Compare Buffalo, WY Car Insurance Rates (2021)

Car insurance in Buffalo, WY averages $249 a month. Buffalo, Wyoming car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Buffalo car insurance rates, compare quotes from the top car insurance companies in Buffalo, WY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Buffalo for teen drivers is Liberty Mutual
  • Average car insurance rates in Buffalo, WY are $2,989/year
  • The cheapest car insurance company in Buffalo is Liberty Mutual

If you need to buy Buffalo, Wyoming car insurance, the options can be confusing. Everything you need to know about car insurance in Buffalo, WY is right here.

You’ll find Buffalo car insurance rates, the cheapest Buffalo, WY car insurance companies, and information on Wyoming car insurance laws. You can also compare Buffalo, Wyoming car insurance rates to Evanston car insurance rates, Cheyenne car insurance rates, and Rawlins car insurance rates.

Ready to find affordable Buffalo, WY car insurance today? Enter your ZIP code for fast, free Buffalo car insurance quotes.

Cheapest Buffalo, WY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Buffalo, WY car insurance rates? Every Buffalo, Wyoming car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Buffalo, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,528 $2,671 $2,113 $2,311 $8,190 $10,386 $2,836 $3,117
Farmers $2,225 $2,225 $2,092 $2,092 $4,049 $6,842 $2,309 $2,309
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,394 $1,395 $1,132 $1,298 $3,470 $3,895 $1,491 $1,662
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,667 $1,674 $1,444 $1,516 $5,076 $6,270 $2,208 $2,503

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Minimum Car Insurance in Buffalo, WY

Every driver must carry the minimum car insurance in Buffalo, WY. Take a look at the Wyoming car insurance requirements.

Minimum Required Car Insurance Coverage in Buffalo, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Buffalo, WY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Buffalo, WY. Compare credit history car insurance rates in Buffalo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Buffalo, Wyoming

Insurance Company Poor Fair Good
Allstate $5,332 $4,035 $3,440
Farmers $3,236 $3,054 $2,763
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,228 $1,938 $1,736
State Farm $2,988 $2,117 $1,783
USAA $4,749 $2,134 $1,502

Cheapest Buffalo, WY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Buffalo, WY to rates for a clean record with top companies.

Annual Buffalo, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,710 $4,405 $4,682 $4,278
Farmers $2,284 $2,704 $4,660 $2,424
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,426 $2,154 $2,325 $1,964
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,198 $2,664 $3,922 $2,396

Cheapest Buffalo, WY Car Insurance for Teen Drivers

Teen car insurance in Buffalo, WY can be expensive. Take a look at rates from the top car insurance companies in Buffalo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Buffalo, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,190 $10,386
Farmers $4,049 $6,842
GEICO $4,987 $6,467
Liberty Mutual $3,470 $3,895
State Farm $4,019 $5,352
USAA $5,076 $6,270

Cheapest Buffalo, WY Car Insurance for Seniors

Take a look at Buffalo, WY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Buffalo, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,113 $2,311
Farmers $2,092 $2,092
GEICO $2,679 $2,679
Liberty Mutual $1,132 $1,298
State Farm $1,290 $1,290
USAA $1,444 $1,516

Cheapest Buffalo, WY Car Insurance Rates After a DUI

A DUI in Buffalo, WY increases car insurance rates. Compare Buffalo, Wyoming DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Buffalo, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,682
Farmers $4,660
GEICO $4,918
Liberty Mutual $2,325
State Farm $2,296
USAA $3,922

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Cheapest Buffalo, WY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Buffalo, WY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Buffalo, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,169 $4,369
Farmers $3,018 $3,018
GEICO $3,534 $3,649
Liberty Mutual $1,967 $1,967
State Farm $2,215 $2,377
USAA $2,762 $2,827

The Best Cheap Car Insurance Companies in Buffalo, WY

Take a look at a side-by-side comparison of the top car insurance companies in Buffalo, WY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Buffalo, Wyoming

Insurance Company Average Annual Rates
Allstate $4,269
Farmers $3,018
GEICO $3,591
Liberty Mutual $1,967
State Farm $2,296
USAA $2,795

Category Winners: Cheapest Car Insurance in Buffalo, Wyoming

Find the cheapest car insurance companies in Buffalo, WY for each category right here.

Best Annual Car Insurance Rates by Company in Buffalo, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Buffalo, WY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Buffalo car insurance rates. Find the cheapest Buffalo, WY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Buffalo, Wyoming

Insurance Company Low Medium High
Allstate $4,160 $4,260 $4,387
Farmers $2,948 $3,014 $3,092
GEICO $3,542 $3,594 $3,638
Liberty Mutual $1,894 $1,961 $2,048
State Farm $2,225 $2,297 $2,367
USAA $2,733 $2,793 $2,859

What affects car insurance rates in Buffalo, Wyoming?

What factors can have an impact on Buffalo, WY car insurance? There are several reasons why Buffalo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Buffalo, Wyoming.

Car Theft in Buffalo

High levels of vehicle theft can make car insurance more expensive. Buffalo, WY car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Buffalo

The more time you spend in your car the higher the risk of an accident. The average commute length in Buffalo, WY is 19.1 minutes according to City-Data.

Traffic in Buffalo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Buffalo, WY traffic data from INRIX ranks Buffalo as the 716th-most congested in the world.

Compare Car Insurance Quotes in Buffalo, WY

Ready to find affordable Buffalo, Wyoming car insurance today? Enter your ZIP code for fast, free Buffalo, WY car insurance quotes.

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Average Monthly Car Insurance Rates by State