Compare Busy, KY Car Insurance Rates (2021)

Car insurance in Busy, KY averages $574 a month. Busy, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Busy car insurance rates, compare quotes from the top car insurance companies in Busy, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Busy for teen drivers is USAA
  • Average car insurance rates in Busy, KY are $6,893/year
  • The cheapest car insurance company in Busy is USAA

If you need to buy Busy, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Busy, KY is right here.

You’ll find Busy car insurance rates, the cheapest Busy, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Busy, Kentucky car insurance rates to Frankfort car insurance rates, Owensboro car insurance rates, and Richmond car insurance rates.

Ready to find affordable Busy, KY car insurance today? Enter your ZIP code for fast, free Busy car insurance quotes.

Cheapest Busy, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Busy, KY car insurance rates? Every Busy, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Busy, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,170 $6,074 $5,664 $6,023 $23,229 $25,708 $6,689 $6,983
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,041 $4,400 $3,510 $3,936 $15,375 $16,944 $4,159 $4,230
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $3,063 $2,888 $2,776 $2,772 $15,667 $17,794 $3,806 $3,855
State Farm $2,741 $2,741 $2,428 $2,428 $7,459 $9,469 $3,041 $3,361
Travelers $3,984 $4,056 $3,930 $3,930 $20,277 $32,769 $4,171 $4,835
USAA $2,129 $2,132 $1,920 $1,951 $5,759 $6,052 $2,694 $2,950

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Minimum Car Insurance in Busy, KY

Every driver must carry the minimum car insurance in Busy, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Busy, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Busy, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Busy, KY. Compare credit history car insurance rates in Busy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Busy, Kentucky

Insurance Company Poor Fair Good
Allstate $14,578 $9,809 $8,066
GEICO $8,861 $4,424 $2,884
Liberty Mutual $10,167 $6,188 $4,868
Nationwide $9,986 $7,742 $6,667
Progressive $7,330 $6,417 $5,986
State Farm $6,044 $3,686 $2,896
Travelers $10,892 $9,186 $9,154
USAA $4,761 $2,665 $2,170

Cheapest Busy, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Busy, KY to rates for a clean record with top companies.

Annual Busy, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,939 $11,690 $12,528 $10,112
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,890 $9,089 $7,045 $6,273
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $5,421 $8,116 $6,181 $6,593
State Farm $3,889 $4,528 $4,209 $4,209
Travelers $8,459 $8,709 $12,710 $9,098
USAA $2,405 $3,407 $4,086 $2,896

Cheapest Busy, KY Car Insurance for Teen Drivers

Teen car insurance in Busy, KY can be expensive. Take a look at rates from the top car insurance companies in Busy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Busy, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,229 $25,708
GEICO $8,902 $10,417
Liberty Mutual $15,375 $16,944
Nationwide $13,093 $16,143
Progressive $15,667 $17,794
State Farm $7,459 $9,469
Travelers $20,277 $32,769
USAA $5,759 $6,052

Cheapest Busy, KY Car Insurance for Seniors

Take a look at Busy, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Busy, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,664 $6,023
GEICO $4,595 $4,158
Liberty Mutual $3,510 $3,936
Nationwide $5,260 $5,461
Progressive $2,776 $2,772
State Farm $2,428 $2,428
Travelers $3,930 $3,930
USAA $1,920 $1,951

Cheapest Busy, KY Car Insurance Rates After a DUI

A DUI in Busy, KY increases car insurance rates. Compare Busy, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Busy, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,528
GEICO $8,597
Liberty Mutual $7,045
Nationwide $10,669
Progressive $6,181
State Farm $4,209
Travelers $12,710
USAA $4,086

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Cheapest Busy, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Busy, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Busy, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,817 $10,817
GEICO $5,341 $5,438
Liberty Mutual $7,074 $7,074
Nationwide $8,132 $8,132
Progressive $6,578 $6,578
State Farm $4,107 $4,310
Travelers $9,744 $9,744
USAA $3,079 $3,318

The Best Cheap Car Insurance Companies in Busy, KY

Take a look at a side-by-side comparison of the top car insurance companies in Busy, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Busy, Kentucky

Insurance Company Average Annual Rates
Allstate $10,817
GEICO $5,390
Liberty Mutual $7,074
Nationwide $8,132
Progressive $6,578
State Farm $4,209
Travelers $9,744
USAA $3,198

Category Winners: Cheapest Car Insurance in Busy, Kentucky

Find the cheapest car insurance companies in Busy, KY for each category right here.

Best Annual Car Insurance Rates by Company in Busy, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Busy, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Busy car insurance rates. Find the cheapest Busy, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Busy, Kentucky

Insurance Company Low Medium High
Allstate $9,361 $10,727 $12,364
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,585 $7,006 $7,632
Nationwide $8,122 $7,993 $8,280
Progressive $5,936 $6,438 $7,359
State Farm $3,949 $4,196 $4,480
Travelers $9,238 $9,777 $10,217
USAA $3,050 $3,190 $3,355

Compare Car Insurance Quotes in Busy, KY

Ready to find affordable Busy, Kentucky car insurance today? Enter your ZIP code for fast, free Busy, KY car insurance quotes.

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