Compare Buckner, KY Car Insurance Rates (2021)

Car insurance in Buckner, KY averages $369 a month. Buckner, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Buckner car insurance rates, compare quotes from the top car insurance companies in Buckner, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Buckner, KY after a DUI are $5,297/year
  • The cheapest ZIP code in Buckner is 40031
  • The cheapest car insurance company in Buckner for teen drivers is USAA

If you need to buy Buckner, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Buckner, KY is right here.

You’ll find Buckner car insurance rates, the cheapest Buckner, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Buckner, Kentucky car insurance rates to Frankfort car insurance rates, Owensboro car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Buckner, KY car insurance today? Enter your ZIP code for fast, free Buckner car insurance quotes.

Cheapest Buckner, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Buckner, KY car insurance rates? Every Buckner, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Buckner, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,319 $3,275 $3,009 $3,210 $12,645 $14,225 $3,652 $3,847
GEICO $3,366 $3,114 $3,524 $3,191 $7,006 $8,290 $2,746 $2,364
Liberty Mutual $2,638 $2,852 $2,229 $2,486 $11,468 $12,692 $2,766 $2,888
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,140 $2,033 $1,924 $1,931 $10,507 $11,889 $2,654 $2,710
State Farm $1,917 $1,917 $1,713 $1,713 $5,620 $7,081 $2,143 $2,375
Travelers $2,324 $2,363 $2,295 $2,297 $11,483 $18,476 $2,436 $2,789
USAA $1,783 $1,782 $1,614 $1,636 $4,807 $5,054 $2,246 $2,454

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Minimum Car Insurance in Buckner, KY

Every driver must carry the minimum car insurance in Buckner, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Buckner, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Buckner, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Buckner, KY. Compare credit history car insurance rates in Buckner from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Buckner, Kentucky

Insurance Company Poor Fair Good
Allstate $7,803 $5,399 $4,491
GEICO $6,906 $3,448 $2,246
Liberty Mutual $7,139 $4,400 $3,468
Nationwide $5,472 $4,319 $3,755
Progressive $4,990 $4,361 $4,070
State Farm $4,432 $2,669 $2,078
Travelers $6,191 $5,251 $5,232
USAA $3,962 $2,232 $1,822

Cheapest Buckner, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Buckner, KY to rates for a clean record with top companies.

Annual Buckner, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,868 $6,383 $6,830 $5,510
GEICO $2,505 $4,453 $6,774 $3,068
Liberty Mutual $4,166 $6,421 $4,992 $4,430
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,700 $5,482 $4,219 $4,494
State Farm $2,797 $3,323 $3,060 $3,060
Travelers $4,841 $4,978 $7,223 $5,190
USAA $2,013 $2,844 $3,405 $2,425

Cheapest Buckner, KY Car Insurance for Teen Drivers

Teen car insurance in Buckner, KY can be expensive. Take a look at rates from the top car insurance companies in Buckner for teenagers.

Annual Car Insurance Rates for Teen Drivers in Buckner, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,645 $14,225
GEICO $7,006 $8,290
Liberty Mutual $11,468 $12,692
Nationwide $7,284 $9,099
Progressive $10,507 $11,889
State Farm $5,620 $7,081
Travelers $11,483 $18,476
USAA $4,807 $5,054

Cheapest Buckner, KY Car Insurance for Seniors

Take a look at Buckner, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Buckner, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,009 $3,210
GEICO $3,524 $3,191
Liberty Mutual $2,229 $2,486
Nationwide $2,882 $3,013
Progressive $1,924 $1,931
State Farm $1,713 $1,713
Travelers $2,295 $2,297
USAA $1,614 $1,636

Cheapest Buckner, KY Car Insurance Rates After a DUI

A DUI in Buckner, KY increases car insurance rates. Compare Buckner, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Buckner, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,830
GEICO $6,774
Liberty Mutual $4,992
Nationwide $5,874
Progressive $4,219
State Farm $3,060
Travelers $7,223
USAA $3,405

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Cheapest Buckner, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Buckner, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Buckner, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,898 $5,898
GEICO $4,161 $4,239
Liberty Mutual $5,002 $5,002
Nationwide $4,515 $4,515
Progressive $4,473 $4,473
State Farm $2,982 $3,138
Travelers $5,558 $5,558
USAA $2,573 $2,771

Cheapest Buckner, KY Car Insurance Rates by ZIP Code

Buckner car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Buckner, KY.

Annual Car Insurance Rates by ZIP Code in Buckner, Kentucky

ZIP Code Average Annual Rates
40010 $4,026
40031 $3,973

The Best Cheap Car Insurance Companies in Buckner, KY

Take a look at a side-by-side comparison of the top car insurance companies in Buckner, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Buckner, Kentucky

Insurance Company Average Annual Rates
Allstate $5,898
GEICO $4,200
Liberty Mutual $5,002
Nationwide $4,515
Progressive $4,473
State Farm $3,060
Travelers $5,558
USAA $2,672

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Category Winners: Cheapest Car Insurance in Buckner, Kentucky

Find the cheapest car insurance companies in Buckner, KY for each category right here.

Best Annual Car Insurance Rates by Company in Buckner, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Buckner, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Buckner car insurance rates. Find the cheapest Buckner, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Buckner, Kentucky

Insurance Company Low Medium High
Allstate $5,467 $5,874 $6,353
GEICO $3,925 $4,187 $4,488
Liberty Mutual $4,788 $4,975 $5,243
Nationwide $4,558 $4,470 $4,518
Progressive $4,121 $4,418 $4,880
State Farm $2,881 $3,060 $3,239
Travelers $5,260 $5,584 $5,830
USAA $2,543 $2,666 $2,807

What affects car insurance rates in Buckner, Kentucky?

What factors can have an impact on Buckner, KY car insurance? There are several reasons why Buckner car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Buckner, Kentucky.

Commute Time in Buckner

The more time you spend in your car the higher the risk of an accident. The average commute length in Buckner, KY is 28.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Buckner, KY

Ready to find affordable Buckner, Kentucky car insurance today? Enter your ZIP code for fast, free Buckner, KY car insurance quotes.

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