Compare Broadalbin, NY Car Insurance Rates (2021)

Car insurance in Broadalbin, NY averages $263 a month. Broadalbin, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Broadalbin car insurance rates, compare quotes from the top car insurance companies in Broadalbin, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Broadalbin is GEICO
  • The cheapest car insurance company in Broadalbin for teen drivers is GEICO
  • Average car insurance rates in Broadalbin, NY are $3,154/year

If you need to buy Broadalbin, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Broadalbin, NY is right here.

You’ll find Broadalbin car insurance rates, the cheapest Broadalbin, NY car insurance companies, and information on New York car insurance laws. You can also compare Broadalbin, New York car insurance rates to New Rochelle car insurance rates, Syracuse car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Broadalbin, NY car insurance today? Enter your ZIP code for fast, free Broadalbin car insurance quotes.

Cheapest Broadalbin, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Broadalbin, NY car insurance rates? Every Broadalbin, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Broadalbin, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,387 $1,337 $1,351 $1,331 $2,949 $4,340 $1,249 $1,284
Liberty Mutual $3,198 $3,198 $2,980 $2,980 $6,203 $10,049 $3,198 $3,396
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,585 $1,479 $1,265 $1,288 $5,531 $6,173 $2,065 $2,026
State Farm $1,971 $1,971 $1,718 $1,718 $5,795 $7,474 $2,166 $2,293
Travelers $2,400 $2,424 $2,191 $2,349 $5,537 $6,571 $2,547 $2,656
USAA $1,726 $1,692 $1,564 $1,560 $7,083 $8,444 $2,202 $2,424

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Minimum Car Insurance in Broadalbin, NY

Every driver must carry the minimum car insurance in Broadalbin, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Broadalbin, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Broadalbin, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Broadalbin, NY. Compare credit history car insurance rates in Broadalbin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Broadalbin, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,385 $1,753 $1,573
Liberty Mutual $6,142 $4,030 $3,029
Nationwide $2,730 $2,730 $2,730
Progressive $4,213 $2,200 $1,618
State Farm $4,430 $2,778 $2,205
Travelers $4,581 $2,900 $2,523
USAA $5,152 $2,577 $2,282

Cheapest Broadalbin, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Broadalbin, NY to rates for a clean record with top companies.

Annual Broadalbin, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,486 $1,620 $3,023 $1,486
Liberty Mutual $3,526 $3,526 $7,023 $3,526
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,602 $2,602 $2,885 $2,618
State Farm $2,990 $2,990 $3,286 $3,286
Travelers $2,858 $3,556 $3,608 $3,316
USAA $2,956 $3,006 $4,379 $3,006

Cheapest Broadalbin, NY Car Insurance for Teen Drivers

Teen car insurance in Broadalbin, NY can be expensive. Take a look at rates from the top car insurance companies in Broadalbin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Broadalbin, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $2,949 $4,340
Liberty Mutual $6,203 $10,049
Nationwide $3,660 $5,437
Progressive $5,531 $6,173
State Farm $5,795 $7,474
Travelers $5,537 $6,571
USAA $7,083 $8,444

Cheapest Broadalbin, NY Car Insurance for Seniors

Take a look at Broadalbin, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Broadalbin, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,351 $1,331
Liberty Mutual $2,980 $2,980
Nationwide $1,954 $1,954
Progressive $1,265 $1,288
State Farm $1,718 $1,718
Travelers $2,191 $2,349
USAA $1,564 $1,560

Cheapest Broadalbin, NY Car Insurance Rates After a DUI

A DUI in Broadalbin, NY increases car insurance rates. Compare Broadalbin, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Broadalbin, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,023
Liberty Mutual $7,023
Nationwide $4,589
Progressive $2,885
State Farm $3,286
Travelers $3,608
USAA $4,379

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Cheapest Broadalbin, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Broadalbin, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Broadalbin, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,848 $1,960
Liberty Mutual $4,278 $4,523
Nationwide $2,730 $2,730
Progressive $2,677 $2,677
State Farm $3,028 $3,248
Travelers $3,334 $3,334
USAA $3,304 $3,370

The Best Cheap Car Insurance Companies in Broadalbin, NY

Take a look at a side-by-side comparison of the top car insurance companies in Broadalbin, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Broadalbin, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $1,904
Liberty Mutual $4,400
Nationwide $2,730
Progressive $2,677
State Farm $3,138
Travelers $3,334
USAA $3,337

Category Winners: Cheapest Car Insurance in Broadalbin, New York

Find the cheapest car insurance companies in Broadalbin, NY for each category right here.

Best Annual Car Insurance Rates by Company in Broadalbin, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Broadalbin, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Broadalbin car insurance rates. Find the cheapest Broadalbin, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Broadalbin, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,793 $1,896 $2,021
Liberty Mutual $4,217 $4,385 $4,598
Nationwide $2,584 $2,711 $2,895
Progressive $2,548 $2,664 $2,818
State Farm $2,979 $3,156 $3,279
Travelers $3,174 $3,303 $3,527
USAA $3,244 $3,322 $3,445

What affects car insurance rates in Broadalbin, New York?

What factors can have an impact on Broadalbin, NY car insurance? There are several reasons why Broadalbin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Broadalbin, New York.

Commute Time in Broadalbin

The more time you spend in your car the higher the risk of an accident. The average commute length in Broadalbin, NY is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Broadalbin, NY

Ready to find affordable Broadalbin, New York car insurance today? Enter your ZIP code for fast, free Broadalbin, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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