Compare Buncombe, IL Car Insurance Rates (2021)

Car insurance in Buncombe, IL averages $282 a month. Buncombe, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Buncombe car insurance rates, compare quotes from the top car insurance companies in Buncombe, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Buncombe is Liberty Mutual
  • The cheapest car insurance company in Buncombe for teen drivers is Travelers
  • Average car insurance rates in Buncombe, IL are $3,386/year

If you need to buy Buncombe, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Buncombe, IL is right here.

You’ll find Buncombe car insurance rates, the cheapest Buncombe, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Buncombe, Illinois car insurance rates to Champaign car insurance rates, Aurora car insurance rates, and Springfield car insurance rates.

Ready to find affordable Buncombe, IL car insurance today? Enter your ZIP code for fast, free Buncombe car insurance quotes.

Cheapest Buncombe, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Buncombe, IL car insurance rates? Every Buncombe, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Buncombe, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,058 $3,172 $3,172 $7,807 $10,119 $3,653 $3,944
American Family $2,431 $2,431 $2,219 $2,219 $6,753 $9,419 $2,431 $3,129
Farmers $2,490 $2,499 $2,215 $2,332 $10,220 $10,672 $2,832 $2,974
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,406 $1,521 $1,169 $1,308 $4,400 $4,901 $1,474 $1,562
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,393 $2,301 $1,969 $2,053 $7,726 $8,712 $2,856 $3,067
State Farm $1,492 $1,492 $1,323 $1,323 $4,065 $5,180 $1,681 $1,911
Travelers $1,496 $1,582 $1,338 $1,429 $4,019 $4,979 $1,592 $1,678
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in Buncombe, IL

Every driver must carry the minimum car insurance in Buncombe, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Buncombe, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Buncombe, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Buncombe, IL. Compare credit history car insurance rates in Buncombe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Buncombe, Illinois

Insurance Company Poor Fair Good
Allstate $6,066 $4,359 $3,813
American Family $5,175 $3,504 $2,957
Farmers $5,159 $4,318 $4,111
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,143 $1,952 $1,558
Nationwide $5,077 $4,077 $3,564
Progressive $4,462 $3,748 $3,443
State Farm $3,350 $2,012 $1,563
Travelers $2,780 $2,207 $1,805
USAA $3,742 $2,576 $2,125

Cheapest Buncombe, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Buncombe, IL to rates for a clean record with top companies.

Annual Buncombe, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,418 $5,761 $5,342 $4,463
American Family $2,851 $4,046 $5,383 $3,236
Farmers $3,837 $4,920 $4,798 $4,562
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,856 $2,610 $2,305 $2,100
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $3,219 $4,682 $3,559 $4,078
State Farm $2,123 $2,494 $2,308 $2,308
Travelers $1,810 $2,355 $2,626 $2,266
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Buncombe, IL Car Insurance for Teen Drivers

Teen car insurance in Buncombe, IL can be expensive. Take a look at rates from the top car insurance companies in Buncombe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Buncombe, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,807 $10,119
American Family $6,753 $9,419
Farmers $10,220 $10,672
GEICO $5,690 $6,014
Liberty Mutual $4,400 $4,901
Nationwide $7,470 $9,649
Progressive $7,726 $8,712
State Farm $4,065 $5,180
Travelers $4,019 $4,979
USAA $5,467 $6,018

Cheapest Buncombe, IL Car Insurance for Seniors

Take a look at Buncombe, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Buncombe, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,172 $3,172
American Family $2,219 $2,219
Farmers $2,215 $2,332
GEICO $1,757 $2,095
Liberty Mutual $1,169 $1,308
Nationwide $2,362 $2,514
Progressive $1,969 $2,053
State Farm $1,323 $1,323
Travelers $1,338 $1,429
USAA $1,551 $1,522

Cheapest Buncombe, IL Car Insurance Rates After a DUI

A DUI in Buncombe, IL increases car insurance rates. Compare Buncombe, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Buncombe, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,342
American Family $5,383
Farmers $4,798
GEICO $4,060
Liberty Mutual $2,305
Nationwide $5,233
Progressive $3,559
State Farm $2,308
Travelers $2,626
USAA $3,954

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Cheapest Buncombe, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Buncombe, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Buncombe, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
American Family $3,828 $3,929
Farmers $4,529 $4,529
GEICO $2,920 $3,043
Liberty Mutual $2,218 $2,218
Nationwide $4,239 $4,239
Progressive $3,885 $3,885
State Farm $2,250 $2,367
Travelers $2,176 $2,352
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Buncombe, IL

Take a look at a side-by-side comparison of the top car insurance companies in Buncombe, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Buncombe, Illinois

Insurance Company Average Annual Rates
Allstate $4,746
American Family $3,879
Farmers $4,529
GEICO $2,982
Liberty Mutual $2,218
Nationwide $4,239
Progressive $3,885
State Farm $2,308
Travelers $2,264
USAA $2,814

Category Winners: Cheapest Car Insurance in Buncombe, Illinois

Find the cheapest car insurance companies in Buncombe, IL for each category right here.

Best Annual Car Insurance Rates by Company in Buncombe, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Buncombe, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Buncombe car insurance rates. Find the cheapest Buncombe, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Buncombe, Illinois

Insurance Company Low Medium High
Allstate $4,586 $4,741 $4,910
American Family $3,750 $4,020 $3,866
Farmers $4,324 $4,429 $4,835
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,095 $2,213 $2,345
Nationwide $4,215 $4,278 $4,224
Progressive $3,580 $3,865 $4,209
State Farm $2,179 $2,310 $2,436
Travelers $2,133 $2,261 $2,398
USAA $2,621 $2,812 $3,010

What affects car insurance rates in Buncombe, Illinois?

What factors can have an impact on Buncombe, IL car insurance? There are several reasons why Buncombe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Buncombe, Illinois.

Commute Time in Buncombe

The more time you spend in your car the higher the risk of an accident. The average commute length in Buncombe, IL is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Buncombe, IL

Ready to find affordable Buncombe, Illinois car insurance today? Enter your ZIP code for fast, free Buncombe, IL car insurance quotes.

Free Car Insurance Comparison

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