Compare Burnsville, MN Car Insurance Rates (2021)

Car insurance in Burnsville, MN averages $394 a month. Burnsville, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Burnsville car insurance rates, compare quotes from the top car insurance companies in Burnsville, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Burnsville, MN are $4,723/year
  • The cheapest car insurance company in Burnsville for teen drivers is State Farm
  • The cheapest ZIP code in Burnsville is 55306

If you need to buy Burnsville, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Burnsville, MN is right here.

You’ll find Burnsville car insurance rates, the cheapest Burnsville, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Burnsville, Minnesota car insurance rates to Brooklyn Park car insurance rates, St. Cloud car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Burnsville, MN car insurance today? Enter your ZIP code for fast, free Burnsville car insurance quotes.

Cheapest Burnsville, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Burnsville, MN car insurance rates? Every Burnsville, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Burnsville, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,297 $3,178 $3,178 $7,564 $10,950 $4,006 $4,209
American Family $2,372 $2,372 $2,160 $2,160 $6,623 $9,426 $2,372 $2,648
Farmers $2,094 $2,090 $2,010 $2,137 $6,154 $6,234 $2,751 $2,639
GEICO $2,728 $2,700 $2,595 $2,522 $6,063 $7,638 $2,549 $2,684
Liberty Mutual $9,743 $9,743 $9,651 $9,651 $18,787 $27,995 $9,743 $13,408
Nationwide $2,116 $2,105 $1,890 $1,992 $5,660 $6,804 $2,515 $2,595
State Farm $1,754 $1,754 $1,592 $1,592 $4,038 $4,934 $2,028 $1,667
USAA $1,904 $1,862 $1,751 $1,722 $5,213 $5,631 $2,464 $2,581

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Minimum Car Insurance in Burnsville, MN

Every driver must carry the minimum car insurance in Burnsville, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Burnsville, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Burnsville, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Burnsville, MN. Compare credit history car insurance rates in Burnsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Burnsville, Minnesota

Insurance Company Poor Fair Good
Allstate $7,246 $3,956 $3,678
American Family $5,235 $3,380 $2,685
Farmers $4,077 $2,954 $2,760
GEICO $4,421 $3,620 $3,013
Liberty Mutual $18,931 $12,256 $9,583
Nationwide $3,819 $3,086 $2,725
State Farm $3,529 $2,157 $1,573
USAA $4,474 $2,235 $1,963

Cheapest Burnsville, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Burnsville, MN to rates for a clean record with top companies.

Annual Burnsville, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,543 $5,231 $6,365 $4,701
American Family $2,542 $4,521 $5,124 $2,879
Farmers $2,795 $3,520 $3,580 $3,159
GEICO $2,471 $3,892 $5,729 $2,647
Liberty Mutual $9,716 $13,533 $20,639 $10,472
Nationwide $2,565 $3,379 $3,869 $3,025
State Farm $2,201 $2,639 $2,420 $2,420
USAA $2,145 $2,751 $4,116 $2,551

Cheapest Burnsville, MN Car Insurance for Teen Drivers

Teen car insurance in Burnsville, MN can be expensive. Take a look at rates from the top car insurance companies in Burnsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Burnsville, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,564 $10,950
American Family $6,623 $9,426
Farmers $6,154 $6,234
GEICO $6,063 $7,638
Liberty Mutual $18,787 $27,995
Nationwide $5,660 $6,804
State Farm $4,038 $4,934
USAA $5,213 $5,631

Cheapest Burnsville, MN Car Insurance for Seniors

Take a look at Burnsville, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Burnsville, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,178 $3,178
American Family $2,160 $2,160
Farmers $2,010 $2,137
GEICO $2,595 $2,522
Liberty Mutual $9,651 $9,651
Nationwide $1,890 $1,992
State Farm $1,592 $1,592
USAA $1,751 $1,722

Cheapest Burnsville, MN Car Insurance Rates After a DUI

A DUI in Burnsville, MN increases car insurance rates. Compare Burnsville, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Burnsville, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,365
American Family $5,124
Farmers $3,580
GEICO $5,729
Liberty Mutual $20,639
Nationwide $3,869
State Farm $2,420
USAA $4,116

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Cheapest Burnsville, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Burnsville, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Burnsville, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,960 $4,960
American Family $3,723 $3,810
Farmers $3,264 $3,264
GEICO $3,633 $3,736
Liberty Mutual $13,203 $13,977
Nationwide $3,210 $3,210
State Farm $2,351 $2,489
USAA $2,853 $2,928

Cheapest Burnsville, MN Car Insurance Rates by ZIP Code

Burnsville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Burnsville, MN.

Annual Car Insurance Rates by ZIP Code in Burnsville, Minnesota

ZIP Code Average Annual Rates
55306 $3,594
55337 $3,631

The Best Cheap Car Insurance Companies in Burnsville, MN

Take a look at a side-by-side comparison of the top car insurance companies in Burnsville, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Burnsville, Minnesota

Insurance Company Average Annual Rates
Allstate $4,960
American Family $3,767
Farmers $3,264
GEICO $3,685
Liberty Mutual $13,590
Nationwide $3,210
State Farm $2,420
USAA $2,891

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Category Winners: Cheapest Car Insurance in Burnsville, Minnesota

Find the cheapest car insurance companies in Burnsville, MN for each category right here.

Best Annual Car Insurance Rates by Company in Burnsville, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Burnsville, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Burnsville car insurance rates. Find the cheapest Burnsville, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Burnsville, Minnesota

Insurance Company Low Medium High
Allstate $4,886 $4,957 $5,036
American Family $3,741 $3,867 $3,693
Farmers $3,124 $3,280 $3,387
GEICO $3,554 $3,685 $3,815
Liberty Mutual $13,197 $13,604 $13,968
Nationwide $3,008 $3,239 $3,383
State Farm $2,304 $2,432 $2,523
USAA $2,800 $2,889 $2,984

What affects car insurance rates in Burnsville, Minnesota?

What factors can have an impact on Burnsville, MN car insurance? There are several reasons why Burnsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Burnsville, Minnesota.

Commute Time in Burnsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Burnsville, MN is 24.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Burnsville, MN

Ready to find affordable Burnsville, Minnesota car insurance today? Enter your ZIP code for fast, free Burnsville, MN car insurance quotes.

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