Compare Brownsville, TX Car Insurance Rates (2021)

Car insurance in Brownsville, TX averages $351 a month. Brownsville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Brownsville car insurance rates, compare quotes from the top car insurance companies in Brownsville, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Brownsville, TX are $4,208/year
  • The cheapest car insurance company in Brownsville for teen drivers is GEICO
  • The cheapest car insurance company in Brownsville is State Farm

If you need to buy Brownsville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Brownsville, TX is right here.

You’ll find Brownsville car insurance rates, the cheapest Brownsville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Brownsville, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Brownsville, TX car insurance today? Enter your ZIP code for fast, free Brownsville car insurance quotes.

Cheapest Brownsville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brownsville, TX car insurance rates? Every Brownsville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brownsville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,682 $3,734 $3,640 $3,640 $9,371 $11,375 $4,561 $4,782
American Family $2,659 $2,970 $2,494 $2,867 $7,100 $9,211 $3,832 $4,348
GEICO $2,388 $2,594 $2,374 $2,743 $5,029 $5,109 $2,548 $2,461
Nationwide $3,468 $3,543 $3,050 $3,253 $9,499 $12,319 $4,042 $4,399
Progressive $2,706 $2,601 $2,379 $2,437 $10,530 $11,779 $3,213 $3,269
State Farm $2,085 $2,085 $1,848 $1,848 $4,884 $6,195 $2,260 $2,319
USAA $1,952 $1,988 $1,864 $1,884 $5,214 $5,733 $2,617 $2,851

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Minimum Car Insurance in Brownsville, TX

Every driver must carry the minimum car insurance in Brownsville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Brownsville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Brownsville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brownsville, TX. Compare credit history car insurance rates in Brownsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brownsville, Texas

Insurance Company Poor Fair Good
Allstate $7,143 $5,206 $4,445
American Family $6,042 $3,876 $3,387
GEICO $4,866 $2,758 $1,842
Nationwide $6,591 $5,219 $4,530
Progressive $5,542 $4,713 $4,338
State Farm $4,168 $2,591 $2,063
USAA $4,434 $2,553 $2,053

Cheapest Brownsville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brownsville, TX to rates for a clean record with top companies.

Annual Brownsville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,422 $6,652 $6,897 $4,422
American Family $4,056 $5,118 $4,510 $4,056
GEICO $2,679 $3,516 $2,955 $3,473
Nationwide $4,700 $4,700 $7,052 $5,335
Progressive $4,243 $5,435 $4,983 $4,797
State Farm $2,621 $2,995 $3,526 $2,621
USAA $2,257 $3,319 $3,881 $2,594

Cheapest Brownsville, TX Car Insurance for Teen Drivers

Teen car insurance in Brownsville, TX can be expensive. Take a look at rates from the top car insurance companies in Brownsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brownsville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,371 $11,375
American Family $7,100 $9,211
GEICO $5,029 $5,109
Nationwide $9,499 $12,319
Progressive $10,530 $11,779
State Farm $4,884 $6,195
USAA $5,214 $5,733

Cheapest Brownsville, TX Car Insurance for Seniors

Take a look at Brownsville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brownsville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,640
American Family $2,494 $2,867
GEICO $2,374 $2,743
Nationwide $3,050 $3,253
Progressive $2,379 $2,437
State Farm $1,848 $1,848
USAA $1,864 $1,884

Cheapest Brownsville, TX Car Insurance Rates After a DUI

A DUI in Brownsville, TX increases car insurance rates. Compare Brownsville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brownsville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,897
American Family $4,510
GEICO $2,955
Nationwide $7,052
Progressive $4,983
State Farm $3,526
USAA $3,881

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Cheapest Brownsville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brownsville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brownsville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,469 $5,728
American Family $4,435 $4,435
GEICO $3,091 $3,220
Nationwide $5,447 $5,447
Progressive $4,864 $4,864
State Farm $2,941 $2,941
USAA $2,973 $3,053

Cheapest Brownsville, TX Car Insurance Rates by ZIP Code

Brownsville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Brownsville, TX.

Annual Car Insurance Rates by ZIP Code in Brownsville, Texas

ZIP Code Average Annual Rates
78520 $6,339
78521 $6,280
78526 $6,254
78575 $6,051
78586 $5,977

The Best Cheap Car Insurance Companies in Brownsville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Brownsville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brownsville, Texas

Insurance Company Average Annual Rates
Allstate $5,598
American Family $4,435
GEICO $3,156
Nationwide $5,447
Progressive $4,864
State Farm $2,941
USAA $3,013

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Category Winners: Cheapest Car Insurance in Brownsville, Texas

Find the cheapest car insurance companies in Brownsville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Brownsville, Texas

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Brownsville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brownsville car insurance rates. Find the cheapest Brownsville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brownsville, Texas

Insurance Company Low Medium High
Allstate $5,476 $5,552 $5,766
American Family $4,049 $4,225 $5,032
GEICO $2,892 $3,073 $3,502
Nationwide $5,795 $5,197 $5,347
Progressive $4,571 $4,841 $5,182
State Farm $2,751 $2,918 $3,153
USAA $2,894 $2,996 $3,148

What affects car insurance rates in Brownsville, Texas?

What factors can have an impact on Brownsville, TX car insurance? There are several reasons why Brownsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brownsville, Texas.

Car Theft in Brownsville

High levels of vehicle theft can make car insurance more expensive. Brownsville, TX car theft statistics from the FBI indicate 139 vehicle thefts a year.

Commute Time in Brownsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Brownsville, TX is 19.7 minutes according to City-Data.

Traffic in Brownsville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Brownsville, TX traffic data from INRIX ranks Brownsville as the 736th-most congested in the world.

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Compare Car Insurance Quotes in Brownsville, TX

Ready to find affordable Brownsville, Texas car insurance today? Enter your ZIP code for fast, free Brownsville, TX car insurance quotes.

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