Compare Buffalo Gap, SD Car Insurance Rates (2021)

Car insurance in Buffalo Gap, SD averages $369 a month. Buffalo Gap, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Buffalo Gap car insurance rates, compare quotes from the top car insurance companies in Buffalo Gap, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Buffalo Gap, SD are $4,431/year
  • Average car insurance rates in Buffalo Gap, SD after a DUI are $5,268/year
  • The cheapest car insurance company in Buffalo Gap for teen drivers is GEICO

If you need to buy Buffalo Gap, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Buffalo Gap, SD is right here.

You’ll find Buffalo Gap car insurance rates, the cheapest Buffalo Gap, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Buffalo Gap, South Dakota car insurance rates to Brookings car insurance rates, Mitchell car insurance rates, and Vermillion car insurance rates.

Ready to find affordable Buffalo Gap, SD car insurance today? Enter your ZIP code for fast, free Buffalo Gap car insurance quotes.

Cheapest Buffalo Gap, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Buffalo Gap, SD car insurance rates? Every Buffalo Gap, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Buffalo Gap, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,665 $2,307 $2,468 $10,950 $13,101 $2,952 $3,228
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,621 $2,604 $2,153 $2,214 $8,962 $10,235 $3,282 $3,414
State Farm $2,297 $2,297 $1,938 $1,938 $5,078 $6,593 $2,557 $2,845

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Minimum Car Insurance in Buffalo Gap, SD

Every driver must carry the minimum car insurance in Buffalo Gap, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Buffalo Gap, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Buffalo Gap, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Buffalo Gap, SD. Compare credit history car insurance rates in Buffalo Gap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Buffalo Gap, South Dakota

Insurance Company Poor Fair Good
Allstate $6,140 $4,801 $4,165
American Family $4,836 $3,484 $2,941
Farmers $5,235 $4,421 $4,239
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,157 $4,246 $3,904
State Farm $4,650 $2,778 $2,150

Cheapest Buffalo Gap, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Buffalo Gap, SD to rates for a clean record with top companies.

Annual Buffalo Gap, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,161 $4,844 $6,467 $4,670
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,833 $5,144 $4,138 $4,627
State Farm $3,031 $3,354 $3,193 $3,193

Cheapest Buffalo Gap, SD Car Insurance for Teen Drivers

Teen car insurance in Buffalo Gap, SD can be expensive. Take a look at rates from the top car insurance companies in Buffalo Gap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Buffalo Gap, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,950 $13,101
American Family $5,673 $8,308
Farmers $10,882 $11,320
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $8,962 $10,235
State Farm $5,078 $6,593

Cheapest Buffalo Gap, SD Car Insurance for Seniors

Take a look at Buffalo Gap, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Buffalo Gap, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,307 $2,468
American Family $2,378 $2,378
Farmers $2,140 $2,226
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,153 $2,214
State Farm $1,938 $1,938

Cheapest Buffalo Gap, SD Car Insurance Rates After a DUI

A DUI in Buffalo Gap, SD increases car insurance rates. Compare Buffalo Gap, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Buffalo Gap, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,467
American Family $5,158
Farmers $4,868
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,138
State Farm $3,193

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Cheapest Buffalo Gap, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Buffalo Gap, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Buffalo Gap, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,912 $5,159
American Family $3,709 $3,799
Farmers $4,632 $4,632
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,436 $4,436
State Farm $3,116 $3,269

The Best Cheap Car Insurance Companies in Buffalo Gap, SD

Take a look at a side-by-side comparison of the top car insurance companies in Buffalo Gap, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Buffalo Gap, South Dakota

Insurance Company Average Annual Rates
Allstate $5,035
American Family $3,754
Farmers $4,632
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,436
State Farm $3,193

Category Winners: Cheapest Car Insurance in Buffalo Gap, South Dakota

Find the cheapest car insurance companies in Buffalo Gap, SD for each category right here.

Best Annual Car Insurance Rates by Company in Buffalo Gap, South Dakota

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Buffalo Gap, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Buffalo Gap car insurance rates. Find the cheapest Buffalo Gap, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Buffalo Gap, South Dakota

Insurance Company Low Medium High
Allstate $4,882 $5,026 $5,198
American Family $3,756 $3,859 $3,646
Farmers $4,435 $4,582 $4,877
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,330 $4,397 $4,579
State Farm $3,127 $3,194 $3,258

What affects car insurance rates in Buffalo Gap, South Dakota?

What factors can have an impact on Buffalo Gap, SD car insurance? There are several reasons why Buffalo Gap car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Buffalo Gap, South Dakota.

Commute Time in Buffalo Gap

The more time you spend in your car the higher the risk of an accident. The average commute length in Buffalo Gap, SD is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Buffalo Gap, SD

Ready to find affordable Buffalo Gap, South Dakota car insurance today? Enter your ZIP code for fast, free Buffalo Gap, SD car insurance quotes.

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