Compare Brooten, MN Car Insurance Rates (2021)

Car insurance in Brooten, MN averages $365 a month. Brooten, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Brooten car insurance rates, compare quotes from the top car insurance companies in Brooten, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Brooten, MN are $4,377/year
  • Average car insurance rates in Brooten, MN after a DUI are $5,937/year
  • The cheapest car insurance company in Brooten for teen drivers is State Farm

If you need to buy Brooten, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Brooten, MN is right here.

You’ll find Brooten car insurance rates, the cheapest Brooten, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Brooten, Minnesota car insurance rates to St. Paul car insurance rates, St. Cloud car insurance rates, and Rochester car insurance rates.

Ready to find affordable Brooten, MN car insurance today? Enter your ZIP code for fast, free Brooten car insurance quotes.

Cheapest Brooten, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brooten, MN car insurance rates? Every Brooten, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brooten, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,972 $2,972 $2,856 $2,856 $6,715 $9,720 $3,615 $3,796
American Family $2,305 $2,305 $2,084 $2,084 $6,215 $9,079 $2,305 $2,613
Farmers $1,920 $1,916 $1,854 $1,954 $5,363 $5,392 $2,500 $2,424
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,986 $1,996 $1,766 $1,876 $5,038 $6,127 $2,328 $2,421
State Farm $1,511 $1,511 $1,342 $1,342 $3,224 $3,976 $1,750 $1,446
USAA $1,896 $1,873 $1,730 $1,726 $4,968 $5,411 $2,463 $2,611

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Minimum Car Insurance in Brooten, MN

Every driver must carry the minimum car insurance in Brooten, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Brooten, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Brooten, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brooten, MN. Compare credit history car insurance rates in Brooten from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brooten, Minnesota

Insurance Company Poor Fair Good
Allstate $6,526 $3,521 $3,267
American Family $4,918 $3,293 $2,660
Farmers $3,656 $2,632 $2,458
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,501 $2,822 $2,504
State Farm $2,935 $1,795 $1,309
USAA $4,423 $2,183 $1,898

Cheapest Brooten, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brooten, MN to rates for a clean record with top companies.

Annual Brooten, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,257 $4,683 $5,574 $4,237
American Family $2,439 $4,368 $4,922 $2,766
Farmers $2,494 $3,144 $3,192 $2,832
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,331 $3,100 $3,571 $2,767
State Farm $1,855 $2,171 $2,013 $2,013
USAA $2,110 $2,682 $4,033 $2,514

Cheapest Brooten, MN Car Insurance for Teen Drivers

Teen car insurance in Brooten, MN can be expensive. Take a look at rates from the top car insurance companies in Brooten for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brooten, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,715 $9,720
American Family $6,215 $9,079
Farmers $5,363 $5,392
GEICO $5,625 $7,173
Liberty Mutual $17,660 $26,524
Nationwide $5,038 $6,127
State Farm $3,224 $3,976
USAA $4,968 $5,411

Cheapest Brooten, MN Car Insurance for Seniors

Take a look at Brooten, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brooten, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,856
American Family $2,084 $2,084
Farmers $1,854 $1,954
GEICO $2,639 $2,565
Liberty Mutual $8,863 $8,863
Nationwide $1,766 $1,876
State Farm $1,342 $1,342
USAA $1,730 $1,726

Cheapest Brooten, MN Car Insurance Rates After a DUI

A DUI in Brooten, MN increases car insurance rates. Compare Brooten, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brooten, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,574
American Family $4,922
Farmers $3,192
GEICO $5,666
Liberty Mutual $18,523
Nationwide $3,571
State Farm $2,013
USAA $4,033

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Cheapest Brooten, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brooten, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brooten, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,438 $4,438
American Family $3,581 $3,667
Farmers $2,915 $2,915
GEICO $3,546 $3,638
Liberty Mutual $12,283 $13,028
Nationwide $2,942 $2,942
State Farm $1,959 $2,067
USAA $2,797 $2,872

The Best Cheap Car Insurance Companies in Brooten, MN

Take a look at a side-by-side comparison of the top car insurance companies in Brooten, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brooten, Minnesota

Insurance Company Average Annual Rates
Allstate $4,438
American Family $3,624
Farmers $2,915
GEICO $3,592
Liberty Mutual $12,656
Nationwide $2,942
State Farm $2,013
USAA $2,835

Category Winners: Cheapest Car Insurance in Brooten, Minnesota

Find the cheapest car insurance companies in Brooten, MN for each category right here.

Best Annual Car Insurance Rates by Company in Brooten, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Brooten, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brooten car insurance rates. Find the cheapest Brooten, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brooten, Minnesota

Insurance Company Low Medium High
Allstate $4,374 $4,435 $4,505
American Family $3,625 $3,726 $3,520
Farmers $2,801 $2,927 $3,019
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,785 $2,962 $3,080
State Farm $1,935 $2,019 $2,084
USAA $2,752 $2,833 $2,919

What affects car insurance rates in Brooten, Minnesota?

What factors can have an impact on Brooten, MN car insurance? There are several reasons why Brooten car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brooten, Minnesota.

Commute Time in Brooten

The more time you spend in your car the higher the risk of an accident. The average commute length in Brooten, MN is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Brooten, MN

Ready to find affordable Brooten, Minnesota car insurance today? Enter your ZIP code for fast, free Brooten, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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