Compare Buda, TX Car Insurance Rates (2021)

Car insurance in Buda, TX averages $303 a month. Buda, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Buda car insurance rates, compare quotes from the top car insurance companies in Buda, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Buda, TX are $3,640/year
  • The cheapest car insurance company in Buda for teen drivers is USAA
  • The cheapest car insurance company in Buda is USAA

If you need to buy Buda, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Buda, TX is right here.

You’ll find Buda car insurance rates, the cheapest Buda, TX car insurance companies, and information on Texas car insurance laws. You can also compare Buda, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Buda, TX car insurance today? Enter your ZIP code for fast, free Buda car insurance quotes.

Cheapest Buda, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Buda, TX car insurance rates? Every Buda, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Buda, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,226 $3,156 $3,156 $8,427 $10,166 $3,950 $4,117
American Family $2,460 $2,750 $2,356 $2,706 $6,866 $8,980 $3,594 $4,105
GEICO $2,465 $2,661 $2,381 $2,702 $5,436 $5,623 $2,667 $2,656
Nationwide $1,935 $1,970 $1,714 $1,815 $5,382 $6,907 $2,263 $2,447
Progressive $2,194 $2,094 $1,959 $1,994 $9,179 $10,245 $2,606 $2,652
State Farm $2,215 $2,215 $1,977 $1,977 $5,422 $6,929 $2,416 $2,488
USAA $1,680 $1,682 $1,613 $1,593 $4,740 $5,137 $2,225 $2,367

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Minimum Car Insurance in Buda, TX

Every driver must carry the minimum car insurance in Buda, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Buda, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Buda, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Buda, TX. Compare credit history car insurance rates in Buda from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Buda, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,591 $3,931
American Family $5,770 $3,689 $3,222
GEICO $5,132 $2,904 $1,936
Nationwide $3,654 $2,943 $2,566
Progressive $4,627 $4,005 $3,714
State Farm $4,540 $2,825 $2,250
USAA $3,848 $2,237 $1,804

Cheapest Buda, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Buda, TX to rates for a clean record with top companies.

Annual Buda, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,832 $5,880 $6,152 $3,832
American Family $3,833 $4,934 $4,308 $3,833
GEICO $2,819 $3,736 $3,111 $3,629
Nationwide $2,654 $2,654 $3,916 $2,993
Progressive $3,593 $4,637 $4,189 $4,042
State Farm $2,836 $3,268 $3,880 $2,836
USAA $1,956 $2,904 $3,413 $2,246

Cheapest Buda, TX Car Insurance for Teen Drivers

Teen car insurance in Buda, TX can be expensive. Take a look at rates from the top car insurance companies in Buda for teenagers.

Annual Car Insurance Rates for Teen Drivers in Buda, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,427 $10,166
American Family $6,866 $8,980
GEICO $5,436 $5,623
Nationwide $5,382 $6,907
Progressive $9,179 $10,245
State Farm $5,422 $6,929
USAA $4,740 $5,137

Cheapest Buda, TX Car Insurance for Seniors

Take a look at Buda, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Buda, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,156 $3,156
American Family $2,356 $2,706
GEICO $2,381 $2,702
Nationwide $1,714 $1,815
Progressive $1,959 $1,994
State Farm $1,977 $1,977
USAA $1,613 $1,593

Cheapest Buda, TX Car Insurance Rates After a DUI

A DUI in Buda, TX increases car insurance rates. Compare Buda, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Buda, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,152
American Family $4,308
GEICO $3,111
Nationwide $3,916
Progressive $4,189
State Farm $3,880
USAA $3,413

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Cheapest Buda, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Buda, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Buda, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $5,039
American Family $4,227 $4,227
GEICO $3,264 $3,384
Nationwide $3,054 $3,054
Progressive $4,115 $4,115
State Farm $3,205 $3,205
USAA $2,596 $2,663

The Best Cheap Car Insurance Companies in Buda, TX

Take a look at a side-by-side comparison of the top car insurance companies in Buda, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Buda, Texas

Insurance Company Average Annual Rates
Allstate $4,924
American Family $4,227
GEICO $3,324
Nationwide $3,054
Progressive $4,115
State Farm $3,205
USAA $2,630

Category Winners: Cheapest Car Insurance in Buda, Texas

Find the cheapest car insurance companies in Buda, TX for each category right here.

Best Annual Car Insurance Rates by Company in Buda, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Buda, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Buda car insurance rates. Find the cheapest Buda, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Buda, Texas

Insurance Company Low Medium High
Allstate $4,809 $4,881 $5,082
American Family $3,952 $4,081 $4,648
GEICO $3,150 $3,288 $3,533
Nationwide $3,300 $2,926 $2,936
Progressive $3,932 $4,099 $4,315
State Farm $3,034 $3,197 $3,384
USAA $2,528 $2,618 $2,743

What affects car insurance rates in Buda, Texas?

What factors can have an impact on Buda, TX car insurance? There are several reasons why Buda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Buda, Texas.

Car Theft in Buda

High levels of vehicle theft can make car insurance more expensive. Buda, TX car theft statistics from the FBI indicate 10 vehicle thefts a year.

Commute Time in Buda

The more time you spend in your car the higher the risk of an accident. The average commute length in Buda, TX is 35.0 minutes according to City-Data.

Traffic in Buda

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Buda, TX traffic data from INRIX ranks Buda as the 30th-most congested in the world.

Compare Car Insurance Quotes in Buda, TX

Ready to find affordable Buda, Texas car insurance today? Enter your ZIP code for fast, free Buda, TX car insurance quotes.

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