Compare Brownsville, FL Car Insurance Rates (2021)

Car insurance in Brownsville, FL averages $636 a month. Brownsville, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Brownsville car insurance rates, compare quotes from the top car insurance companies in Brownsville, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Brownsville, FL are $7,631/year
  • The cheapest car insurance company in Brownsville is USAA
  • The cheapest car insurance company in Brownsville for teen drivers is GEICO

If you need to buy Brownsville, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Brownsville, FL is right here.

You’ll find Brownsville car insurance rates, the cheapest Brownsville, FL car insurance companies, and information on Florida car insurance laws. You can also compare Brownsville, Florida car insurance rates to St. Petersburg car insurance rates, Cape Coral car insurance rates, and Fort Lauderdale car insurance rates.

Ready to find affordable Brownsville, FL car insurance today? Enter your ZIP code for fast, free Brownsville car insurance quotes.

Cheapest Brownsville, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brownsville, FL car insurance rates? Every Brownsville, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brownsville, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $8,361 $7,585 $7,038 $6,925 $25,735 $26,565 $7,714 $7,557
GEICO $3,617 $3,631 $3,379 $3,379 $6,552 $8,229 $3,994 $4,046
Liberty Mutual $6,419 $6,419 $5,847 $5,847 $14,029 $21,831 $6,419 $8,845
Nationwide $4,946 $4,855 $4,379 $4,544 $11,895 $14,588 $5,436 $5,622
Progressive $5,916 $5,621 $4,977 $5,344 $16,395 $17,701 $7,299 $6,870
State Farm $4,929 $4,929 $4,399 $4,399 $13,076 $15,789 $5,514 $5,662
USAA $2,336 $2,308 $2,151 $2,158 $7,894 $9,260 $2,959 $3,230

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Minimum Car Insurance in Brownsville, FL

Every driver must carry the minimum car insurance in Brownsville, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Brownsville, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Brownsville, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brownsville, FL. Compare credit history car insurance rates in Brownsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brownsville, Florida

Insurance Company Poor Fair Good
Allstate $17,472 $10,668 $8,415
GEICO $6,764 $4,043 $3,004
Liberty Mutual $12,305 $8,916 $7,150
Nationwide $8,942 $6,416 $5,742
Progressive $11,515 $8,112 $6,669
State Farm $10,184 $6,539 $5,289
USAA $6,624 $3,186 $2,301

Cheapest Brownsville, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brownsville, FL to rates for a clean record with top companies.

Annual Brownsville, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,594 $12,806 $13,708 $11,632
GEICO $3,167 $4,084 $6,143 $5,020
Liberty Mutual $6,772 $8,849 $12,899 $9,309
Nationwide $5,978 $6,591 $8,909 $6,654
Progressive $6,866 $10,257 $8,638 $9,301
State Farm $6,673 $8,001 $7,337 $7,337
USAA $3,193 $3,904 $5,711 $3,340

Cheapest Brownsville, FL Car Insurance for Teen Drivers

Teen car insurance in Brownsville, FL can be expensive. Take a look at rates from the top car insurance companies in Brownsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brownsville, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $25,735 $26,565
GEICO $6,552 $8,229
Liberty Mutual $14,029 $21,831
Nationwide $11,895 $14,588
Progressive $16,395 $17,701
State Farm $13,076 $15,789
USAA $7,894 $9,260

Cheapest Brownsville, FL Car Insurance for Seniors

Take a look at Brownsville, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brownsville, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $7,038 $6,925
GEICO $3,379 $3,379
Liberty Mutual $5,847 $5,847
Nationwide $4,379 $4,544
Progressive $4,977 $5,344
State Farm $4,399 $4,399
USAA $2,151 $2,158

Cheapest Brownsville, FL Car Insurance Rates After a DUI

A DUI in Brownsville, FL increases car insurance rates. Compare Brownsville, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brownsville, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,708
GEICO $6,143
Liberty Mutual $12,899
Nationwide $8,909
Progressive $8,638
State Farm $7,337
USAA $5,711

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Cheapest Brownsville, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brownsville, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brownsville, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $11,839 $12,531
GEICO $4,581 $4,626
Liberty Mutual $9,138 $9,776
Nationwide $7,033 $7,033
Progressive $8,765 $8,765
State Farm $7,030 $7,645
USAA $3,990 $4,084

The Best Cheap Car Insurance Companies in Brownsville, FL

Take a look at a side-by-side comparison of the top car insurance companies in Brownsville, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brownsville, Florida

Insurance Company Average Annual Rates
Allstate $12,185
GEICO $4,603
Liberty Mutual $9,457
Nationwide $7,033
Progressive $8,765
State Farm $7,337
USAA $4,037

Category Winners: Cheapest Car Insurance in Brownsville, Florida

Find the cheapest car insurance companies in Brownsville, FL for each category right here.

Best Annual Car Insurance Rates by Company in Brownsville, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Brownsville, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brownsville car insurance rates. Find the cheapest Brownsville, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brownsville, Florida

Insurance Company Low Medium High
Allstate $9,734 $12,744 $14,077
GEICO $3,877 $4,750 $5,184
Liberty Mutual $8,817 $9,685 $9,870
Nationwide $5,665 $7,291 $8,143
Progressive $7,555 $8,938 $9,802
State Farm $6,625 $7,458 $7,928
USAA $3,493 $4,180 $4,438

What affects car insurance rates in Brownsville, Florida?

What factors can have an impact on Brownsville, FL car insurance? There are several reasons why Brownsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brownsville, Florida.

Commute Time in Brownsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Brownsville, FL is 33.6 minutes according to City-Data.

Traffic in Brownsville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Brownsville, FL traffic data from INRIX ranks Brownsville as the 736th-most congested in the world.

Compare Car Insurance Quotes in Brownsville, FL

Ready to find affordable Brownsville, Florida car insurance today? Enter your ZIP code for fast, free Brownsville, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State