Compare Buffalo Gap, TX Car Insurance Rates (2021)

Car insurance in Buffalo Gap, TX averages $290 a month. Buffalo Gap, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Buffalo Gap car insurance rates, compare quotes from the top car insurance companies in Buffalo Gap, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Buffalo Gap, TX after a DUI are $3,960/year
  • Average car insurance rates in Buffalo Gap, TX are $3,484/year
  • The cheapest car insurance company in Buffalo Gap for teen drivers is USAA

If you need to buy Buffalo Gap, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Buffalo Gap, TX is right here.

You’ll find Buffalo Gap car insurance rates, the cheapest Buffalo Gap, TX car insurance companies, and information on Texas car insurance laws. You can also compare Buffalo Gap, Texas car insurance rates to Plano car insurance rates, Arlington car insurance rates, and Laredo car insurance rates.

Ready to find affordable Buffalo Gap, TX car insurance today? Enter your ZIP code for fast, free Buffalo Gap car insurance quotes.

Cheapest Buffalo Gap, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Buffalo Gap, TX car insurance rates? Every Buffalo Gap, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Buffalo Gap, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,218 $3,124 $3,124 $7,962 $9,713 $3,937 $4,154
American Family $2,779 $3,049 $2,454 $2,773 $6,383 $8,456 $3,806 $4,332
GEICO $2,113 $2,264 $2,009 $2,252 $4,570 $4,745 $2,288 $2,297
Nationwide $2,412 $2,460 $2,126 $2,260 $6,729 $8,684 $2,821 $3,061
Progressive $2,191 $2,105 $1,935 $1,983 $8,635 $9,611 $2,598 $2,650
State Farm $1,799 $1,799 $1,606 $1,606 $4,378 $5,593 $1,961 $2,022
USAA $1,379 $1,396 $1,313 $1,315 $3,751 $4,108 $1,838 $1,988

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Minimum Car Insurance in Buffalo Gap, TX

Every driver must carry the minimum car insurance in Buffalo Gap, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Buffalo Gap, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Buffalo Gap, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Buffalo Gap, TX. Compare credit history car insurance rates in Buffalo Gap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Buffalo Gap, Texas

Insurance Company Poor Fair Good
Allstate $6,116 $4,468 $3,813
American Family $5,998 $3,615 $3,150
GEICO $4,331 $2,466 $1,655
Nationwide $4,591 $3,672 $3,194
Progressive $4,492 $3,847 $3,553
State Farm $3,672 $2,289 $1,826
USAA $3,146 $1,809 $1,453

Cheapest Buffalo Gap, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Buffalo Gap, TX to rates for a clean record with top companies.

Annual Buffalo Gap, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $5,660 $5,879 $3,829
American Family $3,901 $4,904 $4,310 $3,901
GEICO $2,395 $3,142 $2,654 $3,079
Nationwide $3,304 $3,304 $4,927 $3,741
Progressive $3,467 $4,427 $4,049 $3,912
State Farm $2,300 $2,647 $3,136 $2,300
USAA $1,602 $2,344 $2,762 $1,837

Cheapest Buffalo Gap, TX Car Insurance for Teen Drivers

Teen car insurance in Buffalo Gap, TX can be expensive. Take a look at rates from the top car insurance companies in Buffalo Gap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Buffalo Gap, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,962 $9,713
American Family $6,383 $8,456
GEICO $4,570 $4,745
Nationwide $6,729 $8,684
Progressive $8,635 $9,611
State Farm $4,378 $5,593
USAA $3,751 $4,108

Cheapest Buffalo Gap, TX Car Insurance for Seniors

Take a look at Buffalo Gap, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Buffalo Gap, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,124 $3,124
American Family $2,454 $2,773
GEICO $2,009 $2,252
Nationwide $2,126 $2,260
Progressive $1,935 $1,983
State Farm $1,606 $1,606
USAA $1,313 $1,315

Cheapest Buffalo Gap, TX Car Insurance Rates After a DUI

A DUI in Buffalo Gap, TX increases car insurance rates. Compare Buffalo Gap, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Buffalo Gap, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,879
American Family $4,310
GEICO $2,654
Nationwide $4,927
Progressive $4,049
State Farm $3,136
USAA $2,762

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Cheapest Buffalo Gap, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Buffalo Gap, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Buffalo Gap, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,693 $4,905
American Family $4,254 $4,254
GEICO $2,765 $2,870
Nationwide $3,819 $3,819
Progressive $3,964 $3,964
State Farm $2,596 $2,596
USAA $2,109 $2,163

The Best Cheap Car Insurance Companies in Buffalo Gap, TX

Take a look at a side-by-side comparison of the top car insurance companies in Buffalo Gap, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Buffalo Gap, Texas

Insurance Company Average Annual Rates
Allstate $4,799
American Family $4,254
GEICO $2,817
Nationwide $3,819
Progressive $3,964
State Farm $2,596
USAA $2,136

Category Winners: Cheapest Car Insurance in Buffalo Gap, Texas

Find the cheapest car insurance companies in Buffalo Gap, TX for each category right here.

Best Annual Car Insurance Rates by Company in Buffalo Gap, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Buffalo Gap, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Buffalo Gap car insurance rates. Find the cheapest Buffalo Gap, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Buffalo Gap, Texas

Insurance Company Low Medium High
Allstate $4,726 $4,772 $4,899
American Family $4,050 $4,151 $4,562
GEICO $2,691 $2,793 $2,968
Nationwide $4,134 $3,653 $3,670
Progressive $3,798 $3,946 $4,147
State Farm $2,467 $2,592 $2,728
USAA $2,070 $2,128 $2,210

What affects car insurance rates in Buffalo Gap, Texas?

What factors can have an impact on Buffalo Gap, TX car insurance? There are several reasons why Buffalo Gap car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Buffalo Gap, Texas.

Commute Time in Buffalo Gap

The more time you spend in your car the higher the risk of an accident. The average commute length in Buffalo Gap, TX is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Buffalo Gap, TX

Ready to find affordable Buffalo Gap, Texas car insurance today? Enter your ZIP code for fast, free Buffalo Gap, TX car insurance quotes.

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