Compare Burns Harbor, IN Car Insurance Rates (2021)

Car insurance in Burns Harbor, IN averages $298 a month. Burns Harbor, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Burns Harbor car insurance rates, compare quotes from the top car insurance companies in Burns Harbor, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Burns Harbor for teen drivers is USAA
  • Average car insurance rates in Burns Harbor, IN after a DUI are $4,260/year
  • Average car insurance rates in Burns Harbor, IN are $3,578/year

If you need to buy Burns Harbor, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Burns Harbor, IN is right here.

You’ll find Burns Harbor car insurance rates, the cheapest Burns Harbor, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Burns Harbor, Indiana car insurance rates to Fort Wayne car insurance rates, Gary car insurance rates, and Fishers car insurance rates.

Ready to find affordable Burns Harbor, IN car insurance today? Enter your ZIP code for fast, free Burns Harbor car insurance quotes.

Cheapest Burns Harbor, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Burns Harbor, IN car insurance rates? Every Burns Harbor, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Burns Harbor, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,494 $2,552 $2,193 $2,399 $7,726 $9,750 $2,528 $2,747
American Family $2,468 $2,468 $2,224 $2,224 $6,945 $10,016 $2,468 $3,022
Farmers $1,746 $1,721 $1,491 $1,680 $9,570 $10,230 $2,313 $2,494
GEICO $1,464 $1,453 $1,377 $1,428 $4,281 $3,966 $1,672 $1,467
Liberty Mutual $4,592 $4,592 $4,226 $4,226 $9,968 $15,014 $4,592 $6,269
Nationwide $1,819 $1,856 $1,594 $1,700 $5,401 $7,009 $2,145 $2,347
Progressive $1,824 $1,718 $1,660 $1,667 $11,012 $12,387 $2,290 $2,325
State Farm $1,520 $1,520 $1,366 $1,366 $4,691 $6,001 $1,687 $1,871
Travelers $1,152 $1,172 $1,081 $1,083 $7,332 $11,755 $1,217 $1,396
USAA $1,204 $1,182 $1,129 $1,130 $3,427 $3,807 $1,627 $1,730

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Minimum Car Insurance in Burns Harbor, IN

Every driver must carry the minimum car insurance in Burns Harbor, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Burns Harbor, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Burns Harbor, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Burns Harbor, IN. Compare credit history car insurance rates in Burns Harbor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Burns Harbor, Indiana

Insurance Company Poor Fair Good
Allstate $5,019 $3,734 $3,392
American Family $5,456 $3,530 $2,953
Farmers $4,553 $3,718 $3,447
GEICO $2,572 $2,139 $1,705
Liberty Mutual $8,898 $5,795 $5,361
Nationwide $3,397 $2,866 $2,689
Progressive $4,793 $4,262 $4,026
State Farm $3,639 $2,177 $1,692
Travelers $3,641 $3,089 $3,090
USAA $2,549 $1,701 $1,463

Cheapest Burns Harbor, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Burns Harbor, IN to rates for a clean record with top companies.

Annual Burns Harbor, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,226 $4,747 $4,379 $3,842
American Family $2,743 $4,363 $5,543 $3,269
Farmers $3,497 $4,068 $4,199 $3,858
GEICO $1,400 $2,210 $3,002 $1,941
Liberty Mutual $5,166 $6,127 $9,736 $5,710
Nationwide $2,564 $3,309 $3,173 $2,889
Progressive $3,243 $5,783 $3,879 $4,536
State Farm $2,442 $2,685 $2,442 $2,442
Travelers $2,784 $3,432 $3,890 $2,988
USAA $1,433 $2,054 $2,354 $1,778

Cheapest Burns Harbor, IN Car Insurance for Teen Drivers

Teen car insurance in Burns Harbor, IN can be expensive. Take a look at rates from the top car insurance companies in Burns Harbor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Burns Harbor, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,726 $9,750
American Family $6,945 $10,016
Farmers $9,570 $10,230
GEICO $4,281 $3,966
Liberty Mutual $9,968 $15,014
Nationwide $5,401 $7,009
Progressive $11,012 $12,387
State Farm $4,691 $6,001
Travelers $7,332 $11,755
USAA $3,427 $3,807

Cheapest Burns Harbor, IN Car Insurance for Seniors

Take a look at Burns Harbor, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Burns Harbor, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,193 $2,399
American Family $2,224 $2,224
Farmers $1,491 $1,680
GEICO $1,377 $1,428
Liberty Mutual $4,226 $4,226
Nationwide $1,594 $1,700
Progressive $1,660 $1,667
State Farm $1,366 $1,366
Travelers $1,081 $1,083
USAA $1,129 $1,130

Cheapest Burns Harbor, IN Car Insurance Rates After a DUI

A DUI in Burns Harbor, IN increases car insurance rates. Compare Burns Harbor, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Burns Harbor, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,379
American Family $5,543
Farmers $4,199
GEICO $3,002
Liberty Mutual $9,736
Nationwide $3,173
Progressive $3,879
State Farm $2,442
Travelers $3,890
USAA $2,354

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Cheapest Burns Harbor, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Burns Harbor, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Burns Harbor, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,048 $4,048
American Family $3,931 $4,028
Farmers $3,906 $3,906
GEICO $2,102 $2,175
Liberty Mutual $6,509 $6,860
Nationwide $2,984 $2,984
Progressive $4,360 $4,360
State Farm $2,432 $2,574
Travelers $3,274 $3,274
USAA $1,879 $1,930

The Best Cheap Car Insurance Companies in Burns Harbor, IN

Take a look at a side-by-side comparison of the top car insurance companies in Burns Harbor, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Burns Harbor, Indiana

Insurance Company Average Annual Rates
Allstate $4,048
American Family $3,980
Farmers $3,906
GEICO $2,139
Liberty Mutual $6,685
Nationwide $2,984
Progressive $4,360
State Farm $2,503
Travelers $3,273
USAA $1,905

Category Winners: Cheapest Car Insurance in Burns Harbor, Indiana

Find the cheapest car insurance companies in Burns Harbor, IN for each category right here.

Best Annual Car Insurance Rates by Company in Burns Harbor, Indiana

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Burns Harbor, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Burns Harbor car insurance rates. Find the cheapest Burns Harbor, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Burns Harbor, Indiana

Insurance Company Low Medium High
Allstate $3,849 $4,031 $4,265
American Family $3,930 $4,110 $3,898
Farmers $3,756 $3,898 $4,062
GEICO $2,001 $2,132 $2,282
Liberty Mutual $6,415 $6,663 $6,975
Nationwide $2,996 $2,963 $2,992
Progressive $4,074 $4,280 $4,727
State Farm $2,371 $2,502 $2,635
Travelers $3,168 $3,305 $3,347
USAA $1,822 $1,899 $1,993

What affects car insurance rates in Burns Harbor, Indiana?

What factors can have an impact on Burns Harbor, IN car insurance? There are several reasons why Burns Harbor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Burns Harbor, Indiana.

Commute Time in Burns Harbor

The more time you spend in your car the higher the risk of an accident. The average commute length in Burns Harbor, IN is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Burns Harbor, IN

Ready to find affordable Burns Harbor, Indiana car insurance today? Enter your ZIP code for fast, free Burns Harbor, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State