242 $2,242 $1,992 $1,992 $6,001 $7,831 $2,242 $2,635
Farmers $2,191 $2,179 $1,952 $2,071 $9,244 $9,559 $2,509 $2,621
GEICO $1,658 $1,860 $1,298 $1,663 $5,164 $5,460 $1,522 $1,527
Liberty Mutual $2,587 $2,804 $2,132 $2,393 $8,985 $9,980 $2,722 $2,900
Nationwide $1,458 $1,488 $1,307 $1,382 $3,741 $4,784 $1,669 $1,803
Progressive $1,871 $1,734 $1,531 $1,576 $6,170 $6,928 $2,280 $2,338
State Farm $1,684 $1,684 $1,512 $1,512 $4,927 $6,199 $1,896 $2,169
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

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Minimum Car Insurance in Brighton, MO

Every driver must carry the minimum car insurance in Brighton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Brighton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Brighton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brighton, MO. Compare credit history car insurance rates in Brighton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brighton, Missouri

Insurance Company Poor Fair Good
Allstate $5,619 $3,619 $2,986
American Family $4,445 $3,120 $2,627
Farmers $4,611 $3,851 $3,661
GEICO $3,474 $2,267 $1,816
Liberty Mutual $6,184 $3,779 $2,976
Nationwide $2,596 $2,148 $1,867
Progressive $3,535 $2,927 $2,699
State Farm $3,722 $2,406 $1,966
USAA $3,840 $1,796 $1,291

Cheapest Brighton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brighton, MO to rates for a clean record with top companies.

Annual Brighton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,480 $3,940 $4,926 $3,953
American Family $2,583 $3,658 $4,421 $2,926
Farmers $3,476 $4,356 $4,257 $4,075
GEICO $1,962 $2,548 $3,438 $2,128
Liberty Mutual $3,133 $4,500 $4,634 $4,985
Nationwide $1,728 $2,222 $2,972 $1,893
Progressive $2,639 $3,548 $2,930 $3,098
State Farm $2,475 $2,921 $2,698 $2,698
USAA $1,870 $2,251 $3,082 $2,035

Cheapest Brighton, MO Car Insurance for Teen Drivers

Teen car insurance in Brighton, MO can be expensive. Take a look at rates from the top car insurance companies in Brighton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brighton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $8,623
American Family $6,001 $7,831
Farmers $9,244 $9,559
GEICO $5,164 $5,460
Liberty Mutual $8,985 $9,980
Nationwide $3,741 $4,784
Progressive $6,170 $6,928
State Farm $4,927 $6,199
USAA $4,154 $5,080

Cheapest Brighton, MO Car Insurance for Seniors

Take a look at Brighton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brighton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,526 $2,605
American Family $1,992 $1,992
Farmers $1,952 $2,071
GEICO $1,298 $1,663
Liberty Mutual $2,132 $2,393
Nationwide $1,307 $1,382
Progressive $1,531 $1,576
State Farm $1,512 $1,512
USAA $1,288 $1,317

Cheapest Brighton, MO Car Insurance Rates After a DUI

A DUI in Brighton, MO increases car insurance rates. Compare Brighton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brighton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,926
American Family $4,421
Farmers $4,257
GEICO $3,438
Liberty Mutual $4,634
Nationwide $2,972
Progressive $2,930
State Farm $2,698
USAA $3,082

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Cheapest Brighton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brighton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brighton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,075 $4,075
American Family $3,363 $3,431
Farmers $4,041 $4,041
GEICO $2,471 $2,567
Liberty Mutual $4,313 $4,313
Nationwide $2,204 $2,204
Progressive $3,054 $3,054
State Farm $2,632 $2,764
USAA $2,224 $2,394

The Best Cheap Car Insurance Companies in Brighton, MO

Take a look at a side-by-side comparison of the top car insurance companies in Brighton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brighton, Missouri

Insurance Company Average Annual Rates
Allstate $4,075
American Family $3,397
Farmers $4,041
GEICO $2,519
Liberty Mutual $4,313
Nationwide $2,204
Progressive $3,054
State Farm $2,698
USAA $2,309

Category Winners: Cheapest Car Insurance in Brighton, Missouri

Find the cheapest car insurance companies in Brighton, MO for each category right here.

Best Annual Car Insurance Rates by Company in Brighton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Brighton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brighton car insurance rates. Find the cheapest Brighton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brighton, Missouri

Insurance Company Low Medium High
Allstate $3,916 $4,066 $4,243
American Family $3,308 $3,505 $3,378
Farmers $3,778 $4,001 $4,343
GEICO $2,349 $2,537 $2,672
Liberty Mutual $4,059 $4,335 $4,545
Nationwide $2,066 $2,226 $2,319
Progressive $2,742 $3,061 $3,358
State Farm $2,524 $2,707 $2,863
USAA $2,204 $2,301 $2,423

Compare Car Insurance Quotes in Brighton, MO

Ready to find affordable Brighton, Missouri car insurance today? Enter your ZIP code for fast, free Brighton, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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