Compare Browns Valley, MN Car Insurance Rates (2021)

Car insurance in Browns Valley, MN averages $352 a month. Browns Valley, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Browns Valley car insurance rates, compare quotes from the top car insurance companies in Browns Valley, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Browns Valley, MN are $4,225/year
  • The cheapest car insurance company in Browns Valley is State Farm
  • Average car insurance rates in Browns Valley, MN after a DUI are $5,735/year

If you need to buy Browns Valley, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Browns Valley, MN is right here.

You’ll find Browns Valley car insurance rates, the cheapest Browns Valley, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Browns Valley, Minnesota car insurance rates to Duluth car insurance rates, Plymouth car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Browns Valley, MN car insurance today? Enter your ZIP code for fast, free Browns Valley car insurance quotes.

Cheapest Browns Valley, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Browns Valley, MN car insurance rates? Every Browns Valley, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Browns Valley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,810 $2,810 $6,608 $9,571 $3,562 $3,739
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $1,954 $1,948 $1,884 $1,983 $5,308 $5,302 $2,541 $2,398
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,349 $1,349 $1,195 $1,195 $2,857 $3,532 $1,565 $1,291
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

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Minimum Car Insurance in Browns Valley, MN

Every driver must carry the minimum car insurance in Browns Valley, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Browns Valley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Browns Valley, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Browns Valley, MN. Compare credit history car insurance rates in Browns Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Browns Valley, Minnesota

Insurance Company Poor Fair Good
Allstate $6,428 $3,466 $3,213
American Family $4,605 $3,078 $2,483
Farmers $3,686 $2,617 $2,442
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,611 $1,598 $1,166
USAA $4,327 $2,096 $1,817

Cheapest Browns Valley, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Browns Valley, MN to rates for a clean record with top companies.

Annual Browns Valley, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,225 $4,605 $5,468 $4,178
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,500 $3,147 $3,180 $2,832
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,653 $1,930 $1,791 $1,791
USAA $2,042 $2,596 $3,918 $2,431

Cheapest Browns Valley, MN Car Insurance for Teen Drivers

Teen car insurance in Browns Valley, MN can be expensive. Take a look at rates from the top car insurance companies in Browns Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Browns Valley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,608 $9,571
American Family $5,826 $8,470
Farmers $5,308 $5,302
GEICO $5,625 $7,173
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $2,857 $3,532
USAA $4,819 $5,295

Cheapest Browns Valley, MN Car Insurance for Seniors

Take a look at Browns Valley, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Browns Valley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,810 $2,810
American Family $1,953 $1,953
Farmers $1,884 $1,983
GEICO $2,639 $2,565
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,195 $1,195
USAA $1,654 $1,658

Cheapest Browns Valley, MN Car Insurance Rates After a DUI

A DUI in Browns Valley, MN increases car insurance rates. Compare Browns Valley, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Browns Valley, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,468
American Family $4,586
Farmers $3,180
GEICO $5,666
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,791
USAA $3,918

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Cheapest Browns Valley, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Browns Valley, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Browns Valley, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,369 $4,369
American Family $3,349 $3,428
Farmers $2,915 $2,915
GEICO $3,546 $3,638
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,744 $1,839
USAA $2,711 $2,783

The Best Cheap Car Insurance Companies in Browns Valley, MN

Take a look at a side-by-side comparison of the top car insurance companies in Browns Valley, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Browns Valley, Minnesota

Insurance Company Average Annual Rates
Allstate $4,369
American Family $3,389
Farmers $2,915
GEICO $3,592
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,791
USAA $2,747

Category Winners: Cheapest Car Insurance in Browns Valley, Minnesota

Find the cheapest car insurance companies in Browns Valley, MN for each category right here.

Best Annual Car Insurance Rates by Company in Browns Valley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Browns Valley, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Browns Valley car insurance rates. Find the cheapest Browns Valley, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Browns Valley, Minnesota

Insurance Company Low Medium High
Allstate $4,311 $4,365 $4,431
American Family $3,385 $3,483 $3,298
Farmers $2,805 $2,925 $3,014
GEICO $3,497 $3,590 $3,689
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,727 $1,796 $1,851
USAA $2,671 $2,745 $2,824

What affects car insurance rates in Browns Valley, Minnesota?

What factors can have an impact on Browns Valley, MN car insurance? There are several reasons why Browns Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Browns Valley, Minnesota.

Commute Time in Browns Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Browns Valley, MN is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Browns Valley, MN

Ready to find affordable Browns Valley, Minnesota car insurance today? Enter your ZIP code for fast, free Browns Valley, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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