Compare Broughton, IL Car Insurance Rates (2021)

Car insurance in Broughton, IL averages $269 a month. Broughton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Broughton car insurance rates, compare quotes from the top car insurance companies in Broughton, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Broughton, IL are $3,226/year
  • Average car insurance rates in Broughton, IL after a DUI are $3,768/year
  • The cheapest car insurance company in Broughton for teen drivers is Travelers

If you need to buy Broughton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Broughton, IL is right here.

You’ll find Broughton car insurance rates, the cheapest Broughton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Broughton, Illinois car insurance rates to Cicero car insurance rates, Chicago car insurance rates, and Joliet car insurance rates.

Ready to find affordable Broughton, IL car insurance today? Enter your ZIP code for fast, free Broughton car insurance quotes.

Cheapest Broughton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Broughton, IL car insurance rates? Every Broughton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Broughton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,281 $3,298 $3,420 $3,420 $8,381 $10,841 $3,938 $4,249
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,451 $2,461 $2,181 $2,295 $10,053 $10,501 $2,786 $2,927
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,403 $1,519 $1,167 $1,308 $4,377 $4,877 $1,468 $1,555
Nationwide $1,962 $2,001 $1,741 $1,852 $5,337 $6,882 $2,279 $2,476
Progressive $2,134 $2,051 $1,757 $1,834 $6,863 $7,730 $2,541 $2,718
State Farm $1,433 $1,433 $1,260 $1,260 $3,819 $4,874 $1,613 $1,835
Travelers $1,447 $1,529 $1,293 $1,381 $3,855 $4,769 $1,539 $1,622
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

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Minimum Car Insurance in Broughton, IL

Every driver must carry the minimum car insurance in Broughton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Broughton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Broughton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Broughton, IL. Compare credit history car insurance rates in Broughton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Broughton, Illinois

Insurance Company Poor Fair Good
Allstate $6,539 $4,678 $4,095
American Family $4,999 $3,383 $2,856
Farmers $5,077 $4,248 $4,045
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,131 $1,944 $1,553
Nationwide $3,665 $2,949 $2,584
Progressive $3,972 $3,332 $3,057
State Farm $3,187 $1,907 $1,479
Travelers $2,677 $2,123 $1,738
USAA $3,823 $2,623 $2,160

Cheapest Broughton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Broughton, IL to rates for a clean record with top companies.

Annual Broughton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $6,208 $5,722 $4,802
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,776 $4,841 $4,721 $4,489
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,850 $2,600 $2,296 $2,092
Nationwide $2,461 $3,200 $3,771 $2,834
Progressive $2,865 $4,158 $3,168 $3,624
State Farm $2,022 $2,360 $2,191 $2,191
Travelers $1,744 $2,266 $2,526 $2,181
USAA $2,043 $2,938 $4,028 $2,465

Cheapest Broughton, IL Car Insurance for Teen Drivers

Teen car insurance in Broughton, IL can be expensive. Take a look at rates from the top car insurance companies in Broughton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Broughton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,841
American Family $6,511 $9,083
Farmers $10,053 $10,501
GEICO $5,690 $6,014
Liberty Mutual $4,377 $4,877
Nationwide $5,337 $6,882
Progressive $6,863 $7,730
State Farm $3,819 $4,874
Travelers $3,855 $4,769
USAA $5,528 $6,101

Cheapest Broughton, IL Car Insurance for Seniors

Take a look at Broughton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Broughton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,146 $2,146
Farmers $2,181 $2,295
GEICO $1,757 $2,095
Liberty Mutual $1,167 $1,308
Nationwide $1,741 $1,852
Progressive $1,757 $1,834
State Farm $1,260 $1,260
Travelers $1,293 $1,381
USAA $1,586 $1,562

Cheapest Broughton, IL Car Insurance Rates After a DUI

A DUI in Broughton, IL increases car insurance rates. Compare Broughton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Broughton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,722
American Family $5,196
Farmers $4,721
GEICO $4,060
Liberty Mutual $2,296
Nationwide $3,771
Progressive $3,168
State Farm $2,191
Travelers $2,526
USAA $4,028

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Cheapest Broughton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Broughton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Broughton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,104 $5,104
American Family $3,697 $3,794
Farmers $4,457 $4,457
GEICO $2,920 $3,043
Liberty Mutual $2,209 $2,209
Nationwide $3,066 $3,066
Progressive $3,454 $3,454
State Farm $2,136 $2,246
Travelers $2,094 $2,264
USAA $2,788 $2,949

The Best Cheap Car Insurance Companies in Broughton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Broughton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Broughton, Illinois

Insurance Company Average Annual Rates
Allstate $5,104
American Family $3,746
Farmers $4,457
GEICO $2,982
Liberty Mutual $2,209
Nationwide $3,066
Progressive $3,454
State Farm $2,191
Travelers $2,179
USAA $2,868

Category Winners: Cheapest Car Insurance in Broughton, Illinois

Find the cheapest car insurance companies in Broughton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Broughton, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Broughton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Broughton car insurance rates. Find the cheapest Broughton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Broughton, Illinois

Insurance Company Low Medium High
Allstate $4,910 $5,098 $5,303
American Family $3,633 $3,882 $3,723
Farmers $4,253 $4,356 $4,761
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,082 $2,204 $2,342
Nationwide $3,060 $3,090 $3,049
Progressive $3,165 $3,433 $3,763
State Farm $2,086 $2,194 $2,293
Travelers $2,054 $2,177 $2,306
USAA $2,681 $2,866 $3,058

What affects car insurance rates in Broughton, Illinois?

What factors can have an impact on Broughton, IL car insurance? There are several reasons why Broughton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Broughton, Illinois.

Commute Time in Broughton

The more time you spend in your car the higher the risk of an accident. The average commute length in Broughton, IL is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Broughton, IL

Ready to find affordable Broughton, Illinois car insurance today? Enter your ZIP code for fast, free Broughton, IL car insurance quotes.

Free Car Insurance Comparison

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