Compare Buchanan, MI Car Insurance Rates (2021)

Car insurance in Buchanan, MI averages $705 a month. Buchanan, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Buchanan car insurance rates, compare quotes from the top car insurance companies in Buchanan, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Buchanan for teen drivers is USAA
  • Average car insurance rates in Buchanan, MI after a DUI are $14,164/year
  • Average car insurance rates in Buchanan, MI are $8,459/year

If you need to buy Buchanan, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Buchanan, MI is right here.

You’ll find Buchanan car insurance rates, the cheapest Buchanan, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Buchanan, Michigan car insurance rates to Troy car insurance rates, Dearborn car insurance rates, and Lansing car insurance rates.

Ready to find affordable Buchanan, MI car insurance today? Enter your ZIP code for fast, free Buchanan car insurance quotes.

Cheapest Buchanan, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Buchanan, MI car insurance rates? Every Buchanan, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Buchanan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,495 $14,495 $13,463 $13,463 $35,811 $35,811 $15,269 $15,269
Farmers $3,992 $3,992 $3,730 $3,730 $8,925 $8,925 $4,482 $4,482
GEICO $3,743 $3,743 $3,845 $3,845 $10,594 $10,594 $3,574 $3,574
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $2,526 $2,363 $2,248 $2,472 $9,411 $10,123 $2,934 $2,756
State Farm $5,901 $5,901 $5,493 $5,493 $20,749 $20,749 $6,923 $6,923
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,697 $2,534 $2,542 $2,386 $6,574 $6,189 $3,268 $3,105

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Minimum Car Insurance in Buchanan, MI

Every driver must carry the minimum car insurance in Buchanan, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Buchanan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Buchanan, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Buchanan, MI. Compare credit history car insurance rates in Buchanan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Buchanan, Michigan

Insurance Company Poor Fair Good
Allstate $29,986 $16,601 $12,692
Farmers $6,988 $4,608 $4,250
GEICO $6,990 $5,142 $4,185
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $4,985 $4,233 $3,844
State Farm $15,818 $8,022 $5,459
Travelers $6,813 $6,608 $6,525
USAA $5,474 $3,134 $2,378

Cheapest Buchanan, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Buchanan, MI to rates for a clean record with top companies.

Annual Buchanan, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,666 $12,916 $42,972 $13,486
Farmers $4,444 $5,655 $5,588 $5,441
GEICO $1,895 $4,056 $12,284 $3,522
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $3,715 $4,836 $4,358 $4,507
State Farm $6,192 $7,435 $16,139 $9,300
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,943 $3,681 $4,816 $3,207

Cheapest Buchanan, MI Car Insurance for Teen Drivers

Teen car insurance in Buchanan, MI can be expensive. Take a look at rates from the top car insurance companies in Buchanan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Buchanan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,811 $35,811
Farmers $8,925 $8,925
GEICO $10,594 $10,594
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $9,411 $10,123
State Farm $20,749 $20,749
Travelers $13,395 $13,395
USAA $6,574 $6,189

Cheapest Buchanan, MI Car Insurance for Seniors

Take a look at Buchanan, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Buchanan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,463 $13,463
Farmers $3,730 $3,730
GEICO $3,845 $3,845
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,248 $2,472
State Farm $5,493 $5,493
Travelers $3,858 $3,858
USAA $2,542 $2,386

Cheapest Buchanan, MI Car Insurance Rates After a DUI

A DUI in Buchanan, MI increases car insurance rates. Compare Buchanan, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Buchanan, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,972
Farmers $5,588
GEICO $12,284
Liberty Mutual $25,747
Nationwide $5,239
Progressive $4,358
State Farm $16,139
Travelers $10,331
USAA $4,816

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Cheapest Buchanan, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Buchanan, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Buchanan, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,760 $19,760
Farmers $5,282 $5,282
GEICO $5,317 $5,561
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $4,354 $4,354
State Farm $9,501 $10,032
Travelers $6,611 $6,686
USAA $3,620 $3,704

The Best Cheap Car Insurance Companies in Buchanan, MI

Take a look at a side-by-side comparison of the top car insurance companies in Buchanan, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Buchanan, Michigan

Insurance Company Average Annual Rates
Allstate $19,760
Farmers $5,282
GEICO $5,439
Liberty Mutual $16,165
Nationwide $5,052
Progressive $4,354
State Farm $9,766
Travelers $6,649
USAA $3,662

Category Winners: Cheapest Car Insurance in Buchanan, Michigan

Find the cheapest car insurance companies in Buchanan, MI for each category right here.

Best Annual Car Insurance Rates by Company in Buchanan, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Buchanan, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Buchanan car insurance rates. Find the cheapest Buchanan, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Buchanan, Michigan

Insurance Company Low Medium High
Allstate $19,255 $19,804 $20,220
Farmers $5,131 $5,269 $5,446
GEICO $5,032 $5,387 $5,898
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $4,180 $4,363 $4,520
State Farm $9,259 $9,829 $10,212
Travelers $6,575 $6,656 $6,715
USAA $3,541 $3,673 $3,772

What affects car insurance rates in Buchanan, Michigan?

What factors can have an impact on Buchanan, MI car insurance? There are several reasons why Buchanan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Buchanan, Michigan.

Car Theft in Buchanan

High levels of vehicle theft can make car insurance more expensive. Buchanan, MI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Buchanan

The more time you spend in your car the higher the risk of an accident. The average commute length in Buchanan, MI is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Buchanan, MI

Ready to find affordable Buchanan, Michigan car insurance today? Enter your ZIP code for fast, free Buchanan, MI car insurance quotes.

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