Compare Bristol, RI Car Insurance Rates (2021)

Car insurance in Bristol, RI averages $381 a month. Bristol, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bristol car insurance rates, compare quotes from the top car insurance companies in Bristol, RI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Bristol for teen drivers is State Farm
  • Average car insurance rates in Bristol, RI are $4,577/year
  • Average car insurance rates in Bristol, RI after a DUI are $5,584/year

If you need to buy Bristol, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Bristol, RI is right here.

You’ll find Bristol car insurance rates, the cheapest Bristol, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Bristol, Rhode Island car insurance rates to Misquamicut car insurance rates, Bristol car insurance rates, and Central Falls car insurance rates.

Ready to find affordable Bristol, RI car insurance today? Enter your ZIP code for fast, free Bristol car insurance quotes.

Cheapest Bristol, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bristol, RI car insurance rates? Every Bristol, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bristol, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,776 $3,706 $3,765 $3,925 $6,638 $7,863 $3,952 $4,081
GEICO $3,294 $3,375 $3,375 $3,299 $10,371 $13,555 $3,413 $3,565
Liberty Mutual $3,389 $3,389 $3,234 $3,234 $8,091 $12,584 $3,389 $4,581
Nationwide $2,713 $2,750 $2,394 $2,532 $7,020 $9,007 $3,217 $3,489
Progressive $2,584 $2,454 $2,381 $2,367 $11,484 $12,900 $3,146 $3,201
State Farm $1,296 $1,296 $1,144 $1,144 $3,550 $4,730 $1,423 $1,695
Travelers $1,408 $1,425 $1,434 $1,426 $14,341 $22,635 $1,449 $1,604
USAA $2,017 $1,993 $1,935 $1,895 $9,305 $10,642 $2,752 $2,887

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bristol, RI

Every driver must carry the minimum car insurance in Bristol, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Bristol, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bristol, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bristol, RI. Compare credit history car insurance rates in Bristol from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bristol, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,907 $4,540 $3,693
GEICO $6,195 $5,378 $5,020
Liberty Mutual $6,873 $4,578 $4,257
Nationwide $4,796 $3,959 $3,666
Progressive $5,677 $4,932 $4,586
State Farm $2,731 $1,848 $1,525
Travelers $5,997 $5,586 $5,563
USAA $6,192 $3,525 $2,817

Cheapest Bristol, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bristol, RI to rates for a clean record with top companies.

Annual Bristol, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,007 $4,804 $5,506 $4,536
GEICO $3,566 $4,704 $9,363 $4,489
Liberty Mutual $4,819 $5,582 $5,725 $4,819
Nationwide $3,808 $4,212 $4,586 $3,956
Progressive $4,134 $6,550 $4,646 $4,929
State Farm $1,888 $2,475 $1,888 $1,888
Travelers $5,121 $5,295 $6,613 $5,832
USAA $3,032 $4,116 $6,345 $3,220

Cheapest Bristol, RI Car Insurance for Teen Drivers

Teen car insurance in Bristol, RI can be expensive. Take a look at rates from the top car insurance companies in Bristol for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bristol, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,638 $7,863
GEICO $10,371 $13,555
Liberty Mutual $8,091 $12,584
Nationwide $7,020 $9,007
Progressive $11,484 $12,900
State Farm $3,550 $4,730
Travelers $14,341 $22,635
USAA $9,305 $10,642

Cheapest Bristol, RI Car Insurance for Seniors

Take a look at Bristol, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bristol, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,765 $3,925
GEICO $3,375 $3,299
Liberty Mutual $3,234 $3,234
Nationwide $2,394 $2,532
Progressive $2,381 $2,367
State Farm $1,144 $1,144
Travelers $1,434 $1,426
USAA $1,935 $1,895

Cheapest Bristol, RI Car Insurance Rates After a DUI

A DUI in Bristol, RI increases car insurance rates. Compare Bristol, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bristol, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,506
GEICO $9,363
Liberty Mutual $5,725
Nationwide $4,586
Progressive $4,646
State Farm $1,888
Travelers $6,613
USAA $6,345

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bristol, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bristol, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bristol, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,682 $4,744
GEICO $5,419 $5,643
Liberty Mutual $5,069 $5,404
Nationwide $4,140 $4,140
Progressive $5,065 $5,065
State Farm $1,973 $2,096
Travelers $5,715 $5,715
USAA $4,138 $4,218

The Best Cheap Car Insurance Companies in Bristol, RI

Take a look at a side-by-side comparison of the top car insurance companies in Bristol, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bristol, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,713
GEICO $5,531
Liberty Mutual $5,236
Nationwide $4,140
Progressive $5,065
State Farm $2,035
Travelers $5,715
USAA $4,178

Category Winners: Cheapest Car Insurance in Bristol, Rhode Island

Find the cheapest car insurance companies in Bristol, RI for each category right here.

Best Annual Car Insurance Rates by Company in Bristol, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bristol, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bristol car insurance rates. Find the cheapest Bristol, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bristol, Rhode Island

Insurance Company Low Medium High
Allstate $4,481 $4,701 $4,958
GEICO $5,234 $5,518 $5,840
Liberty Mutual $4,899 $5,196 $5,613
Nationwide $4,248 $4,170 $4,003
Progressive $4,738 $5,027 $5,429
State Farm $1,927 $2,030 $2,146
Travelers $5,808 $5,819 $5,519
USAA $3,978 $4,182 $4,375

What affects car insurance rates in Bristol, Rhode Island?

What factors can have an impact on Bristol, RI car insurance? There are several reasons why Bristol car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bristol, Rhode Island.

Car Theft in Bristol

High levels of vehicle theft can make car insurance more expensive. Bristol, RI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Traffic in Bristol

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bristol, RI traffic data from INRIX ranks Bristol as the 78th-most congested in the world.

Compare Car Insurance Quotes in Bristol, RI

Ready to find affordable Bristol, Rhode Island car insurance today? Enter your ZIP code for fast, free Bristol, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption