Compare Burnham, IL Car Insurance Rates (2021)

Car insurance in Burnham, IL averages $388 a month. Burnham, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Burnham car insurance rates, compare quotes from the top car insurance companies in Burnham, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Burnham, IL are $4,650/year
  • Average car insurance rates in Burnham, IL after a DUI are $5,474/year
  • The cheapest car insurance company in Burnham for teen drivers is Liberty Mutual

If you need to buy Burnham, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Burnham, IL is right here.

You’ll find Burnham car insurance rates, the cheapest Burnham, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Burnham, Illinois car insurance rates to Elgin car insurance rates, Joliet car insurance rates, and Rockford car insurance rates.

Ready to find affordable Burnham, IL car insurance today? Enter your ZIP code for fast, free Burnham car insurance quotes.

Cheapest Burnham, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Burnham, IL car insurance rates? Every Burnham, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Burnham, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,707 $4,727 $4,925 $4,925 $12,167 $15,833 $5,657 $6,112
American Family $3,300 $3,300 $3,023 $3,023 $9,339 $12,937 $3,300 $4,257
Farmers $3,541 $3,536 $3,144 $3,340 $15,277 $15,869 $4,028 $4,188
GEICO $2,798 $2,848 $2,703 $2,969 $9,546 $10,028 $3,138 $3,324
Liberty Mutual $1,714 $1,852 $1,434 $1,607 $5,822 $6,468 $1,775 $1,856
Nationwide $3,230 $3,286 $2,863 $3,036 $9,156 $11,766 $3,789 $4,109
Progressive $2,832 $2,664 $2,339 $2,455 $10,449 $11,727 $3,380 $3,657
State Farm $1,785 $1,785 $1,617 $1,617 $5,612 $7,080 $2,021 $2,327
Travelers $2,063 $2,178 $1,898 $2,026 $6,320 $8,014 $2,189 $2,308
USAA $1,917 $1,942 $1,781 $1,744 $6,388 $7,035 $2,535 $2,773

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Burnham, IL

Every driver must carry the minimum car insurance in Burnham, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Burnham, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Burnham, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Burnham, IL. Compare credit history car insurance rates in Burnham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Burnham, Illinois

Insurance Company Poor Fair Good
Allstate $9,415 $6,785 $5,945
American Family $7,060 $4,806 $4,064
Farmers $7,529 $6,313 $6,003
GEICO $7,557 $3,638 $2,813
Liberty Mutual $3,993 $2,485 $1,969
Nationwide $6,185 $4,961 $4,317
Progressive $5,618 $4,774 $4,421
State Farm $4,322 $2,599 $2,021
Travelers $4,107 $3,325 $2,691
USAA $4,343 $2,987 $2,462

Cheapest Burnham, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Burnham, IL to rates for a clean record with top companies.

Annual Burnham, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,278 $8,986 $8,326 $6,937
American Family $3,922 $5,488 $7,384 $4,446
Farmers $5,582 $7,207 $7,031 $6,640
GEICO $3,173 $5,049 $6,703 $3,753
Liberty Mutual $2,335 $3,343 $2,924 $2,660
Nationwide $4,133 $5,380 $6,342 $4,763
Progressive $4,054 $6,063 $4,497 $5,137
State Farm $2,708 $3,253 $2,981 $2,981
Travelers $2,663 $3,517 $3,956 $3,362
USAA $2,312 $3,350 $4,599 $2,796

Cheapest Burnham, IL Car Insurance for Teen Drivers

Teen car insurance in Burnham, IL can be expensive. Take a look at rates from the top car insurance companies in Burnham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Burnham, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,167 $15,833
American Family $9,339 $12,937
Farmers $15,277 $15,869
GEICO $9,546 $10,028
Liberty Mutual $5,822 $6,468
Nationwide $9,156 $11,766
Progressive $10,449 $11,727
State Farm $5,612 $7,080
Travelers $6,320 $8,014
USAA $6,388 $7,035

Cheapest Burnham, IL Car Insurance for Seniors

Take a look at Burnham, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Burnham, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,925 $4,925
American Family $3,023 $3,023
Farmers $3,144 $3,340
GEICO $2,703 $2,969
Liberty Mutual $1,434 $1,607
Nationwide $2,863 $3,036
Progressive $2,339 $2,455
State Farm $1,617 $1,617
Travelers $1,898 $2,026
USAA $1,781 $1,744

Cheapest Burnham, IL Car Insurance Rates After a DUI

A DUI in Burnham, IL increases car insurance rates. Compare Burnham, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Burnham, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,326
American Family $7,384
Farmers $7,031
GEICO $6,703
Liberty Mutual $2,924
Nationwide $6,342
Progressive $4,497
State Farm $2,981
Travelers $3,956
USAA $4,599

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Burnham, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Burnham, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Burnham, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,382 $7,382
American Family $5,242 $5,378
Farmers $6,615 $6,615
GEICO $4,587 $4,752
Liberty Mutual $2,816 $2,816
Nationwide $5,154 $5,154
Progressive $4,938 $4,938
State Farm $2,906 $3,055
Travelers $3,239 $3,510
USAA $3,173 $3,356

The Best Cheap Car Insurance Companies in Burnham, IL

Take a look at a side-by-side comparison of the top car insurance companies in Burnham, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Burnham, Illinois

Insurance Company Average Annual Rates
Allstate $7,382
American Family $5,310
Farmers $6,615
GEICO $4,669
Liberty Mutual $2,816
Nationwide $5,154
Progressive $4,938
State Farm $2,981
Travelers $3,374
USAA $3,264

Category Winners: Cheapest Car Insurance in Burnham, Illinois

Find the cheapest car insurance companies in Burnham, IL for each category right here.

Best Annual Car Insurance Rates by Company in Burnham, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Burnham, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Burnham car insurance rates. Find the cheapest Burnham, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Burnham, Illinois

Insurance Company Low Medium High
Allstate $7,132 $7,372 $7,641
American Family $5,128 $5,503 $5,299
Farmers $6,270 $6,455 $7,121
GEICO $4,258 $4,660 $5,091
Liberty Mutual $2,631 $2,808 $3,009
Nationwide $5,101 $5,198 $5,164
Progressive $4,540 $4,914 $5,360
State Farm $2,788 $2,984 $3,169
Travelers $3,133 $3,369 $3,620
USAA $3,048 $3,262 $3,482

What affects car insurance rates in Burnham, Illinois?

What factors can have an impact on Burnham, IL car insurance? There are several reasons why Burnham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Burnham, Illinois.

Commute Time in Burnham

The more time you spend in your car the higher the risk of an accident. The average commute length in Burnham, IL is 38.4 minutes according to City-Data.

Compare Car Insurance Quotes in Burnham, IL

Ready to find affordable Burnham, Illinois car insurance today? Enter your ZIP code for fast, free Burnham, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption