Compare Bryan, TX Car Insurance Rates (2021)

Car insurance in Bryan, TX averages $291 a month. Bryan, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bryan car insurance rates, compare quotes from the top car insurance companies in Bryan, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bryan, TX are $3,497/year
  • The cheapest car insurance company in Bryan for teen drivers is USAA
  • Average car insurance rates in Bryan, TX after a DUI are $3,977/year

If you need to buy Bryan, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bryan, TX is right here.

You’ll find Bryan car insurance rates, the cheapest Bryan, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bryan, Texas car insurance rates to Plano car insurance rates, Dallas car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Bryan, TX car insurance today? Enter your ZIP code for fast, free Bryan car insurance quotes.

Cheapest Bryan, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bryan, TX car insurance rates? Every Bryan, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bryan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,252 $3,284 $3,210 $3,210 $8,637 $10,439 $4,033 $4,209
American Family $2,583 $2,882 $2,434 $2,793 $6,961 $9,075 $3,731 $4,246
GEICO $2,174 $2,350 $2,106 $2,392 $4,772 $4,953 $2,352 $2,345
Nationwide $2,063 $2,098 $1,826 $1,932 $5,788 $7,427 $2,418 $2,614
Progressive $2,142 $2,032 $1,914 $1,948 $8,991 $10,020 $2,531 $2,565
State Farm $1,832 $1,832 $1,635 $1,635 $4,445 $5,673 $1,996 $2,055
USAA $1,438 $1,444 $1,375 $1,363 $4,024 $4,376 $1,910 $2,043

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Minimum Car Insurance in Bryan, TX

Every driver must carry the minimum car insurance in Bryan, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bryan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bryan, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bryan, TX. Compare credit history car insurance rates in Bryan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bryan, Texas

Insurance Company Poor Fair Good
Allstate $6,393 $4,692 $4,017
American Family $5,933 $3,786 $3,295
GEICO $4,510 $2,564 $1,718
Nationwide $3,915 $3,152 $2,745
Progressive $4,514 $3,911 $3,629
State Farm $3,732 $2,326 $1,855
USAA $3,294 $1,908 $1,537

Cheapest Bryan, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bryan, TX to rates for a clean record with top companies.

Annual Bryan, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,909 $6,024 $6,295 $3,909
American Family $3,943 $5,050 $4,417 $3,943
GEICO $2,491 $3,294 $2,740 $3,197
Nationwide $2,840 $2,840 $4,197 $3,205
Progressive $3,508 $4,533 $4,088 $3,942
State Farm $2,338 $2,689 $3,187 $2,338
USAA $1,676 $2,471 $2,916 $1,923

Cheapest Bryan, TX Car Insurance for Teen Drivers

Teen car insurance in Bryan, TX can be expensive. Take a look at rates from the top car insurance companies in Bryan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bryan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,637 $10,439
American Family $6,961 $9,075
GEICO $4,772 $4,953
Nationwide $5,788 $7,427
Progressive $8,991 $10,020
State Farm $4,445 $5,673
USAA $4,024 $4,376

Cheapest Bryan, TX Car Insurance for Seniors

Take a look at Bryan, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bryan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,210 $3,210
American Family $2,434 $2,793
GEICO $2,106 $2,392
Nationwide $1,826 $1,932
Progressive $1,914 $1,948
State Farm $1,635 $1,635
USAA $1,375 $1,363

Cheapest Bryan, TX Car Insurance Rates After a DUI

A DUI in Bryan, TX increases car insurance rates. Compare Bryan, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bryan, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,295
American Family $4,417
GEICO $2,740
Nationwide $4,197
Progressive $4,088
State Farm $3,187
USAA $2,916

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Cheapest Bryan, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bryan, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bryan, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,915 $5,154
American Family $4,338 $4,338
GEICO $2,878 $2,983
Nationwide $3,271 $3,271
Progressive $4,018 $4,018
State Farm $2,638 $2,638
USAA $2,218 $2,275

Cheapest Bryan, TX Car Insurance Rates by ZIP Code

Bryan car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bryan, TX.

Annual Car Insurance Rates by ZIP Code in Bryan, Texas

ZIP Code Average Annual Rates
77801 $5,024
77802 $4,961
77803 $5,229
77807 $5,128
77808 $5,550

The Best Cheap Car Insurance Companies in Bryan, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bryan, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bryan, Texas

Insurance Company Average Annual Rates
Allstate $5,034
American Family $4,338
GEICO $2,930
Nationwide $3,271
Progressive $4,018
State Farm $2,638
USAA $2,247

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Category Winners: Cheapest Car Insurance in Bryan, Texas

Find the cheapest car insurance companies in Bryan, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bryan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Bryan, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bryan car insurance rates. Find the cheapest Bryan, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bryan, Texas

Insurance Company Low Medium High
Allstate $4,933 $4,997 $5,173
American Family $4,041 $4,176 $4,797
GEICO $2,775 $2,895 $3,122
Nationwide $3,524 $3,133 $3,155
Progressive $3,828 $3,999 $4,226
State Farm $2,496 $2,631 $2,786
USAA $2,170 $2,238 $2,332

What affects car insurance rates in Bryan, Texas?

What factors can have an impact on Bryan, TX car insurance? There are several reasons why Bryan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bryan, Texas.

Car Theft in Bryan

High levels of vehicle theft can make car insurance more expensive. Bryan, TX car theft statistics from the FBI indicate 139 vehicle thefts a year.

Commute Time in Bryan

The more time you spend in your car the higher the risk of an accident. The average commute length in Bryan, TX is 29.8 minutes according to City-Data.

Traffic in Bryan

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bryan, TX traffic data from INRIX ranks Bryan as the 138th-most congested in the world.

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Compare Car Insurance Quotes in Bryan, TX

Ready to find affordable Bryan, Texas car insurance today? Enter your ZIP code for fast, free Bryan, TX car insurance quotes.

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