Compare Burgin, KY Car Insurance Rates (2021)

Car insurance in Burgin, KY averages $347 a month. Burgin, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Burgin car insurance rates, compare quotes from the top car insurance companies in Burgin, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Burgin is State Farm
  • Average car insurance rates in Burgin, KY are $4,160/year
  • The cheapest car insurance company in Burgin for teen drivers is USAA

If you need to buy Burgin, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Burgin, KY is right here.

You’ll find Burgin car insurance rates, the cheapest Burgin, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Burgin, Kentucky car insurance rates to Nicholasville car insurance rates, Henderson car insurance rates, and Covington car insurance rates.

Ready to find affordable Burgin, KY car insurance today? Enter your ZIP code for fast, free Burgin car insurance quotes.

Cheapest Burgin, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Burgin, KY car insurance rates? Every Burgin, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Burgin, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $3,143 $2,888 $3,080 $12,120 $13,640 $3,507 $3,696
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,547 $2,754 $2,160 $2,410 $11,086 $12,266 $2,660 $2,763
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,072 $1,956 $1,871 $1,872 $10,419 $11,791 $2,567 $2,617
State Farm $1,661 $1,661 $1,486 $1,486 $4,744 $6,038 $1,850 $2,038
Travelers $1,917 $1,947 $1,897 $1,898 $9,343 $15,022 $2,009 $2,283
USAA $1,882 $1,882 $1,701 $1,725 $5,037 $5,301 $2,370 $2,588

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Minimum Car Insurance in Burgin, KY

Every driver must carry the minimum car insurance in Burgin, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Burgin, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Burgin, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Burgin, KY. Compare credit history car insurance rates in Burgin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Burgin, Kentucky

Insurance Company Poor Fair Good
Allstate $7,479 $5,181 $4,313
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,890 $4,252 $3,351
Nationwide $5,260 $4,162 $3,616
Progressive $4,888 $4,290 $4,009
State Farm $3,772 $2,293 $1,797
Travelers $5,049 $4,292 $4,277
USAA $4,181 $2,343 $1,909

Cheapest Burgin, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Burgin, KY to rates for a clean record with top companies.

Annual Burgin, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,669 $6,123 $6,553 $5,285
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,022 $6,202 $4,820 $4,279
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,633 $5,397 $4,144 $4,409
State Farm $2,407 $2,834 $2,621 $2,621
Travelers $3,961 $4,070 $5,886 $4,240
USAA $2,120 $2,994 $3,577 $2,553

Cheapest Burgin, KY Car Insurance for Teen Drivers

Teen car insurance in Burgin, KY can be expensive. Take a look at rates from the top car insurance companies in Burgin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Burgin, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,120 $13,640
GEICO $6,749 $7,991
Liberty Mutual $11,086 $12,266
Nationwide $7,042 $8,761
Progressive $10,419 $11,791
State Farm $4,744 $6,038
Travelers $9,343 $15,022
USAA $5,037 $5,301

Cheapest Burgin, KY Car Insurance for Seniors

Take a look at Burgin, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Burgin, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,888 $3,080
GEICO $3,436 $3,112
Liberty Mutual $2,160 $2,410
Nationwide $2,775 $2,893
Progressive $1,871 $1,872
State Farm $1,486 $1,486
Travelers $1,897 $1,898
USAA $1,701 $1,725

Cheapest Burgin, KY Car Insurance Rates After a DUI

A DUI in Burgin, KY increases car insurance rates. Compare Burgin, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Burgin, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,553
GEICO $6,581
Liberty Mutual $4,820
Nationwide $5,633
Progressive $4,144
State Farm $2,621
Travelers $5,886
USAA $3,577

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Cheapest Burgin, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Burgin, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Burgin, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,658 $5,658
GEICO $4,038 $4,114
Liberty Mutual $4,831 $4,831
Nationwide $4,346 $4,346
Progressive $4,396 $4,396
State Farm $2,554 $2,687
Travelers $4,539 $4,539
USAA $2,707 $2,914

The Best Cheap Car Insurance Companies in Burgin, KY

Take a look at a side-by-side comparison of the top car insurance companies in Burgin, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Burgin, Kentucky

Insurance Company Average Annual Rates
Allstate $5,658
GEICO $4,076
Liberty Mutual $4,831
Nationwide $4,346
Progressive $4,396
State Farm $2,621
Travelers $4,539
USAA $2,811

Category Winners: Cheapest Car Insurance in Burgin, Kentucky

Find the cheapest car insurance companies in Burgin, KY for each category right here.

Best Annual Car Insurance Rates by Company in Burgin, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Burgin, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Burgin car insurance rates. Find the cheapest Burgin, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Burgin, Kentucky

Insurance Company Low Medium High
Allstate $5,265 $5,636 $6,073
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,597 $4,801 $5,094
Nationwide $4,367 $4,301 $4,370
Progressive $4,061 $4,345 $4,781
State Farm $2,429 $2,616 $2,816
Travelers $4,282 $4,560 $4,776
USAA $2,683 $2,804 $2,946

What affects car insurance rates in Burgin, Kentucky?

What factors can have an impact on Burgin, KY car insurance? There are several reasons why Burgin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Burgin, Kentucky.

Commute Time in Burgin

The more time you spend in your car the higher the risk of an accident. The average commute length in Burgin, KY is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Burgin, KY

Ready to find affordable Burgin, Kentucky car insurance today? Enter your ZIP code for fast, free Burgin, KY car insurance quotes.

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