Compare Brooks, KY Car Insurance Rates (2021)

Car insurance in Brooks, KY averages $409 a month. Brooks, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Brooks car insurance rates, compare quotes from the top car insurance companies in Brooks, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Brooks, KY after a DUI are $5,932/year
  • Average car insurance rates in Brooks, KY are $4,913/year
  • The cheapest car insurance company in Brooks is State Farm

If you need to buy Brooks, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Brooks, KY is right here.

You’ll find Brooks car insurance rates, the cheapest Brooks, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Brooks, Kentucky car insurance rates to Owensboro car insurance rates, Covington car insurance rates, and Independence car insurance rates.

Ready to find affordable Brooks, KY car insurance today? Enter your ZIP code for fast, free Brooks car insurance quotes.

Cheapest Brooks, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brooks, KY car insurance rates? Every Brooks, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brooks, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,575 $3,518 $3,259 $3,477 $13,976 $15,695 $3,902 $4,089
GEICO $4,139 $3,830 $4,346 $3,936 $8,745 $10,300 $3,373 $2,898
Liberty Mutual $2,712 $2,937 $2,288 $2,563 $11,809 $13,102 $2,834 $2,949
Nationwide $3,814 $3,781 $3,444 $3,576 $8,821 $10,915 $4,362 $4,545
Progressive $2,596 $2,450 $2,355 $2,355 $13,228 $14,966 $3,219 $3,252
State Farm $1,756 $1,756 $1,559 $1,559 $4,862 $6,208 $1,953 $2,145
Travelers $2,451 $2,492 $2,427 $2,431 $12,452 $20,196 $2,570 $2,923
USAA $1,888 $1,884 $1,722 $1,740 $5,168 $5,411 $2,376 $2,593

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Minimum Car Insurance in Brooks, KY

Every driver must carry the minimum car insurance in Brooks, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Brooks, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Brooks, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brooks, KY. Compare credit history car insurance rates in Brooks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brooks, Kentucky

Insurance Company Poor Fair Good
Allstate $8,531 $5,891 $4,888
GEICO $8,544 $4,265 $2,778
Liberty Mutual $7,347 $4,530 $3,571
Nationwide $6,567 $5,173 $4,482
Progressive $6,175 $5,419 $5,064
State Farm $3,927 $2,382 $1,865
Travelers $6,668 $5,664 $5,647
USAA $4,202 $2,387 $1,954

Cheapest Brooks, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brooks, KY to rates for a clean record with top companies.

Annual Brooks, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,291 $6,969 $7,479 $6,007
GEICO $3,090 $5,507 $8,400 $3,786
Liberty Mutual $4,290 $6,614 $5,135 $4,559
Nationwide $4,279 $5,565 $7,063 $4,721
Progressive $4,582 $6,848 $5,219 $5,562
State Farm $2,513 $2,936 $2,725 $2,725
Travelers $5,220 $5,365 $7,797 $5,588
USAA $2,143 $3,029 $3,636 $2,583

Cheapest Brooks, KY Car Insurance for Teen Drivers

Teen car insurance in Brooks, KY can be expensive. Take a look at rates from the top car insurance companies in Brooks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brooks, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,976 $15,695
GEICO $8,745 $10,300
Liberty Mutual $11,809 $13,102
Nationwide $8,821 $10,915
Progressive $13,228 $14,966
State Farm $4,862 $6,208
Travelers $12,452 $20,196
USAA $5,168 $5,411

Cheapest Brooks, KY Car Insurance for Seniors

Take a look at Brooks, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brooks, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,477
GEICO $4,346 $3,936
Liberty Mutual $2,288 $2,563
Nationwide $3,444 $3,576
Progressive $2,355 $2,355
State Farm $1,559 $1,559
Travelers $2,427 $2,431
USAA $1,722 $1,740

Cheapest Brooks, KY Car Insurance Rates After a DUI

A DUI in Brooks, KY increases car insurance rates. Compare Brooks, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brooks, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,479
GEICO $8,400
Liberty Mutual $5,135
Nationwide $7,063
Progressive $5,219
State Farm $2,725
Travelers $7,797
USAA $3,636

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Cheapest Brooks, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brooks, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brooks, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,436 $6,436
GEICO $5,147 $5,245
Liberty Mutual $5,149 $5,149
Nationwide $5,407 $5,407
Progressive $5,553 $5,553
State Farm $2,655 $2,795
Travelers $5,993 $5,993
USAA $2,740 $2,955

The Best Cheap Car Insurance Companies in Brooks, KY

Take a look at a side-by-side comparison of the top car insurance companies in Brooks, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brooks, Kentucky

Insurance Company Average Annual Rates
Allstate $6,436
GEICO $5,196
Liberty Mutual $5,149
Nationwide $5,407
Progressive $5,553
State Farm $2,725
Travelers $5,993
USAA $2,848

Category Winners: Cheapest Car Insurance in Brooks, Kentucky

Find the cheapest car insurance companies in Brooks, KY for each category right here.

Best Annual Car Insurance Rates by Company in Brooks, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Brooks, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brooks car insurance rates. Find the cheapest Brooks, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brooks, Kentucky

Insurance Company Low Medium High
Allstate $5,862 $6,405 $7,043
GEICO $4,818 $5,195 $5,574
Liberty Mutual $4,878 $5,116 $5,455
Nationwide $5,406 $5,345 $5,471
Progressive $5,005 $5,452 $6,201
State Farm $2,532 $2,721 $2,921
Travelers $5,633 $6,016 $6,329
USAA $2,679 $2,839 $3,025

What affects car insurance rates in Brooks, Kentucky?

What factors can have an impact on Brooks, KY car insurance? There are several reasons why Brooks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brooks, Kentucky.

Commute Time in Brooks

The more time you spend in your car the higher the risk of an accident. The average commute length in Brooks, KY is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Brooks, KY

Ready to find affordable Brooks, Kentucky car insurance today? Enter your ZIP code for fast, free Brooks, KY car insurance quotes.

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