Compare Brocton, NY Car Insurance Rates (2021)

Car insurance in Brocton, NY averages $250 a month. Brocton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Brocton car insurance rates, compare quotes from the top car insurance companies in Brocton, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Brocton for teen drivers is GEICO
  • The cheapest car insurance company in Brocton is GEICO
  • Average car insurance rates in Brocton, NY after a DUI are $3,940/year

If you need to buy Brocton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Brocton, NY is right here.

You’ll find Brocton car insurance rates, the cheapest Brocton, NY car insurance companies, and information on New York car insurance laws. You can also compare Brocton, New York car insurance rates to Schenectady car insurance rates, Yonkers car insurance rates, and Utica car insurance rates.

Ready to find affordable Brocton, NY car insurance today? Enter your ZIP code for fast, free Brocton car insurance quotes.

Cheapest Brocton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brocton, NY car insurance rates? Every Brocton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brocton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,280 $2,144 $2,125 $2,149 $6,353 $6,797 $2,267 $2,283
GEICO $1,383 $1,332 $1,344 $1,324 $2,861 $4,150 $1,250 $1,282
Liberty Mutual $3,093 $3,093 $2,879 $2,879 $5,939 $9,636 $3,093 $3,293
Nationwide $2,078 $2,078 $1,963 $1,963 $3,618 $5,377 $2,078 $2,635
Progressive $1,416 $1,336 $1,148 $1,162 $4,743 $5,301 $1,832 $1,799
State Farm $2,206 $2,206 $1,921 $1,921 $6,448 $8,332 $2,421 $2,561
Travelers $2,342 $2,380 $2,127 $2,293 $5,310 $6,309 $2,491 $2,607
USAA $1,494 $1,470 $1,355 $1,359 $5,911 $7,036 $1,911 $2,112

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Minimum Car Insurance in Brocton, NY

Every driver must carry the minimum car insurance in Brocton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Brocton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Brocton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brocton, NY. Compare credit history car insurance rates in Brocton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brocton, New York

Insurance Company Poor Fair Good
Allstate $4,711 $2,778 $2,411
GEICO $2,337 $1,719 $1,542
Liberty Mutual $5,914 $3,882 $2,918
Nationwide $2,724 $2,724 $2,724
Progressive $3,678 $1,928 $1,421
State Farm $4,945 $3,100 $2,460
Travelers $4,425 $2,815 $2,457
USAA $4,355 $2,198 $1,941

Cheapest Brocton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brocton, NY to rates for a clean record with top companies.

Annual Brocton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,826 $2,826 $4,035 $3,512
GEICO $1,479 $1,611 $2,895 $1,479
Liberty Mutual $3,431 $3,431 $6,659 $3,431
Nationwide $2,088 $2,088 $4,585 $2,135
Progressive $2,280 $2,280 $2,516 $2,293
State Farm $3,338 $3,338 $3,665 $3,665
Travelers $2,787 $3,439 $3,487 $3,217
USAA $2,522 $2,562 $3,678 $2,562

Cheapest Brocton, NY Car Insurance for Teen Drivers

Teen car insurance in Brocton, NY can be expensive. Take a look at rates from the top car insurance companies in Brocton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brocton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,353 $6,797
GEICO $2,861 $4,150
Liberty Mutual $5,939 $9,636
Nationwide $3,618 $5,377
Progressive $4,743 $5,301
State Farm $6,448 $8,332
Travelers $5,310 $6,309
USAA $5,911 $7,036

Cheapest Brocton, NY Car Insurance for Seniors

Take a look at Brocton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brocton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,125 $2,149
GEICO $1,344 $1,324
Liberty Mutual $2,879 $2,879
Nationwide $1,963 $1,963
Progressive $1,148 $1,162
State Farm $1,921 $1,921
Travelers $2,127 $2,293
USAA $1,355 $1,359

Cheapest Brocton, NY Car Insurance Rates After a DUI

A DUI in Brocton, NY increases car insurance rates. Compare Brocton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brocton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,895
Liberty Mutual $6,659
Nationwide $4,585
Progressive $2,516
State Farm $3,665
Travelers $3,487
USAA $3,678

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Cheapest Brocton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brocton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brocton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,256 $3,343
GEICO $1,811 $1,920
Liberty Mutual $4,120 $4,357
Nationwide $2,724 $2,724
Progressive $2,342 $2,342
State Farm $3,378 $3,625
Travelers $3,232 $3,232
USAA $2,803 $2,860

Cheapest Brocton, NY Car Insurance Rates by ZIP Code

Brocton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Brocton, NY.

Annual Car Insurance Rates by ZIP Code in Brocton, New York

ZIP Code Average Annual Rates
14716 $3,054
14769 $3,051

The Best Cheap Car Insurance Companies in Brocton, NY

Take a look at a side-by-side comparison of the top car insurance companies in Brocton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brocton, New York

Insurance Company Average Annual Rates
Allstate $3,300
GEICO $1,866
Liberty Mutual $4,238
Nationwide $2,724
Progressive $2,342
State Farm $3,502
Travelers $3,232
USAA $2,831

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Category Winners: Cheapest Car Insurance in Brocton, New York

Find the cheapest car insurance companies in Brocton, NY for each category right here.

Best Annual Car Insurance Rates by Company in Brocton, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Brocton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brocton car insurance rates. Find the cheapest Brocton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brocton, New York

Insurance Company Low Medium High
Allstate $3,142 $3,290 $3,466
GEICO $1,771 $1,861 $1,965
Liberty Mutual $4,063 $4,224 $4,427
Nationwide $2,574 $2,704 $2,893
Progressive $2,237 $2,333 $2,457
State Farm $3,311 $3,524 $3,671
Travelers $3,078 $3,204 $3,416
USAA $2,744 $2,817 $2,932

What affects car insurance rates in Brocton, New York?

What factors can have an impact on Brocton, NY car insurance? There are several reasons why Brocton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brocton, New York.

Commute Time in Brocton

The more time you spend in your car the higher the risk of an accident. The average commute length in Brocton, NY is 19.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Brocton, NY

Ready to find affordable Brocton, New York car insurance today? Enter your ZIP code for fast, free Brocton, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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