Compare Brownwood, TX Car Insurance Rates (2021)

Car insurance in Brownwood, TX averages $295 a month. Brownwood, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Brownwood car insurance rates, compare quotes from the top car insurance companies in Brownwood, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Brownwood, TX are $3,543/year
  • Average car insurance rates in Brownwood, TX after a DUI are $4,047/year
  • The cheapest car insurance company in Brownwood is USAA

If you need to buy Brownwood, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Brownwood, TX is right here.

You’ll find Brownwood car insurance rates, the cheapest Brownwood, TX car insurance companies, and information on Texas car insurance laws. You can also compare Brownwood, Texas car insurance rates to Houston car insurance rates, Plano car insurance rates, and Laredo car insurance rates.

Ready to find affordable Brownwood, TX car insurance today? Enter your ZIP code for fast, free Brownwood car insurance quotes.

Cheapest Brownwood, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Brownwood, TX car insurance rates? Every Brownwood, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brownwood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,655 $3,557 $3,557 $9,242 $11,251 $4,483 $4,714
American Family $2,525 $2,783 $2,298 $2,606 $6,219 $8,229 $3,530 $4,032
GEICO $2,082 $2,225 $1,979 $2,206 $4,413 $4,611 $2,248 $2,262
Nationwide $2,331 $2,385 $2,050 $2,187 $6,450 $8,358 $2,720 $2,959
Progressive $2,197 $2,127 $1,938 $1,984 $8,667 $9,692 $2,628 $2,709
State Farm $1,876 $1,876 $1,664 $1,664 $4,399 $5,591 $2,033 $2,101
USAA $1,409 $1,422 $1,341 $1,337 $3,878 $4,240 $1,875 $2,021

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Minimum Car Insurance in Brownwood, TX

Every driver must carry the minimum car insurance in Brownwood, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Brownwood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Brownwood, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Brownwood, TX. Compare credit history car insurance rates in Brownwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Brownwood, Texas

Insurance Company Poor Fair Good
Allstate $7,024 $5,124 $4,373
American Family $5,628 $3,443 $3,012
GEICO $4,230 $2,410 $1,619
Nationwide $4,426 $3,535 $3,080
Progressive $4,528 $3,874 $3,576
State Farm $3,755 $2,336 $1,860
USAA $3,230 $1,854 $1,488

Cheapest Brownwood, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Brownwood, TX to rates for a clean record with top companies.

Annual Brownwood, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,538 $6,788 $4,351
American Family $3,680 $4,662 $4,089 $3,680
GEICO $2,342 $3,056 $2,600 $3,014
Nationwide $3,178 $3,178 $4,762 $3,604
Progressive $3,492 $4,453 $4,082 $3,943
State Farm $2,366 $2,700 $3,170 $2,366
USAA $1,641 $2,405 $2,835 $1,882

Cheapest Brownwood, TX Car Insurance for Teen Drivers

Teen car insurance in Brownwood, TX can be expensive. Take a look at rates from the top car insurance companies in Brownwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Brownwood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,242 $11,251
American Family $6,219 $8,229
GEICO $4,413 $4,611
Nationwide $6,450 $8,358
Progressive $8,667 $9,692
State Farm $4,399 $5,591
USAA $3,878 $4,240

Cheapest Brownwood, TX Car Insurance for Seniors

Take a look at Brownwood, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Brownwood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,557 $3,557
American Family $2,298 $2,606
GEICO $1,979 $2,206
Nationwide $2,050 $2,187
Progressive $1,938 $1,984
State Farm $1,664 $1,664
USAA $1,341 $1,337

Cheapest Brownwood, TX Car Insurance Rates After a DUI

A DUI in Brownwood, TX increases car insurance rates. Compare Brownwood, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Brownwood, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,788
American Family $4,089
GEICO $2,600
Nationwide $4,762
Progressive $4,082
State Farm $3,170
USAA $2,835

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Cheapest Brownwood, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Brownwood, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Brownwood, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,382 $5,632
American Family $4,028 $4,028
GEICO $2,700 $2,807
Nationwide $3,680 $3,680
Progressive $3,993 $3,993
State Farm $2,651 $2,651
USAA $2,163 $2,218

The Best Cheap Car Insurance Companies in Brownwood, TX

Take a look at a side-by-side comparison of the top car insurance companies in Brownwood, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Brownwood, Texas

Insurance Company Average Annual Rates
Allstate $5,507
American Family $4,028
GEICO $2,753
Nationwide $3,680
Progressive $3,993
State Farm $2,651
USAA $2,190

Category Winners: Cheapest Car Insurance in Brownwood, Texas

Find the cheapest car insurance companies in Brownwood, TX for each category right here.

Best Annual Car Insurance Rates by Company in Brownwood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Brownwood, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Brownwood car insurance rates. Find the cheapest Brownwood, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Brownwood, Texas

Insurance Company Low Medium High
Allstate $5,414 $5,472 $5,635
American Family $3,822 $3,923 $4,338
GEICO $2,629 $2,724 $2,907
Nationwide $4,011 $3,518 $3,511
Progressive $3,864 $3,980 $4,133
State Farm $2,528 $2,644 $2,780
USAA $2,125 $2,183 $2,263

What affects car insurance rates in Brownwood, Texas?

What factors can have an impact on Brownwood, TX car insurance? There are several reasons why Brownwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Brownwood, Texas.

Car Theft in Brownwood

High levels of vehicle theft can make car insurance more expensive. Brownwood, TX car theft statistics from the FBI indicate 28 vehicle thefts a year.

Commute Time in Brownwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Brownwood, TX is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Brownwood, TX

Ready to find affordable Brownwood, Texas car insurance today? Enter your ZIP code for fast, free Brownwood, TX car insurance quotes.

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