Compare Broken Arrow, OK Car Insurance Rates (2021)

Car insurance in Broken Arrow, OK averages $385 a month. Broken Arrow, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Broken Arrow car insurance rates, compare quotes from the top car insurance companies in Broken Arrow, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Broken Arrow is State Farm
  • Average car insurance rates in Broken Arrow, OK are $4,615/year
  • The cheapest ZIP code in Broken Arrow is 74014

If you need to buy Broken Arrow, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Broken Arrow, OK is right here.

You’ll find Broken Arrow car insurance rates, the cheapest Broken Arrow, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Broken Arrow, Oklahoma car insurance rates to Moore car insurance rates, Oklahoma City car insurance rates, and Enid car insurance rates.

Ready to find affordable Broken Arrow, OK car insurance today? Enter your ZIP code for fast, free Broken Arrow car insurance quotes.

Cheapest Broken Arrow, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Broken Arrow, OK car insurance rates? Every Broken Arrow, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Broken Arrow, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,566 $2,568 $2,376 $2,493 $8,139 $9,582 $2,754 $2,895
Farmers $2,504 $2,480 $2,241 $2,382 $10,109 $10,368 $2,842 $2,950
GEICO $2,326 $2,570 $2,527 $2,895 $7,125 $7,608 $2,041 $2,047
Liberty Mutual $4,969 $5,260 $4,366 $4,787 $14,750 $16,258 $5,161 $5,335
Progressive $3,133 $2,963 $2,586 $2,744 $12,649 $14,153 $3,655 $3,809
State Farm $2,057 $2,057 $1,836 $1,836 $5,825 $7,312 $2,180 $2,463
USAA $2,058 $2,048 $1,990 $1,996 $6,786 $7,544 $2,638 $2,877

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Minimum Car Insurance in Broken Arrow, OK

Every driver must carry the minimum car insurance in Broken Arrow, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Broken Arrow, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Broken Arrow, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Broken Arrow, OK. Compare credit history car insurance rates in Broken Arrow from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Broken Arrow, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,155 $3,913 $3,446
Farmers $5,137 $4,264 $4,052
GEICO $4,390 $3,642 $2,894
Liberty Mutual $10,892 $6,696 $5,245
Progressive $6,466 $5,524 $5,144
State Farm $4,455 $2,845 $2,286
USAA $5,144 $2,962 $2,371

Cheapest Broken Arrow, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Broken Arrow, OK to rates for a clean record with top companies.

Annual Broken Arrow, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,571 $4,193 $4,888 $4,036
Farmers $3,777 $4,877 $4,759 $4,524
GEICO $2,624 $4,073 $4,594 $3,278
Liberty Mutual $5,087 $8,605 $9,719 $7,030
Progressive $4,442 $8,284 $4,907 $5,213
State Farm $2,931 $3,460 $3,196 $3,196
USAA $2,570 $3,713 $4,519 $3,167

Cheapest Broken Arrow, OK Car Insurance for Teen Drivers

Teen car insurance in Broken Arrow, OK can be expensive. Take a look at rates from the top car insurance companies in Broken Arrow for teenagers.

Annual Car Insurance Rates for Teen Drivers in Broken Arrow, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,139 $9,582
Farmers $10,109 $10,368
GEICO $7,125 $7,608
Liberty Mutual $14,750 $16,258
Progressive $12,649 $14,153
State Farm $5,825 $7,312
USAA $6,786 $7,544

Cheapest Broken Arrow, OK Car Insurance for Seniors

Take a look at Broken Arrow, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Broken Arrow, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,376 $2,493
Farmers $2,241 $2,382
GEICO $2,527 $2,895
Liberty Mutual $4,366 $4,787
Progressive $2,586 $2,744
State Farm $1,836 $1,836
USAA $1,990 $1,996

Cheapest Broken Arrow, OK Car Insurance Rates After a DUI

A DUI in Broken Arrow, OK increases car insurance rates. Compare Broken Arrow, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Broken Arrow, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,888
Farmers $4,759
GEICO $4,594
Liberty Mutual $9,719
Progressive $4,907
State Farm $3,196
USAA $4,519

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Cheapest Broken Arrow, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Broken Arrow, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Broken Arrow, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,172 $4,172
Farmers $4,484 $4,484
GEICO $3,578 $3,706
Liberty Mutual $7,611 $7,611
Progressive $5,712 $5,712
State Farm $3,141 $3,250
USAA $3,450 $3,534

Cheapest Broken Arrow, OK Car Insurance Rates by ZIP Code

Broken Arrow car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Broken Arrow, OK.

Annual Car Insurance Rates by ZIP Code in Broken Arrow, Oklahoma

ZIP Code Average Annual Rates
74011 $4,647
74012 $4,647
74014 $4,591

The Best Cheap Car Insurance Companies in Broken Arrow, OK

Take a look at a side-by-side comparison of the top car insurance companies in Broken Arrow, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Broken Arrow, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,172
Farmers $4,484
GEICO $3,642
Liberty Mutual $7,611
Progressive $5,712
State Farm $3,196
USAA $3,492

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Category Winners: Cheapest Car Insurance in Broken Arrow, Oklahoma

Find the cheapest car insurance companies in Broken Arrow, OK for each category right here.

Best Annual Car Insurance Rates by Company in Broken Arrow, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Broken Arrow, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Broken Arrow car insurance rates. Find the cheapest Broken Arrow, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Broken Arrow, Oklahoma

Insurance Company Low Medium High
Allstate $3,915 $4,155 $4,446
Farmers $4,259 $4,424 $4,770
GEICO $3,355 $3,652 $3,919
Liberty Mutual $7,178 $7,582 $8,071
Progressive $5,254 $5,672 $6,210
State Farm $2,973 $3,175 $3,439
USAA $3,330 $3,481 $3,666

What affects car insurance rates in Broken Arrow, Oklahoma?

What factors can have an impact on Broken Arrow, OK car insurance? There are several reasons why Broken Arrow car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Broken Arrow, Oklahoma.

Commute Time in Broken Arrow

The more time you spend in your car the higher the risk of an accident. The average commute length in Broken Arrow, OK is 21.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Broken Arrow, OK

Ready to find affordable Broken Arrow, Oklahoma car insurance today? Enter your ZIP code for fast, free Broken Arrow, OK car insurance quotes.

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